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HomeMy WebLinkAboutItem 2OVERSIGHT BOARD TO THE SUCCESSOR AGENCY TO THE SEAL BEACH REDEVELOPMENT AGENCY AGENDA STAFF REPORT DATE: November 17, 2016 TO: Oversight Board Members FROM: Victoria L. Beatley, Staff Member SUBJECT: AMENDMENT NO. 1 TO ADMINISTRATION AND OVERSIGHT AGREEMENT TO APPOINT A SUCCESSOR OVERSIGHT AGENT IN CONNECTION WITH BOND AND AGENCY REGULATORY AGREEMENTS FOR SEAL BEACH SHORES MOBILE HOME PARK SUMMARY OF REQUEST: That the Oversight Board of the Successor Agency to the Seal Beach Redevelopment Agency (the "Successor Agency ") adopt Resolution No. OB 16- 03, authorizing the execution and delivery of Amendment No. 1 to Administration and Oversight Agreement to appoint a successor Oversight Agent and Program Administrator, and taking related actions. BACKGROUND AND ANALYSIS: The former City of Seal Beach Redevelopment Agency (the "Former Agency") issued bonds (the "Bonds ") in 2000 and provided other financial assistance to LINC Community Development Corporation (the "LINC ") for a mobile home park project, now known as Seal Beach Shores (the "Park "). In that connection, the Former Agency and LINC entered into regulatory agreements, requiring the Park to comply with certain affordable housing covenants and reporting requirements. Seal Beach Shores, Inc. is the successor to LINC with respect to the Park. The related documents included an Administration and Oversight Agreement, dated December 1, 2000 (the "Oversight Agent Agreement "), designating the appointment of an Oversight Agent and Program Administrator (the "Oversight Agent ") to assist with the monitoring of the Park's compliance. The maintenance of an Oversight Agent is required under the Bonds indenture (i.e., the contract that contains the Agency's covenants to the bondholders). The Bonds are still outstanding, and indenture remains to be an enforceable obligation of the Successor Agency. Agenda Item 2 Rosenow Spevacek Group Inc. ( "RSG ") has acted as the Oversight Agent since 2000. With RSG's recent notice of resignation, Staff has identified CivicStone, Inc., as a suitable replacement. On October 24, 2016, the Board of Directors of the Successor Agency adopted Resolution No. SA16 -03, approving the Successor Agency's execution and delivery of an amendment to the Oversight Agent Agreement ( "Amendment No. 1 to Oversight Agent Agreement') for the appointment of CivicStone, as the replacement Oversight Agent, subject to the Oversight Board's effective approval. Pursuant to Health and Safety Code Section 34181(e), the Oversight Board may approve an amendment to an agreement between the Former Agency (as succeeded by the Successor Agency) and a private party if the Oversight Board finds that the amendment would be in the best interests of the taxing entities. Pursuant to the Indenture, the periodic fee due to the Oversight Agent and the Program Administrator, in the form of the "Administration Fee," is paid by the Trustee with moneys deposited with the Trustee by the Borrower. Because the appointment of a successor Oversight Agent is necessary and required under the Indenture, the Successor Agency's execution and delivery of Amendment No. 1 to Oversight Agent Agreement will reduce potential liability of the Successor Agency. Because any cost incurred for liability of the Successor Agency would be payable from the Redevelopment Property Tax Trust Fund (and potentially reducing residuals to be passed onto the taxing entities after payment of enforceable obligations), the approval . of the Successor Agency's execution and delivery of Amendment No. 1 to Oversight Agreement is in the best interests of the taxing entities. FISCAL IMPACT: Under the current documents, the periodic fee due to the Oversight Agent in the form of the "Administration Fee," is paid by the Bonds trustee with moneys deposited with the Bonds trustee by Seal Beach Shores. Staff does not anticipate any request of additional moneys from the Redevelopment Property Tax Trust Fund in connection with this appointment. RECOMMENDATION That the Oversight Board of the Successor Agency adopt Resolution No. OB 16- 03, authorizing the execution and delivery of Amendment No. 1 to Administration and Oversight Agreement to appoint a successor