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HomeMy WebLinkAboutCC Res 3955 1990-06-25 RESOLUTION NO. .39Sfr" I RESOLUTION OF THE CITY COUNCIL OF THE CITY OF SEAL BEACH, PROVIDING FOR THE ISSUANCE AND SALE OF rTS 1990 TAX AND REVENUE ANTICIPATION NOTES; APPROVING OY'FICIAL STATEMENT, TERMS OF SALE, NOTE PURCHASE AGREEMENT; APPOINTING BOND COUNSEL AND FINANCIAL CONSULTANT; PLEDGING REVENUES AND ENTERING INTO CERTAIN TAX COVENANTS IN CONNEC~ION WITH SAID NOTES WHEREAS, in order for the City of Seal Beach (the "City") to meet its lawful obligations prior to the receipt of revenue and taxes in fiscal year 1990-91, it is necessary to temporarily borrow funds in the amount of the "maximum anticipated cumulative cash flow deficit" as defined by Section 1.103-14(c) (2) of Title 26 of the Code of Federal Regulations, rounded to the nearest hundred thousand dollars, but not to exceed Two Million One Hundred Thousand Dollars ($2,100,000), such funds to be used for any purpose for which the city is authorized to expend mone~'s, in accordance with Article 7.6, Chapter 4, Part 1, Divisi'n 2,' Title 5 of the Government Code of the State of Calif~,rnia (commencing with Sections 53850 through 53858) (the ";'Ict."); I WHEREAS, the City may borrow for such purposes, such indebtedness to be represented by tax 6nd revenue anticipation notes (the "Notes") issued pursuant tc the Act; WHEREAS, the City Council oJ: the City (the "City Council") is in need of legal services and special consultation and advice in connectior w~th the issuance and sale of the Notes; WHEREAS, there has been presented to the city Council a proposal of Security Pacif:c 11erchant Bank to act as Financial Consultant in connection with sale of the Notes; WHEREAS, there has been preser.ted to the city Council a Request for proposal and Terms of Sale and Note Purchase Agreement which will be prese.l~ed to a number of underwriters; WHEREAS, the City Council now wishes to approve such Request for Proposal and Terms of Salta and Note Purchase Agreement. and to authorize the Financ'.a:. '::onsultant to solicit proposals for purchase of the Notes: . ~ WHEREAS, the City Council wishes to authorize the Finance Director/Treasurer to enter into the Note Purchase Agreement with the Underwriter presenti~; the proposal which will result in the lowest net interest cost to the City and to issue the Notes upon such terms; I NOW, THEREFORE, BE IT RESOLVED by the city Council of the City of Seal Beach, State of California, as follows:. Section 1. The City council has reviewed all proceedings heretofore taken relative to the issuance of the Notes and has found, as a result of such review, and hereby finds and determines that all acts, conditions and things required by law to exist, happen and be performed precedent to and in the issuance of the Notes have existed, happened and been performed in due time, form and manner as required by law, and the City Council is duly authorized to issue the Notes in the name of the City and to incur indebtedness in the manner and upon the terms provided in this resolution. Resolution Number ~~~~ Section 2~ The City hereby appoints the firm of Buchalter, Nemer, Fields & Younger, a Professional corporation, as bond counsel ("Bond Counsel") to provide legal services in connectio~ ~'ith the issuance and sale of the Notes. The City CounC6' agrees that the appointment of Bond Counsel will not pre'.re:t Bond Counsel from continuing as attorney for parti6s wh.ch may currently have disputes, legal or otherwise, with the r.ity which do not involve confidential information which Bond '"ounsel gained from its representation of the City under such .ppointment, nor will Bond Counsel be prevented from acting ~s attorney in the future for clients which have disputes, l~gal or otherwise, with the City which I do not involve confi~~1~ial information which Bond Counsel gained from its representation of the City under this appointment, even tho~gh the same may result in litigation, and the city specifically consents Bond Counsel's representation of SU.~.l present or future clients of Bond Counsel despite such pos:...ible conflict. Section 3. The City hereby appoints security Pacific Merchant Bank il.S Financial Consultant (the "Financial Consultant"), and authlJr.Lzes such Financial Consultant to solicit proposals from uuderwriters for purchase of the Notes upon the terms contain(.ti in the "Request for Proposal and Terms of Sale," attached hereto as Exhibit A and incorporated herein by reference. Section 4. Notes in the name of the city in an aggregate principal 3Il,,;;" of the "maximum anticipated cumulative. cash flow ,iei'..::it" as de~ined by Section 1.103- 14(C)(2) of Title 26 ~~ t~e Code of Federal RegUlations, rounded to the nearest hunc~ed thousand dollars, but not to exceed Two Million One Hundred Thousand Dollars ($2,100,000), shall be issued for any curposes for which the city is authorized to expend moneys, under and subject to the terms of this resolution and in accordance with the provisions of the Act. I Section 5. Except as provided below, the holder of all of the Notes shall be The Depository Trust company, New York, New York ("DTC") and the Notes shall be registered in the name of Cede & Co., as nominee for DTC. The Notes shall be initially executed and delivered in the form of a single fully registered Note in the full aggregate principal amount of the Notes. The city may treat DTC (or its nominee) as the sole and exclusive owner of the Notes registered in its name for all purposes of this Resolution, and the City shall not be affected by any notice to the contrary. The City shall not have any responsibility or Obligation to any participant of DTC (a "Participant"), any person claiming a beneficial ownership interest in the Notes under or through DTC or any Participant, or any ::,':her person which is not shown on the register of the City as being a holder, with respect to the accuracy of any records maintained by DTC or any Participant or the payment by DTC or any Participant of any amount in respect of the prin~ipal or interest with respect to the Notes. The City sha~l. pay all principal and interest with respect to the Not~b only to DTC, and all such payments shall be valid and efft.C'''.i'v," to fully satisfy and discharge the City's obligations ~ith respect to the principal and interest with respect to the N~tes to the extent of the sum or sums so paid. Except under the conditions noted below, no person other than DTC shall receive a Note. Upon delivery by DTC to the city of written notice to the effect that DTC has determined to subc~.:. t'lte a new nominee in place of Cede & Co., the term "Cede & Co." in this Resolution shall refer to such new nominee of DTC. I If the City determines that it is in the best interest of the be~e!i:ial owners that they be able to obtain Notes and delivers a written certificate to DTC to that effect, DTC shall nctify the Participants of the availability through DTC of Notes. In such event, the.City shall issue, . Resolution Number .:!95S- I transfer and exchang~ ~otes as requested by DTC and any other holders in appropri~~e