Oversight Agent and Program Administrator and taking related actions. Attachment: Resolution No. OB16 -03 (with Exhibit A — Amendment No. 1 to Administration and Oversight Agreement) Page 2 RESOLUTION NUMBER OB16-03 A RESOLUTION OF THE OVERSIGHT BOARD OF THE SUCCESSOR AGENCY TO THE SEAL BEACH REDEVELOPMENT AGENCY APPROVING THE SUCCESSOR AGENCY'S EXECUTION OF AMENDMENT NO. 1 TO ADMINISTRATION AND OVERSIGHT AGREEMENT FOR THE APPOINTMENT OF A SUCCESSOR OVERSIGHT AGENT AND PROGRAM ADMINISTRATOR AND TAKING RELATED ACTIONS RECITALS: A. The former City of Seal Beach Redevelopment Agency (the "Former Agency") was a redevelopment agency duly formed pursuant to the Community Redevelopment Law, set forth in Part 1 of Division 24 of the California Health and Safety Code ( "HSC "). B. Pursuant to AB X1 26 (enacted in June 2011) and the California Supreme Court's decision in California Redevelopment Association, et al. v. Ana Matosantos, et al., 53 Cal. 4th 231 (2011), the Former Agency was dissolved as of February 1, 2012, the Successor Agency was constituted as the successor entity to the Former Agency, and the Oversight Board of Successor Agency (the "Oversight Board ") was established. C. AB X1 26 added Part 1.8 (commencing with Section 34161) and Part 1.85 (commencing with Section 34170) to Division 24 the HSC. Such Parts 1.8 and 1.85, together with amendments and supplements thereto enacted from time to time, are collectively referred to herein as the "Dissolution Act." D. Before the Former Agency's dissolution, the Former Agency entered into an Administration and Oversight Agreement, dated as of December 1, 2000 (the "Oversight Agent Agreement "), by and among the Former Agency, LINC Community Development Corporation ( "LINC ") and Rosenow Spevacek Group Inc. ( "RSG "), as Oversight Agent and Program Administrator thereunder. E. The Former Agency entered into the Oversight Agent Agreement in connection with the Former Agency's issuance of its Mobile Home Park Revenue Bonds (Seal Beach Mobile Home Park Project) Series 2000A (the "Bonds ") and its execution and delivery of the related Indenture of Trust, dated as of December 1, 2000 (the "Indenture "), by an between the Former Agency and Union Bank of California, N.A., as trustee (the `Trustee "). Capitalized terms used but not defined herein have the meanings ascribed to them in the Oversight Agent Agreement, or if not in the Oversight Agent Agreement, the Indenture. F. Seal Beach Shores, Inc., is the successor -in- interest to LINC, as the Borrower under the Indenture, the Oversight Agent Agreement and other related documents. 12805- 0005 \1989616v3.doc Resolution Number 0616 -03 G. A portion of the Bonds remains outstanding; and the Bonds, the Indenture and the Oversight Agent Agreement continue to be enforceable obligations of the Successor Agency. H. RSG has given notice of its resignation from the positions of the Oversight Agent and the Program Administrator. I. The Successor Agency desires to execute an amendment, substantially in the form attached as Exhibit A ( "Amendment No. 1 to Oversight Agent Agreement "), to provide for the appointment of CivicStone, Inc. ( "CivicStone ") as the successor Oversight Agent and the Program Administrator. J. Pursuant to the Indenture, the periodic fee due to the Oversight Agent and the Program Administrator, in the form of the "Administration Fee," is paid by the Trustee with moneys deposited with the Trustee by the Borrower. K. The appointment of a successor Oversight Agent and Program Administrator is necessary and required under the Indenture, and, as such, the Successor Agency's execution and delivery of Amendment No. 1 to Oversight Agent Agreement will reduce liability of the Successor Agency. L. Pursuant to HSC Section 34181(e), the Oversight Board may approve an amendment to an agreement between the Former Agency (as succeeded by the Successor Agency) and a private party if the Oversight Board finds that the amendment would be in the best interests of the taxing entities. NOW, THEREFORE, THE OVERSIGHT BOARD FOR THE SUCCESSOR AGENCY TO THE SEAL BEACH REDEVELOPMENT AGENCY HEREBY FINDS, DETERMINES, RESOLVES, AND ORDERS AS FOLLOWS: Section 1. The above recitals are true and correct and are a substantive part of this Resolution. Section 2. In