amounts. DTC may determine to discontinue providin~ its services with respect to the Notes at any time by giving notice to the City and discharging its responsibilities with respect thereto under applicable law. Under such circumstances (if there is no successor securities depository), the city shall be obligated to deliver Notes as described in this R~,~' tion. Whenever DTC requests the City to do so, the City ~i1" =ooperate with DTC in taking appropriate action ~:'pr reasonable notice to (a) make available one or more se.,arate Notes evidencing the Notes to any DTC Participant ha~ing Notes credited to its DTC account or (b) arrange for anoth~r securities depository to maintain custody of certificates dvidencing the Notes. To induce DTC to accept the Notes as eligible for book-entry form of issuance, the City will enter into a Letter of Representations with DTC (the "Letter of Representations"). Notwithstanding any other provision of this Resolu- tion to the contrary, so long as any Note is registered in the name of Cede & Co., as nominee of DTC, all payments with respect to the principal and interest with respect to such Note and all notice with respect to such Note shall be made and given, respectively, to DTC as provided in the Letter of Representations delivered on the date of issuance of the Notes. I Section 6. The Finance Director/Treasurer is authorized and directed to determine the amount of the "maA~::um anticipated cumulative cash flow deficit" as defined by Section 1.103-14(c) (2) of Title 26 of the Code of Federal Regulations and in accordance with advice from Bond Counsel, rounded to the nearest hundred thousand dollars, and to enter suc~ amount into the Note Purchase Agreement; provided, howe, or, that such amount shall not exceed Two Million One Hu~d:ed Thousand Dollars ($2,100,000). I section 7. The form of Note Purchase Agreement, attac}'9d hereto as Exhibit B, and incorporated herein by refer'nce, is hereby approved. The Finance Director/ TreaFJrer is authorized to enter into such Note Purchase AgreoDent with the underwriter presenting a responsible pr~~'~al to enter into such Note Purchase Agreement at the lowest net interest cost to the City; provided, however, that such r~te of interest for the Notes does not exceed twelve perc.ent (12%) per annum, and to insert said rate in said Note PUl",'hase Agreement. The Finance Director/Treasurer or his desJ.gn...e is hereby authorized and directed to execute the Note Purchase Agreement in the name of and on behalf of the City. Section 8. The Notes shall be dated the date of deli,ery and shall bear interest at the rate of interest provid~d for in the Note Purchase Agreement. Such interest shall be payable on maturity. The Notes shall mature 364 days from the date of the Notes, shall be numbered from 1 consecutively upward in order of their issuance, and shall be issued in the denomination of $5,000, or any integral multiple thereof. Both the principal of and interest on the Notes shal. ~ payable in lawful money of ~he United states of Amer.c~ ~pon presentation and surrender at the office of the Fillil,....:-' Director/Treasurer of the city in Seal Beach, Californ~~. Section 9. The Notes shall not be subject to call or redemptil,n befor.e their fixed maturity date. section 10. The Notes shall be issued without coupons and shall be in substantially the following form, the blanks in said form to be filled in with appropriate words or numbers to comply with the provisions of this resolution: Resolution Number .19$'6 STATE OF CALIFORNIA COUNTY OF ORANGE CITY OF SEAL BEACH 1990 TAX AND REVENUE ANTICIPATION NOTE Number $ CUSIP: FOR VALUE RECEIVED, the City of Seal Beach, a I municipal corporation organized and existing under and by virtue of the laws of the state of California (hereinafter the "City"), promises to pay to Cede & Co. on July 17, 1991, the principal sum of MILLION DOLLARS ($ ,000,000) in lawful money of the United States of America, with interest thereon at the rate of HUNDREDTHS PERCENT ( . ) !per annum from the date hereof and payable on -.,..,....... matur1ty. ' Interest shall be computed on a 30-day month and 360-day y~ar basis. Both the principal of and the interest on this note (hereinafter "Note") shall be payal:lle only upon surrender of this Note, as the same shall become due, at the office of the Finance Director/Treasurer of the city, in the City of Seal Beach, California; provided, however, no interest shall be payable for any period after maturity during which the holder hereof fails to properly present this Note for payment. This Note is a "qualified tax-exempt Obligation" within the meaning of Section 265(b) (3) of the Internal Revenue Code of 1986, as amended. This Note is part of an issue of Million Dollars ($__,000,000) in aggregate principal amount of notes (the "Notes") issued by the City Council of the City of Seal I Beach, State of California in the name and on behalf of the City, under and in accordance with the provisions of Article 7.6 of Chapter 4 of Part 1 of Division 2 of Title 5 of the california Government Code (constituting Sections 53850 through 53858, inclusive, of said Code), and a resolution duly adopted by the City Council on June __, 1990. Payment of the principal of and the interest on this ar~ secured by a pledge of and first lien and charge against moneys to be received by the City in fiscal year 1990-91 from the first taxes, income, revenue, cash receipts and other moneys intended as receipts for the 4eneral fund of the City and generally available for the payment of current expenses and other obligations of the City (the "Unrestricted Revenues"), to be received by the city in the month of December, 1990, in an amount sufficient to pay fifty percent (50%) of the aggregate principal amount of the Notes outstanding; and the first Unrestricted Revenues to be received by the City in the month of April __, 1991, in an amount sufficient to pay fifty percent (50%) of the aggregate principal amount of the Notes outstanding, plus an amount sufficient to pay the interest to become due on the Notes at maturity. If the full amount of the unrestricted Revenues pledged in any particular month to a repayment of the Notes I has not been received by the City by the thirtieth day of such month, the city shall make up such deficiency from any other moneys of the City lawfully available therefor. The principal of and the interest on this Note shall be payable from said pledged moneys and from all other income, revenue, cash receipts and moneys of the City lawfully available therefor. However, the Notes are payable only from revenue received or accrued during the fiscal year in which the Notes are issued. 'unless this Note is presented by an authorized representative of DTC to the City of Seal Beach or its agent for registration of transfer, exchange or payment, any Note issued will be registered in the name of Cede & Co. or such other name as requested by an authorized representative of DTC . ....: I I I Resolution Number -:rJ1~ and any payment made to Cede & Co. ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL since the regis~ered owner hereof, Cede & Co., has an interest herein. . IT IS HEREBY CERTIFIED, RECITED AND DECLARED the Notes are issued in conformity with the laws of the State of California and the proceedings of the City Council of the City; that all acts, conditions and things required to exist, happen and be performed precedent to and in the issuance of the Notes have existed, happened and been performed in regular and due time, form and manner as required by law; and that the Notes, together with all other indebtedness and obligations of the city, do not exceed any limit prescribed by the Constitution and statutes of the State of California. IN WITNESS WHEREOF, the City Council of the city has caused this Note to be executed by the Mayor and the Finance Director/Treasurer of.the city, and to be countersigned by the City Clerk, which signatures may be manual or facsimile signa- tures, except that one of such signatures shall be manually affixed, and has caused a facsimile of the official seal of the City to be imprinted hereon, and has caused this Note to be dated July __, 1990. Mayor of the City of Seal Beach Finance Director/Treasurer of the city of Seal Beach [SEAL] COUNTERSIGNED: " - City Clerk of the City of Seal Beach Resolution Number ~~~tr section 11. The Mayor and the Finance Director/ Treasurer of the city are hereby authorized and directed to sign each of the Notes, and the City Clerk is hereby authorized and direct~d to countersign each of the Notes, and the city Clerk is hereby authorized and directed to impress or cause to be imprinted by facsimile the official seal of the city on each of the Notes. Arty one or two of such signatures may be printed, lithographed or engraved by facsimile signature, but at least one of such signatures shall be manual. Such signing, countersigning and sealing as herein provided shall be sufficient and binding execution of the I Notes in the name and on behalf of the City. Section 12. All proceeds of sale of the Notes shall be deposited into the general fund of the City, to be withdrawn and expended for any purpose for which the city is authorized to expend money, including, but not limited to, current expenses, capital expenditures, and the discharge of any obligation or indebtedness of the City. The city Council covenants on behalf of itself and the City that the City will not make any use of the proceeds of the Notes which will cause the Notes to be "arbitrage bonds" subject to federal income taxation by reason of sections 103(b) or 148 of the Internal Revenue Code of 1986, as amended (the "Code"). To that end, so long as any of the Notes are outstanding, the city and its appropriate officers and employees shall comply with all requirements of said sections 103(b) and 148 and all regulations issued thereunder, to the extent that such requirements are, at the time, applicable and in effect. In order to maintain the exemption from federal income taxation of interest on the Notes and for no other purpose, the City Council covenants to comply with each applicable requirement of the Code and specif ically covena:1t!;:. (a) That it shall file such reports or other docu- ments with the. Internal Revenue Service as are required by th,~ Code and the Treasury Regulations; and (b) That it shall cause none of the gross proceeds of the Notes.to be invested in investments which are deemed to be "federally. guaranteed" within the meaning of Section 149(b) of the Code. . The Finance Director/Treasurer is authorized and directed to ensure compliance with these covenants. '. ,section 13. The principal of the Notes and the thereon shall be secured by a pledge of and first lien against moneys to be received by the City in fiscal year 90-91 and the city hereby pledges the first taxes, income, revenue, cash receipts a~d other moneys intended as receipts for the general fund of the City and generally available for the payment of current expenses and other obligations of the City (the "Unrestricted Revenues"), to be received by the City in the month of December, 1990, in an amount sufficient to pay fifty percent (50%) of the aggregate principal amount of the Notes outstanding; and the first Unrestricted Revenues to be received by the City in the month of April, 1991, in an amount sufficient to pay fifty percent (50%) the aggregate principal amount of the Notes outstanding plus an amount sufficient to pay the interest to become due on the Notes at maturity. If the full amount of the Unrestricted Revenues pledged in any particular month to a repayment of the Notes has not been received by the City by the thirtieth day of such month, the City shall make up such deficiency from any other moneys of the City lawfully available for the payment v~ .he principal of and the interest on the Notes. Such amounts shall hereinafter be called the "Pledged Moneys." I I 'Re'solution Number ..5f5r I There is hereby established and cre:'lte.d a special fund, designated the "City of Seal Beach 1990 _'''x and Revenue Anticipation Note Payment Fund" (hereinafter c..'J.led "Payment Fund"), into which the Finance Director/TrEa~uL.r shall deposit all of said Pledged Moneys promptly at ~he time of receipt thereof. The principal of the Notes an,' the interest thereon shall be payable from said Pledged Mo~~'s and from all other income, revenue, cash receipts and money~ of the City lawfully available for the payment of the principal of the Notes and the interest thereon. However, th~ ~~ltes are payable only form revenues received or accrued during the fiscal year in which issued. Moneys shall be withdrawn from the nayment Fund for the sole purpose of paying the principal of and ~.he interest on the Notes as the same shall become due and payable. Any money deposited in the Payment Fund may be invasted as permitted by law, except that no such investment shall have a maturity date later than the maturity date of t.ht! Notes. Proceeds of any such investments may be transferted to the general fund of the City. Any moneys remainins in the Payment Fund after payment of the principal and interest on the Notes may be released to the general fund. Section 14. The City Council hereby finds and determines that the aggregate principal amount :: ~he Notes, together with interest thereon, does ~ot excee.1 ~'~hty-five percent (85%) of the estimated amount of the n'" llncollected taxes, income, revenue, cash receipts and other m:>r,~ys of the City which will be available for the payment of the principal of and the interest on the Notes. I Section 15. The Finance Director/Treasurer of the City is hereby authorized and directed to deliver the Notes to the Underwriter upon payment of the purchase price, namely, a sum not less than the aggregate principal amount of the Notes, plus premium, if any, as provided in the Proposal submitted by the Underwriter. The Notes shall bear interest, payable at the maturity of the Notes, at the rate set forth in the Note Purchase Agreement. Section 16. The Finance Director/Treasurer of the city is directed to cause to be lithographed, printed or engraved a sufficient number of blank notes of suitable quality, said notes to show on their