view that the purpose of Amendment No. 1 to Oversight Agent Agreement is to fulfill Indenture requirements by the appointment of a successor Oversight Agent and Program Administrator, and thus reduce the liability of the Successor Agency, the Oversight Board hereby finds and determines, for the purposes of HSC Section 34181(e), that the Successor Agency's execution and delivery of Amendment No. 1 to Oversight Agent Agreement is in the best interests of the taxing entities. Section 3. The Oversight Board hereby approves the Successor Agency's execution and delivery of Amendment No. 1 to Oversight Agent Agreement, substantially in the form attached as Exhibit A to this Resolution. Section 4. The members of the Oversight Board and officers of the Successor Agency are hereby authorized, jointly and severally, to do any and all things which they Resolution Number OB16 -03 may deem necessary or advisable to effectuate this Resolution and the Oversight Agent Agreement, as amended by Amendment No. 1 to Oversight Agent Agreement. PASSED, APPROVED AND ADOPTED by the Oversight Board at a meeting held on the 17 day of November 2016. AYES: Board Members: NOES: Board Members: ABSENT: Board Members: Chair, Oversight Board ATTEST: Secretary, Oversight Board Resolution Number 0616 -03 EXHIBIT A AMENDMENT NO. 1 TO OVERSIGHT AGENT AGREEMENT (in substantial final form) (see attached) AMENDMENT NO. 1 (to Administration and Oversight Agreement) This Amendment No. 1 (this "Amendment"), dated as of , 2016 (the "Effective Date "), is entered into by and among the Successor Agency to the Seal Beach Redevelopment Agency (the "Successor Agency "), as successor to the former Seal Beach Redevelopment Agency (the "Former Agency "), the City of Seal Beach, a municipal corporation duly existing under the laws of the State of California (the "City "), Seal Beach Shores, Inc., a California nonprofit public benefit corporation ( "SBS" or "Borrower "), as the successor -in- interest to LINC Community Development Corporation, a California nonprofit public benefit corporation ( "LINC ") and CivicStonc, Inc., a California Corporation ( "CivieStone "), as successor Oversight Agent and Program Administrator. This Amendment amends and supplements the Administration and Oversight Agreement, dated as of December 1, 2000 (the "Original Agreement "), by and among the Former Agency, LINC and Rosenow Spevacek Group Inc. ( "RSG "), as former Oversight Agent and Program Administrator. Capitalized terms used but not otherwise defined herein have the meanings ascribed to them in the Original Agreement. RECITALS A. The Former Agency was a redevelopment agency duly formed pursuant to the Community Redevelopment Law, set forth in Part 1 of Division 24 of the California Health and Safety Code ( "HSC "). B. Pursuant to AB X1 26 (enacted in June 2011) and the California Supreme Court's decision in California Redevelopment Association, et al. v. Ana Matosantos, et al., 53 Cal. 4th 231 (2011), the Former Agency was dissolved as of February 1, 2012, the Successor Agency was constituted as the successor entity to the Former Agency, and an Oversight Board of the Successor Agency (the "Oversight Board ") was established. C. AB X1 26 added Part 1.8 (commencing with Section 34161) and Part 1.85 (commencing with Section 34170) to Division 24 of the HSC. Such Parts 1.8 and 1.85, including amendments and supplements enacted after AB X1 26, are referred to herein as the "Dissolution Act." D. Before the Former Agency's dissolution, the Former Agency entered into the Original Agreement in connection with the issuance of the Former Agency's Mobile Home Park Revenue Bonds (Seat Beach Mobile Home Park Project) Series 2000A (the "Bonds ") and the related execution and delivery of the Indenture of Trust, dated as of December 1, 2000 (the "Indenture "), by an between the Former Agency and Union Bank of California, N.A., as trustee. E. A portion of the Bonds remains outstanding; and the Bonds, the Indenture and the Original Agreement (as amended by this Amendment) continue to be enforceable obligations of the Successor Agency. F. RSG resigned from its positions as the Oversight Agent and the Program Administrator. 