faces that the same bear interest at the rates aforesaid, and to cause the blank spaces therein to be filled in to comply with the provisions of this resolution, and to procure their execution bv the proper officers, and to deliver said notes when so c:ecuted to the Underwriter upon the receipt of the purchftse price. Section 17. The Mayor or the Finance Director/ Treasurer of the City or his authorized dep~T.Y is further authorized and directed to make, execute and ~eliver to the Underwriter (a) a certificate attesting to t~e use of the proceeds of the Notes, the investment thereof, and any other matters relating to the tax exemption of the Notes pursuant to Sections 103 (b) and 148 of the Code; (b) a ce!.tificate certifying to the genuineness and due executi 'n of the Notes; and (C) a receipt evidencing the payment of the purchase price of the Notes, which receipt shall be conclusive evidence that said purchase price has been paid and has ...... ~.l received by the city. Any purchaser or subsequent taker or holder of the Notes is hereby authorized to rely upon and ~h~ll be justified in relying upon any such certificate or rec~ipt with respect to the Notes executed pursuant to the authn.'ity of this" resolution. Such officers of the City are 1ur~her directed to, timely file the appropriate Internal Revenue Service form in J the 8038 series with respect to the Notes. Such officers are hereby authorized to execute any and all othr.r documents required 0 consummate the sale and delivery (,f the Notes. I. Resolution Number ~~ Section 18. The Preliminary Offici~~ Statement, in substantially the form presented to this meeting together with such changes as shall be approved by the Finan.-;:e Director/ Treasurer and made a part hereof as though Get forth in full herein, be and the same is hereby approved for use in connec- tion with the offering and sale of the Notes. ,..a City Clerk is directed to file a copy of such Pr~limina.~- ~~ficial Statement with this Resolution. The Finance Director/Treasurer is hereby authorized to approv~ a final Official Statement which shall be in compliance with Rule 15c2-12 of the Se~urities and Exchange CQmm1ssion under I the Securities Exchange Act of 1934, as amended .tnd its use in connection with the offering and sale of the Notes. The Finance Director/Treasurer is hereby authorized and directed, upon approval of the final Official Statement, to execute the final Official statement and any amendment and supplement thereto, in the name and on behalf of the City, and thereupon to cause the Official Statemeni. and any such amendment or supplement to be delivered to the Underwriter with such approval to be conclusively evidenced by his execution and delivery thereof. Section 19. The City Council finds and determines that' the aggregate face amount of all tax-exempt bonds (other than private activity bonds) issued by the City Council (and all subordinate entities thereof) during the 1990 calendar year is not reasonably expected to exceed Five Million Dollars ($5,000,000). The City Council further specifically finds, deter- mines and declares that the Notes are designated to be "qualified tax-exempt obligations" for purposes of Section 265(b) (3) of the Code. Section 20. This ~esolution shall take effect from I and after its passage and ~do~tion. APPROVED AND ADOPTE'" this ~day of June, 1990. '. cgcLwJ iMk:) Edna Wilson, Mayor ATTEST: ~:i "\~ ne M. Yeo, C' y Clerk of the ity of Seal Beach ~. ". ..', ~'-::w' I Resolution Number ..J~~ ~ I, Joanne M. Yeo, City Clerk of the city of Seal Beach do hereby certify that the foregoing resolution was passed at a regular _~~,ting of the City Council of the City of Seal Beach on the o?~day of June, 1990 by the following vote: AYES: COUNCIL MEMBERS~~~, ~t,,~~Z:~aM.~ COUNCIL MEMBERS: ~ ~ COUNCIL MEMBERS: ~ COUNCIL MEMBERS ~ I NOES: ABSENT: ABSTAINED: e M. Yeo, .tlerk of the City of Seal Beach CERTIFICATE OF POSTING AGENDA I I, Joanne M. Yeo, hereby certify as follows: I a'n Clerk of the City of Seal Beach. At least 72 hours prior to the following specified adjourned regular meeting of the City Council of said City, I caused to be posted a list of items constituting the agenda for said meeting at 211 Eighth Street, Seal Beach, California, a place where members of the public might view the same, said meeting being an adjourned regular meeting held on June __, 1990. Copies of said list constituting said agenda, which is in all respects the same as that so posted, is attached hereto and incorporated herein by reference. I certify under penalty of perjury that the foregoing is true and correct. F.xncuted at Seal Beach, California, this ____ day of , 1990. Joanne M. Yeo, City Clerk of the City of Seal Beach I Resolution Number c59~ CERTIFICATE AS TO FULL FORCE AND EFFECT OF RESOLUTION J, JOANNE M. YEO, Clerk of the City of Seal Beach, do hereby certify that the attached is an excerpt from the proceedings of the city Council of the City of Seal Beach of the county of Orange, State of California, for a regular meeting held on the ____ day of June, 1990. The above-mentioned excerpt from the minutes of the I City council is a true and correct copy for the meeting of June , 1990 and has not been amended, superseded or repealed. rhe above-mentioned excerpt from the minutes of the City council was duly taken pursuant to Section 40801 of the Government Code and constitutes official minutes as provided therein. WITNESS my hand as of this 1990, at Seal Beach, california. day of [SEAL] Joanne M. Yeo, City Clerk of the City of Seal Beach I I Resolution Number 3f-Sr REQUEST FOR PROPOSAL TO: Prospective Underwriters RE: $2,100,000 city of Seal Beach, California (1990 Tax and Revenue Anticipation Notes) I FROM: Security Pacific Merchant Bank Public Finance Department Catherine W. Bando (213) 229-1471 DATE: June , 1990 As Financial Consultant to the City of Seal Beach (the "City"), we are soliciting proposals from qualified underwriters for the purchase of $2,100,000 1990 Tax and Revenue Anticipation Notes (the "Notes"). The Notes are more fully described in the enclosed Preliminary Official statement dated July __, 1990. . The terms of sale are itemized in the attached pages entitled "Terms of Sale." Proposals will be received by the Financial Consultant on behalf of the City at the place and up to the time specified below: Time: July 12, 1990 10:00 A.M. Pacific Daylight Time I Place: Security Pacific Merchant Bank California Plaza 300 South Grand Avenue 21st Floor Los Angeles, California 90071 Telephoned proposals will be accepted up to 9:30 A.M. P.D.T. on July 12, 1990 provided a telecopied or original signed proposal form is received by the Financial Consultant no later than 6:00 P.M. P.D.T. on July 11, 1990. The Financial Consultant's telecopy number is (213). 