12805-0005\ 1 9895660.dce RWG DRAFT: 10/8/2016 G. The Parties are executing this Amendment to provide for CivicStone's assumption of the roles of Oversight Agent and Program Administrator. H. Pursuant to the Indenture (as set forth in the definition of "Oversight Agent" in Section 1.1 thereof), so long as the Bonds remain outstanding, the appointment of any successor Oversight Agent is subject to the consent of ACA, which consent has been obtained and is attached hereto as Exhibit A. I. The Oversight Board adopted Resolution No. (the "Oversight Board Resolution "), approving the Successor Agency's execution and delivery of this Amendment; and the Oversight Board Resolution became effective upon the State Department of Finance's [approval] [deemed approval] pursuant to the Dissolution Act. THE PARTIES, FOR AND IN CONSIDERATION OF THE MUTUAL PROMISES AND AGREEMENTS HEREIN CONTAINED DO AGREE AS FOLLOWS: 1. Administration Agreement to Remain in Effect Except as Amended Hereby. Except as expressly modified by this Amendment, the Original Agreement shall remain unmodified and in full force and effect in accordance with its terms. The Original Agreement, as amended by this Amendment, shall be hereinafter referred to as the "Administration Agreement." 2. Appointment and Acceptance by CivicStone of its Duties as Program Administrator and Oversight Agent. (a) The Successor Agency and SBS, as the Borrower, hereby confirm and agree to the appointment of CivicStone as the successor Program Administrator and Oversight Agent. (b) CivicStone hereby accepts such appointment, and agrees to perform the duties of the Program Administrator and Oversight Agent as set forth in the Original Agreement, and accepts the terms of the Original Agreement (except, it is clarified that: (i) Section 5.4 shall be amended as provided below and (ii) Section 2.3 of the Original Agreement contains representations by RSG and not CivicStone, and CivicStone's representation is set forth below in this Amendment). (c) It is hereby clarified and affirmed by the Parties that the annual Administration Fee at [October] 2016 is $8,319.21, calculated in accordance with the definition of "Administration Fee" set forth in the Indenture, and further described in Exhibit B hereto. CivicStone shall submit invoices for its work under the Administration Agreement to the Trustee in amounts not exceeding the Administration Fee (as adjusted pursuant to such definition), except as may be accepted in writing by the Executive Director of the Successor Agency and an authorized representative of the Borrower (with a copy of such acceptance furnished to the Trustee). 3. Representations of CivicStone. CivicStone makes the following representations, warranties and acknowledgments: -2- 12805 -0005\ 19895 66v6.dm (a) It is a corporation duly organized, validly existing and in good standing under the laws of the State of California and has the power and authority to carry on its business as now being conducted. (b) It has the power to execute and deliver this Amendment and to carry out the transactions on its part contemplated in the Administration Agreement; and it has duly authorized the execution and delivery of this Amendment and its performance under the Administration Agreement. (c) It is independent from and not under the control of the Borrower, does not have any substantial interest, direct or indirect, in the Borrower, and is not an officer or employee of the Borrower. (d) CivicStone is entering into the Administration Agreement as an independent contractor to the Successor Agency. Neither CivicStone nor any of its staff are the employees of the Successor Agency. The Successor Agency has no control over the conduct of CivicStone, in its capacity as the Program Administrator and Oversight Agent, except in accordance with the provisions of the Administration Agreement, the Indenture, the Loan Agreement, the Regulatory Agreement, the Agency Grant Agreement (as amended and restated in August 2005), and the Agency Regulatory Agreement pertaining to the duties of the Program Administrator and Oversight Agent. (e) It has received copies each of the Administration Agreement, the Indenture, the Loan Agreement, the Regulatory Agreement, the Agency Grant Agreement (as amended and restated in August 2005), and the Agency Regulatory Agreement (as amended in August 2005) and it is familiar with the terms and conditions thereof and is qualified to perform its duties as the Program Administrator and Oversight Agent pursuant to the terms thereof. (f) It has received from the Borrower copies of the Articles of Incorporation, Bylaws and Declaration of Conditions, Covenants and Restrictions, which the Borrower has represented are current operating documents of SBS as of the date of this Amendment. 4. Amendment to Section 5.4 of the Original Agreement. The last sentence of Section 5.4 of the Original Agreement is hereby replaced in its entirety with the following: The Notice Address of the Program Administrator and Oversight Agent is: 4195 Chino Hills Parkway #267, Chino Hills, CA 91709; Attention: Monique Eliason. 5. Certain Clarifications Regarding Annual Certifications and Files. (a) With respect to the income certification and the annual report required to be filed by the Borrower under the Regulatory Agreement, the filing of such certification and reports to the Program Administrator and Oversight Agent shall be deemed to be a transmission to the Successor Agency at the same time, and the Borrower shall not be required to make a duplicate transmission to the Successor Agency. (b) The transmission to the Program Administrator and Oversight Agent of file information regarding any Residential Household at the Successor Agency's request shall be -3- 12805 -0005V1989566v6.dm deemed to be a transmission to the Successor Agency at the same time, and the Borrower shall not be required to make a duplicate transmission to the Successor Agency. (c) To the extent that the Program Administrator and the Oversight Agent prepares and submit to the Successor Agency quarterly or annual continuing program compliance summary reports required by the Regulatory Agreement or the Agency Regulatory Agreement, the Borrower shall be furnished with a copy of each such report. (d) The Program Administrator and Oversight Agent shall retain all files, books and records received by it in connection with its performance as the Program Administrator and Oversight Agent in good order and shall make such files, books and records available to the Successor Agency for inspection at any time during business hours upon the Successor Agency's request. (e) Upon the Borrower's request, the Program Administrator and Oversight Agent shall furnish to the Borrower copies of any certification or filings previously transmitted by the Borrower; provided, that the Borrower shall reimburse the Program Administrator and Oversight Agent for costs relating to such copies. (f) Upon the Successor Agency's or Program Administrator and Oversight Agent's request, the Borrower shall fumish to the requesting party duplicate copies of any certification or filings, including without limitation, Household files previously transmitted by the Borrower, provided, that the requesting party shall reimburse the Borrower for costs relating to such copies. 6. Execution in Counterparts. This Amendment may be executed in counterparts, and all such executed counterparts shall constitute the same instrument. It shall be necessary to account for only one set of such counterparts in proving this Amendment. 12805 -0005\ 19895 66v6.dm IN WITNESS THEREOF, the Parties have caused this Amendment to be executed by their duly authorized representatives as of the Effective Date indicated above. SUCCESSOR AGENCY TO THE SEAL BEACH AGENCY Attest: Executive Director Secretary CITY OF SEAL BEACH M Attest: Mayor City Clerk SEAL BEACH SHORES, INC., a California nonprofit public benefit corporation By: [Title] By: [Title] CIVICSTONE, INC. a California corporation By: [Title] By: [Title] -5- 12805-0005\ 19895 EXHIBIT A Consent of ACA to Appointment of Successor Oversight Agent 12805- 0005 \1989566vU. EXHIBIT B Administration Fee as of [October] 2016 The Indenture provides: "Administration Fee" means an amount equal to $500 per month such amount to be increased annually on December 15, commencing December 15, 2001, to reflect 90% of any increase in the Consumer Price Index All Urban Consumers for the California CMSA in which the Redevelopment Agency of the City of Seal Beach is located (base year 1982 -1984 = 100), published by the United States Department of Labor, Bureau of Labor Statistics ( "BLS "). If the base is changed, the CPI used shall be converted according to the conversion factor provided by the BLS. * Data per U.S. Department of Labor, Bureau of Labor Statistics, website httr.