613-1722. Additional information may be obtained by contacting Catherine W. Bando at (213) 229-1471. PROPOSAL FORK $2,100,000 1990 TAX AND REVENUB ANTICIPATION NOTBS I City of Seal Beach c/o Security Pacific Merchant Bank California Plaza 300 South Grand Avenue, 21st Floor Los Anqeles, California 90071 Ladies and Gentlemen: We offer to purchase all, but not less than all, of the aggregate principal amount of the Notes, more particularly described in the Preliminary Official statement provided to us with this Proposal Form and pursuant to the terms described in the Terms of Sale at a purchase price of the par amount of the Notes plus a premium of $ , said interest to be payable at the rate set forth below. Resolution Number a3~~5' Maturity Date Par Amount Interest Rate July 17, 1991 $2,100,000 % Our calculation of the net interest cost is %. This calculation is considered to be informative only and not a part of the proposal. If we are awarded the purchase of the Notes we agree to enter into a Note Purchase Agreement with the City substantially in the form provided to us with this proposal form. We have received and reviewed the Preliminary Official Statement with respect to the Notes (the "Preliminary Official statement") and as a condition to offering to purchaser the Notes, have determined that we can comply with the requirements of Rule 15c2-12 of the securities and Exchange Commission under the Securities Exchange Act of 1934, as amended. We hereby request that (not to exceed 50) printed copies of the Official Statement with respect to the Notes be furnished to us in accordance with the terms of the Request for Proposals. Respectfully submitted, Name Account Manager By Address city state Telephone I I I \ . ,'" Resolutibn Number ~~ TERHS OF SALE I Issue and Denomination: $2,100,000 and designated City of Seal Beach 1990 Tax and Revenue Anticipation Notes (the "Notes"), consisting of book-entry form Notes without coupons. The Notes will be available in denominations of $5,,000 or integral multiples thereof as shall be specified by the Underwriter. I Date and Maturities: The Notes will be dated their date of delivery which is expected to be July 18, 1990, and will all mature on July 17, 1991. Interest Rate: 'The maximum interest rate is eight percent (8%) per annum, payable upon maturity of the Notes. Proposers must specify the rate of interest which the Notes bid upon shall bear, provided that: (i) all Notes bid upon shall bear the same interest rate; (ii) no Notes shall bear more than one rate of interest; (iii) all Notes shall bear interest from their dated date to the stated maturity at the interest rate specified in the bid; (iv) the interest rate specified must be in a multiple of 1/1000 of one percent (.001%) . Qualified O~liqation: The Notes will be designated by the City Council as a "qualified tax-exempt obligation" within the meaning of section 265(b) (3)(B) of the Internal Revenue Code of 1986, as amended. Redemption: The Notes are not subject to call and redemption prior to maturity. Payment: Both principal and interest are payable in lawful money of the United States of America at the office of the Director of Finance of the city of Seal Beach. The principal and interest on the Notes will be paid to The Depository Trust Company ("DTC") or its nominee, Cede & Co., as registered owner of the Notes. Upon receipt of moneys, DTC will credit the accounts of the beneficial owners. Form of Proposal: Proposals must be for all of the Notes, and must be for not less than the par value thereof. Each proposal, must be enclosed in a sealed envelope addressed to the City of Seal Beach, c/o Security Pacific Merchant Bank, 300 South Grand Avenue, 21st Floor, Los Angeles, California 90071, not later than 10:00 a.m., P.D~T.. on said date of sale, and endorsed "Proposal for the Purchase of City of Seal Beach 1990 Tax and Revenue Anticipation Notes." Each proposal must be in accordance with the terms and conditions set forth herein, and must be submitted on, or in substantial accordance with, proposal forms provided. I Estimate of Net Interest Cost: Proposers are requested (but not required) to supply an estimate of the total n!t interest cost on the'basis of their respective proposals, which shall be considered as informative only and not binding on the proposer. Highest proposal I The Notes will be awarded on the basis of the lowest net interest cost including premium offered in the proposals. No proposal for less than par will be entertained. In the event two or more proposals setting forth identical interest rates and premium per dollar principal ~mount, if any, are received, the City reserves the right to exercise its own discretion and judgment in making ~u::! award and may award the Notes on a pro rata basis in such denominations as the City determines. Good Faith Check/Purchase Aqreement: Good Fait~ checks are not required. However, the Purchaser of the Note~. awa~ded pursuant to the terms stated herein, shall ~G~ee to , Resolution Number ~?.55' enter into a Note Purchase Agreement with the City ~i~ain 26 hours from the time said Purchaser is notified of su~h award. The Note Purchase Agreement shall be substantially in T.he form provided with the proposal form. prompt Award: The City will take action awarding the Notes or rejecting all proposals not later than tY"-I.~}'-six hours after the expiration of the time herein prescribed for the receipt of proposals unless such time of award ir. waived by the purchaser of the Notes. Buyer'S Certificate: The successful proposer ~us~ provide the City c/o the Financial Consultant, on or before I 10:00 A.M., P.D.T., on the date of closing the initi~l offering price to the public or final purchasers thereof (not including bond houses and brokers or similar persons ~r organizations acting in the capacity of underwriter O~ wholesalers) at which a substantial amount of the Not,~c; have been committed to be sold. Delivery and Payment: It is estimated that delivery of the Notes will be made to the successful proposer in book- entry form through the services of the Depository Trl.4..'~ Company in New York, New York on or about July 18, 1~90 Payment of the purchase price must be made in funds immediately available to the City. The cost of preparing the Notes with be borne by the City. Riqht of Rejection: The City reserve the right, in their discretion, to reject any and all proposals and to waive any irregularity or informality in any proposal. Riqht of Cancellation: The purchaser of the N01.es shall have the right at its option to cancel the Note Purcnase Agreement if the city shall fail to execute the Notes and tender the same for delivery within thirty (30) days from the date of sale thereof. purpose of Issue: The Notes to be issued by the city are authorized pursuant to the provisions of Section 53856 of the Government Code of the state of California and the provisions of resolutions of the City Council of the city for any purpose for which the city is authorized to expend moneys. security: The Notes are the obligation of the City and are secured by a pledge of and first lien and charge against moneys to be received by the City in fiscal year 1990-91. The Notes are secured by the first $1,050,000 nf "Unrestricted Revenues" as herein after defined, t.':'> be received in the month of December, 1990, and the fhst $1,050,000 of Unrestricted Revenues (plus an amou~t sufficient to pay the interest to become due on the Notes at m~turity) to be received in April, 1991. Said revenues shall be deposited by a designa~ed officer in a special account established, created and ma::'.:':ained withi~ the General Fund of the city. Moneys shall be withdrawn from said account for the sole purpose cf caying the principal of and the interest on each the City'S tlotes as the same shall become due and payable. By statute, the Notes are declared to be a q~neral obligation of City and to the extent not paid from taxes, income, revenues, cash receipts and other moneys o~ the City attributable to the fiscal year ending June 30, 19~,l and legally available for payment thereof (the "Unrestril.:ted Revenues"), shall be paid with the interest there or' f.rom any other moneys of the City lawfully available therefor. If the full amount of the Unrestricted Revenues pledged in a particular month to repayment of the Notes has no~ been received by the city by the end of such month, the amount of any deficiency shall be satisfied and made up fro~ _. other I I. "Resoiution Number ~ I moneys of the City lawfully available- for repaymer.-:. I" the Notes. However, the Notes are payable only from rv.a~ue received or accrued during the fiscal year in which is~ued. Under provisions of the California Constitution, the city is generally prohibited from incurring any indebtedness or liability exceeding in any year the income and revenue provided for such year, without the assent of two-thirds of its qualified electors voting at an election called for such purpose. . Rating: The City has applied for a rating of the Notes from Moody's Investors Service. The rating issued reflects only the views of Moody's and further information regarding the significance of such rating should be obtained from Moody's. California Debt Advisory co=mission: The city has duly notified the California Debt Advisory commission of the proposed sale of the Certificates. Payment of all fees to the California Debt Advisory Commission in connection with the sale and issuance of the Notes sha':'l be the sole responsibility of the successful bidder, and not of the City. No Litigation: There is no litigation pending concerning the validity of the Notes, the existp.nce of the City, or the entitlement of the officers thereof to their respective offices, and the successful propcsL~ will be furnished no- litigation certificates certify~l'1" '....~ the foregoing as of and at the time of delivery of the Not~s. I Official statement: The city <ill approve an Official Statement relating to the Notes, anr. will make available up to 50 copies to the purchaser of the Notes. A copy of the Preliminary Official statement ar.~ any other information concerning the proposed financing will be furnished upon request to the financial consultant of the city, Security Pacific Merchant Bank, 300 South G~and Avenue, HCP211, Los Angeles, California, 90071; telep~one (213) 229-1471. Delivery of Official Statem'9nt: Not later than the seventh (7th) business day following the date of award of the Notes to the successful proposal, copies of a final Official Statement substantially in the form of the Preliminary Official statement with respect to 1:h..! Notes (the "Preliminary Official Statement"), with only sucl' r:hanges therein as shall have been accepted by the purchaser and the City (the "Official statement") in such quantity as may be requested (not to exceed 50 copies) by the p~rchaser not later than five (5) business days following the date of award of the Notes to the successful proposal, to permit .~. ?urchaser to comply with paragraph (b) (4) of the Rule l.'C;: -~2 of the Securities and Exchange Commission under the s'.--J-cities Exchange Act of 1934, as amended (the "Rule") and the rt,les of the Municipal Securities Rulemaking Board. I Certificate: The City will deliver to the purchaser of the Notes a certificate of an official of the city, dated the date of Note delivery, stating that as of the date thereof: (i) to the best of the knowledge and belief of said official, the Official Statement does not cOlltain an untrue statement of a material fact or omit to state any material fact necessary in order to make the statements made therein, in light of the circumstances under which they were made, not misleading, (ii) the signatory knows of no material adverse change in the condition of the city which would make it unreasonable for the purchaser of the Notes to rely upon the Official Statement in connection with the resale of the Notes, (iii) the purchaser is authorized to use and distribute the Official Statement in connection with the offer and sale of the Notes, and (iv) the city will notify the purchaser of any event or occurrence that may impact the accuracy or comp~~.eness of any information set forth in the Official Statement until the earlier of ninety days from the "end of the underwriting period" (as defined in Resolution Number 39% .~. . the Rule) or twenty-five days from "the end of the underwriting period," in the ev,~nt the Official Statement is available to an~ ~ers~n throu~h ~ nationally recognized municipal secur1t1es 1nformat1~n repository (as defined in the Rule) . I $2,100,000 city of Seal Beach STATE OF CALIFORNIA 1990 TAX AND REVENUE ANTICIPATION NOTES NOTE PURCHASE AGREEMENT July _, 1990 City of Seal Beach 211 Eighth street Seal Beach, California 90740 I Ladies and Gentlemen: The undersigned (the "Underwriter"), acting on behalf of ourselves, offer to enter into this agreement with the city of Seal Beach, C"lifornia (the "City"), which, upon your acceptance hereoL. will be binding upon the city and the Underwriter. T~is offer is made subject to the written acceptance of th.'.s Note Purchase Agreement by the City and delivery of such a~ceptance to us at or prior to 11:59 P.M., Pacific Time, on r'le date hereof. 1. purohase and 8a1e of the Notes. Upon the terms and conditions rr.d in reliance upon the representations, warranties and agreements herein set forth, the Underwriter hereby agrees to purchase from the City for reoffering to the public, and the City hereby agrees to sell to the Underwriter for such purpose,. all (but not less than all) of $2,100,000 in aggregate principal amount of the city's 1990 Tax and Revenue Anticipation Notes (the "Notes"). The Notes shall bear interest at a rate of % per annum, such interest being payable on maturity. The underwriter shall purchase the Notes at a purchase price of par plus a premium of $____. 2. 'rhe llotes. The Notes shall be dated date of delivery, shall mature 364 days thereafter and shall otherwise be as described in, and shall be issued and secured pursuant, to the provisiors of the Resolution of the City adopted on June 25; 1990 (t.he "Note Resolution") and Article 7.6, Chapter 4, Part:, Division 2, Title 5 (commencing with Section 53850) of tt,~ California Gov~nment Code (the "Act"). 