// data. bts.eov /cei- birdsurvevrnost ?cul, as of August 23, 2016. t No change from prior year because of decrease in CPI. 12805- 0005 \1989566v6.dae Annual CPI -All Urban Administration Fee Consumers (LA- ((90% x CPI Increase Administration Fee Administration Base Riverside -OC CPI by % x Annual per Quarter Fee per Month Date /Adjustm Increase Administration Fee (Annual (Annual ent Date Area) (Base by % for Prior Year) + Administration Fee Administration Period Annual -.4) Fee =12) 84 =100))* * Administration Fee for Prior Year) 12/15/2000 171.600 $6,000.00 $1,500.00 $500.00 12/15/2001 177.300 3.32% $6,179.37 $1,544.84 $514.95 12/15/2002 182.200 2.76% $6,333.07 $1,583.27 $527.76 12/15/2003 187.000 2.63% $6,483.23 $1,620.81 $540.27 12/15/2004 193.200 3.32% $6,676.69 $1,669.17 $556.39 12/15/2005 201.800 4.45% $6,944.17 $1,736.04 $578.68 12/15/2006 210.400 4.26% $7,210.51 $1,802.63 $600.88 12/15/2007 217.338 3.30% $7,424.50 $1,856.13 $618.71 12/15/2008 225.008 3.53% $7,660.32 $1,915.08 $638.36 12/15/2009 223.219 - 0.80% $7,660.32-1 $1,915.08 $638.36 12/15/2010 225.894 1.20% $7,742.94 $1,935.73 $645.24 12/15/2011 231.928 2.67% $7,929.08 $1,982.27 $660.76 12/15/2012 236.648 2.04% $8,074.31 $2,018.58 $672.86 12/15/2013 239.207 1.08% $8.152.89 $2,038.22 $679.41 12/15/2014 242.434 1.35% $8,251.88 $2,062.97 $687.66 12/15/2015 244.632 0.91% $8,319.21 $2,079.80 $693.27 * Data per U.S. Department of Labor, Bureau of Labor Statistics, website httr.// data. bts.eov /cei- birdsurvevrnost ?cul, as of August 23, 2016. t No change from prior year because of decrease in CPI. 12805- 0005 \1989566v6.dae Resolution Number OB16 -03 may deem necessary or advisable to effectuate this Resolution and the Oversight Agent Agreement, as amended by Amendment No. 1 to Oversight Agent Agreement. PASSED, APPROVED AND ADOPTED by the Oversight Board at a meeting held on the 17 day of November 2016. AYES: Board Members: NOES: Board Members: ABSENT: Board Members: Chair, Oversight Board ATTEST: Secretary, Oversight Board Exhibit A SCOPE OF SERVICES & FEE SCHEDULE Seal Beach Mobile Home Park Revenue Bond Program Administration & Oversight Agent Summary CivicStone will act as Program Administrator and Oversight Agent for the Regulatory Agreement and Declaration of Restrictive Covenants, dated as of December 1, 2000. CivicStone will verify compliance of Seal Beach Shores of the statutes and obligations as outlined in the Regulatory Agreement. In addition, CivicStone will monitor the income levels of the residents of the Qualified Spaces and carry out the duties of the Oversight Agent as set forth in the Loan Agreement. Scope Of Work • Review the Income Certifications, Certificates of Continuing Program Compliance and all other certificates for the Regulatory Agreement and the Agency Regulatory Agreement in order to determine that each document is complete. CivicStone will receive these documents from Seal Beach Shores. CivicStone will also verify the internal accuracy of the calculations and conclusions as well as confirm that the Qualified Spaces have been rented as specified by the terms of the Regulatory Agreement. CivicStone will further verify that the occupancy requirements have been met. • Stay familiar with and notify all parties of changes in HUD income levels as well as maximum allowable rents as indicated in the Regulatory Agreement • Establish a Database to process and historically record all Qualified Spaces and provide the needed reports to the City as well as all appropriate parties in the Regulatory Agreement. • Review the leases for the Qualified Spaces to verify compliance on an annual basis. CivicStone will receive these leases from Seal Beach Shores. Notify findings to appropriate parties as required by the Regulatory Agreement. • Prepare and file annual reports as required by Section 8855.5 of the Government Code of the State of California [California Debt Advisory Commission and the Treasurer] • Annually review the financial statements of Seal Beach Shores and provide any recommended actions. • Coordinate a quarterly physical inspection of the infrastructure, clubhouse and common areas of the Project and report needed improvements. 