3. Use of ,.ocuments. The City hereby authorizes the Underwriter to use, in connection with the offer and sale of the I: Resolution Number ~~~ I Notes, this Note ~urchase Agreement and an Official Statement in a form to be jointly approved by the City and the Underwriter (which, together with all appendices thereto and with such changes therein and supplements thereto as are consented to by the Underwriter, is herein called the "Official statement"), the Note Resolution an 1 all information contained herein and therein and all of the documents, certificates or statements furnished by the city to the Underwriter in connection with the transactions contemplated by this Note Purchase Agreement. 4. Public Offering of the Notes. The Underwriter agrees to make a bona fide public offering of all the Notes at the initial public offering price or yield to be set forth on the cover page of the Official statement. Subsequent to such initial public offering, the Underwriter reserves the right to change such initial public offering price or yield as it deems necessary in ~v~~ection with the marketing of the Notes. 5. Delivery of Ofticial statement. Not later than the seventh (7th) business day following the date this Note Purchase Agreelllent is executed, copies of a final Official statement SUbstantially in the form of the Preliminary Official statement witl1 :-espect to the Notes (the "Preliminary Official Statement"), ",it.. only such changes therein as shall have been accepted by t,'e Underwriter and the City (the "Official statement") in su~h quantity as may be requested (not to exceed 50 copies) by ttl'l Underwriter not later than five (5) business days following the date this Note Purchase Agreement is executed, to permit the Underwriter to comply with paragraph (b) (4) of the. Pule 15c2-12 of the Securities and Exchange Commission under the Securities Exchange Act of 1934, as amended (the "Rule") and the rules of the Municipal Securities Rulemaking Board. I 6. c1o;sing. At 8:00 a.m., Pacific Time, on July 18, 1990 or at such other time or on such other date as shall have been mutually aqreed upon by you and us (the "Closing"). you will deliver the Notes in definitive form, duly executed, together with th~ ~ther documents hereinafter mentioned; and we will accept such d3livery and nay the purchase price thereof in immediately availa~le funds to the order' of the City. The Notes shall be available to us in book-entry-only form in denominations of $5,000 and integral multiples thereof as designated by us. Notwithstanding anything to the contrary herein contained, if for any reason whatsoever the Notes shall not have been aL~: "red by the city to the Underwriter prior to the close of bu~in-~s, Pacific Time Oft July 19, 1990, then the obliqation to ~l~~hase Notes hereunde~ shall terminate and be of no further force or effect except with respect to the obligations of the City and the Underwriter under Section 11 hereof. 7. Representations, Warranties and Aqreements of the city. The City hereby represents, warrants and agrees with the Underwriter that: I (A) The city is a political subdivision duly organized and validly existing under the laws of the state of California, with the power to issue the Notes pursuant to the Act. (B) (i) At or prior to the Closing, the city will have taken all action required to be taken by it to authorize the issuance and delivery of the Notes; (ii) the' City has full legal right, power and authority to enter into this Note Purchase Agreement and to adopt the Note Resolution and full legal right, power and authority to issue and deliver the Notes to the Underwriter and to perform its obliqations under each such document or instrument, and to carry out and effectuate the transactions contemplated by this Note Resolution Number ~ Purchase Agreement and the Note Resolution; (iii) the execution and delivery or adoption of, and the performance by the city of the obligations contained in the Notes, the Note Resolution and this Note Purchase Agreement have been duly authorized and such authorization shall be in full force and effect at the time of the Closing; (iv) this Note Purchase Agreement constitutes a valid and legally binding obligation of the City; and (v) the City has duly authorized the consummation by it of all transactions contemplated by this Note Purchase Agreement. (C) No consent, approval, authorization, order, I filing, registration, qualification, election or referendum, of or by any person, organization, court or governmental agency or public body whatsoever is required in connection with the issuance, delivery or sale of the Notes or the consummation of the other transactions effected or contemplated herein or hereby, except for such actions as may be necessary to qualify the Notes for offer and sale under the Blue Sky or other securities laws and regulations of such states and jurisdictions of the United States as the Underwriter may designate. . (D) The Notes shall be secured as to the payment of principal and interest from the revenues and in the manner as described in the Resolution. (E) 'The issuance of the Notes, the execution, delivery and performance of this Note Purchase Agreement, the Note Resolution and the Notes, "and compliance with the provisions hereof do not conflict with or constitute on the part of the City a violation of or default under, the Constitution of the state of California or any existing law, charter, ordinance, regulation, decree, order or resolution and do not conflict with or result in a violation or breach of, or constitute a default under, any agreement, indenture, mortgage, lease or other instrument to which the City is a party o~ by which it is bound or to which it is subject. (F) As of the time of acceptance hereof, no action, suit, proceeding, hearing or investigation is pending or (to the best knowledge of the City) threatened against the City or, to the best knowledge of the City (no independent investigation having been made), against any other person in any Court or before any governmental agency or public body: (i) in any way affecting the existence of the City or in any way challenging the respective powers of the several offices of the titles of the officials of the City to such offices; or (ii) seeking to restrain or enjoin the sale, issuance or delivery of any of the Notes, the application of the proceeds of the sale of the Notes, or the collection of revenues or assets of the city pledged or to be pledged or available to pay the principal of and interest on the Notes, or the pledge thereof, or in any way contesting or affecting the validity or enforceability of the Notes, this Note Purchase Agreement or the Note Resolution or contesting the powers of the city or its authority with respect to the Notes, the Note Resolution or this Note Purchase Agreement; or (iii) in which a final adverse decision could (a) materially adversely affect the operations of the City or the consummation of the transactions consummation of the transactions contemplated by this Note Purchase Agreement or the Note Resolution, (b) declare this Note Purchase Agreement to be invalid or unenforceable in whole or in material part, or (~) adversely affect the exemption of the interest paid on the Notes from gross income for Federal income tax purposes and California personal income taxation. I I Resolut.ion Number ~9~ I (G) Between the date hereof and the Closing, without