12598 Central Ave, Sulte 102, Chlno, CA 91710 Phone: 909 -885 -0229 Fax: 909 -885 -0649 vnv .civicstone.conn • Prepare and disseminate a monthly confirmation report of deposits. • Review and approve requests from Seal Beach Shores to withdraw funds from the Rental Assistance Fund. • Prepare and submit annual reports of all withdrawals from the Rental Assistance Fund, Resident Services Fund and the Agency Loan Fund. Maintain comprehensive files on all Qualified Spaces from the date of this contract forward Fee Schedule CivicStone will bill the City of Seal Beach on a monthly basis based upon an hourly fee scheduled indicated below, plus reimbursable expenses not to exceed $28,000 per year. The billing rates are as follows: Adam Eliason CEO: $120 per hour Monique Eliason Project Coordinator: $95 per hour Administration Specialist: $50 per hour Program Compliance Summary Upon careful analysis of the Regulatory Agreement and Declaration of Restrictive Covenants, the Amendment of Regulatory Agreement, the Seal Beach Shores Subsidy Application Packet, the Seal Beach Shores Annual Housing Affordability Survey, the Administration and Oversight Agreement as well as the results of the Administrative Audit as performed by JWA Urban Consultants in November 2015; CivicStone has found a number of program non - compliance issues that need to be addressed, documented and resolved. Each discovered area of non- compliance is briefly described below, as well as CivicStone's recommended resolution. Once each issue is resolved to the City's satisfaction, only the maintenance from the Program Administrator and Oversight Agent will be required annually; as Program Compliance will be complete. Fee Schedule An estimation of hours required to resolve the non - compliant areas is listed for budgetary purposes in each section. However, often non - compliant issues are easy to diagnose, but the depth and breadth of the underlying problems and needed actions to resolve those problems are unknown until work commences and uncovers the ease or complexity. Consequently, CivicStone's recommended actions in these areas will be billed on an hourly basis with frequent reviews by the City of Seal Beach, without a not -to- exceed contract amount. Budgeted amounts are estimated based upon information known at this time and anticipated work required. Any additions to the scope and amount will be mutually agreed upon by CivicStone and the City of Seal Beach. The billing rates are as follows: 12598 Central Ave, Suite 102, Chino, CA 91710 Phone: 909 -885 -0229 Fax: 909 -885 -0649 w .civicstone.com Adam Eliason CEO: $120 per hour Monique Eliason Project Coordinator: $95 per hour Administration Specialist: $50 per hour File Repair Issue: As mentioned by JWA, "most files do not contain the full set of information and documents; many are missing the initial applications, tax returns at time of initial application, calculation of low /mod determination and rent affordability" needed to document program compliance. Action: CivicStone will develop a file log to be used for each qualifying resident. CivicStone will compile documentation from Seal Beach Shores Park office, the Fullerton main office, J &H Asset Property Mgmt., RSG, The Lofting Firm as well as contact individual residents to complete and maintain the master files. Where documents are missing or unavailable, current compliance documents will be included to verify eligibility. For example, if self- certification of income is the only source of income eligibility, CivicStone will acquire back -up documents to properly verify income. If there are missing tax returns because the resident doesn't file due to income; a Declaration Of Exemption for filing taxes will be included in the log's section for tax returns. Notations will be made in each section for ease of analysis as well as provide a comprehensive applicant history. Estimated Budget: $7,750 Problematic Forms Issue: The existing Exhibit `B" Income Computation and Certification form is used to verify income and determine percent Median Income for program compliance. However, the existing form requires no back -up documentation nor substantiated proof of income. Consequently, the resident self- certifies income. This is problematic, and will not be adequate proof of income in an audit. Action: CivicStone will revise this form to help the applicant accurately identify all sources of income, as well as list acceptable and required back -up documentation for proper income verification. Estimated Budget: $250 Issue: As noted by JWA, the existing Occupancy Agreement as well as the Subscription Agreement both issued by Seal Beach Shores, do not adequately identify the requirements of the resident with the Regulatory Agreement; specifically in regards to the affordability requirements. Furthermore, the Occupancy Agreement also allows the subleasing of the Member's Space, which is a direct violation of the Regulatory Agreement. 12598 Central Ave, Suite 102, Chino, CA 91710 Phone: 909 - 885 -0229 Fax: 909 - 885 -0649 vrww.civlcstone.conn Action: CivicStone will work closely with Seal Beach Shores and appropriate legal counsel to fix these Agreements and replace the existing Agreements with corrected ones; or have Addenda created to remove the Regulatory Agreement conflicts. It is anticipated that Seal Beach Shores will get the updated Agreements and /or Addenda signed by the residents. Estimated Budget: $1,425 Issue: According to the Regulatory Agreement, the resident leases should have a provision that mandates that any misrepresentation of income or failure to cooperate with the annual certification will disqualify the Space as a Qualified Space and provide grounds for termination of the lease. The existing leases do not have this provision. Action: CivicStone will work with the legal department to fix these leases and replace the existing leases with corrected ones or have an Addendum created to the same effect. It is anticipated that Seal Beach Shores will get the Addendum signed by the residents. Estimated Budget: $675 RAMP -UP Funds Issue: Residents at Seal Beach Shores Mobile Home Park that have long -term leases prior to November 2000 all receive rental assistance in the form of Ramp -Up funds. Upon investigation by JWA Urban Consultants November 2015 Administrative Audit, it is unclear why these payments are made or the source of the funds to make these payments. Some account is being drained of money without proper oversight. Conjecture is that there may have been a "buy -in" when the initial Regulatory Agreement was made, but no documentation has been found. Action: CivicStone will investigate the source of the funds as well as the purpose for the distribution. CivicStone will begin with inquiries at RSG and if needed trace the assistance checks through the bank. By following the trail of money, CivicStone hopes to locate the source of funds, the account used for funding, as well as the purpose for the expenditures. Once this is determined, CivicStone will discuss its findings with the City of Seal Beach and determine the next plan of action. Possible actions resulting from this investigation could result in: drafting a staff report to advise council and recommending approval to move forward with existing funding as well as creating a report of program summary for the City of Seal Beach. Estimated Budget: $2,800 Policy & Procedures Manual Issue: Likely the Bond Regulatory Agreement was properly managed by the Redevelopment Agency of The City of Seal Beach. However, when the Redevelopment Agency was closed, some of the compliance monitoring and history was lost. 12598 Central Ave, Suite 102, Chino, CA 91710 Phone: 909 -865 -0229 Fax: 909 -885 -0649 mm,.civicstone.com Action: CivicStone will create an extensive Policy & Procedures Manual that will identify the specific duties and responsibilities of each entity involved in this Regulatory Agreement; the milestones and deadlines; action items; provide check lists and applicable forms and Exhibits. This Policy & Procedures Manual will be a valuable tool for the Issuer, the Trustee, the Borrower, the Program Administrator as well as the Oversight Agent. It will be written so that a change in personnel at any level will not jeopardize the proper management of the Regulatory Agreement and Declaration of Restrictive Covenants. Estimated Budget: $9,600 12598 Central Ave, Suite 102, Chino, CA 91710 Phone: 909 -885 -0229 Fax: 909 -885 -0649 w%m civlcstone.com