the prior written consent of the Underwriter, the City will not have issued any bonds, notes or other obligations for borrowed money except for such borrowings as may be described in or conte~plated by the Official statement. (H) The city has not been notified of any listing or proposed listing by the Internal Revenue Service to the effect that the City is a bond issuer whose arbitrage certificates may not be relied upon. (I) Any certificates signed by any officer of the city and delivered to the Underwriter shall be deemed a representation and warranty by the City to the Underwriter as to the statements made therein but not of the person signing the same. 8. Covenants of the city. The city covenants and agrees with the Underwriter that: (A) The city will furnish such information, execute such instruments, and take such other action in cooperation with the Underwriter if and as the Underwriter may reasonably request in order (i) to qualify the Notes for offer and sale under the Blue Sky or other securities laws and regulations or such states and jurisdictions, and will use its best efforts to continue such qualifications in effect so long as required for distribution of the Notes; I (B) The city will apply the proceeds from the sale of the Notes for the purposes specified in the Note Resolution; and I (C) For a period of 90 days after the Closing or until such time (if earlier) as the Underwriter shall no longer hold any of the Notes for sale, the City will (a) not adopt any amendment of or supplement to the Official Statement to which, after having been furnished with a copy, the Underwriter shall object in writing or which shall be disapproved by the Underwriter and (b) if any event relating to or affecting the City shall occur as a result of which it is necessary, in the opinion of the Underwriter, to amend or supplement the Official Statement in order to make the Official statement not misleading in light of the circumstances existing at the time it is delivered to a purchaser, forthwith ~epare and furnish (at the expense of the City a reasonable number of copies of an amendment of or supplement to the Official Statement (in form and substance satiSfactory to the Underwriter) which will amend or supplement the Official Statement so that it will not contain an untrue statement of a material fact or omit to state a 'material fact necessary in order to make the statements therein, in the light of the circumstances existing at the time the Official statement is delivered to a purchaser, not misleading. 9. Conditions and Clo.inq. The Underwriter has entered into this Note Purchase Agreement in reliance upon the representations and warranties of the City contained herein and the performance by the city of its obligations hereunder, both as a date hereof and as of the date of Closing. The Underwr iter I s Obligations under this Note Purchase Agreement are and shall be subject, at the option of the Underwriter, to the following further conditions at the Closing; (A) The representations and warranties of the City contained herein shall be true, complete and correct in all material respects at the date hereof and at and Resolution Number .!l9~ as of the Closing, as if made at and as of the Closing, and the statements made in all certificates and other documents delivered to the Underwriter at the Closing pursuant hereto shall be true, complete and correct in all material respects on the date of the Closing; and the City shall be in compliance with each of the agreements made by it in this Note Purchase Agreement; (B) At the time of the Closing, (i) the Official statement, this Note Purchase Agreement and the Note I Resolution shall be in full force and effect and shall not have been supplemented except as may have been agreed to (ii) all actions under the Act which, in the opinion on Buchalter, Nemer, Fields & Younger of Los Angeles, Cali~ornia, bond counsel ("Bond Counsel"), shall be necessary in connection with the transactions contemplated hereby, shall have been duly taken and shall be in full force and effect; and (iii) the city shall perform or have performed all of its obligations required under or specified in the Note Resolution, this Note Purchase Agreement or the Official statement to be performed at or prior to the Closing; (C) No decision, ruling or finding shall have been entered by any court or governmental authority since the date of this Note Purchase Agreement (and not reversed on appeal or otherwise set aside), or to the best knowledge of the city, pending or threatened which has any of the effects described in section 7 (f) hereof or contesting in any way the completeness or accuracy of the Official statement. (0) No order, decree or injunction of any court of competent jurisdiction, nor any order, rUling or I regulation of the Securities and Exchange commission, shall have been issued or made with the purpose or effect of prohibiting the issuance, offering or sale of the Notes as contemplated hereby and no legislation shall have been enacted, or a bill favorably reported for adoption, or a decision by a court established under Article III of the Constitution of the United states rendered, or a ruling, regulation, proposed regulation or official statement by or on behal~ :.f the Securities and Exchange Commission or other governmental agency having jurisdiction of the subject matter shall be made or issued, to the effect that the Notes or any securities of the City or of any sim}~<r body of the type contemplated herein are not exe......t from the registration, qualification or ot.'er requirements of the Securities Act of 1933, as am~nu..d and as then in effect, or the Trust Indenture Act ~f 1939, as amended and as then in effect; (E) At or prior to the data of the Closing; the Underwriter shall receive the following documents in each case dated as of the Closing Date 3ad satisfactory in form and substance to the Underwriter: (1) An approving opinion of Bond Counsel, as to I the Notes, addressed to the City. (2) A letter setting forth that the undervri te:o: can rely upon the approving opinion of bond counsel. (3) The opinions of Bond Counsel and the c_t~ Attorney, addressed to the Underwriter, 'to the effe'cl that without having undertaken to determin~ independently the accuracy or completeness of the statements contained in the Official Statement, but on the basis of their conferences with the representatives of the City, and their examination of Resolution Number .;r~ I certain documents referred to in the Offic~~j statement, nothing has come to their attention wh.cl would lead them to believe that the Official statl<ll,'_::" contains an untrue statement as to a material fact or omits to state a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading, it being understood that in rendering such opinions Bond Counsel and the City Attorney shall not be required to express an opi~ion with respect to any financial statements or ot.her financial statlstical data included in the Official statement. I (4) A certificate signed by an appropriate City official to the effect that (i) the representations, agreements and warranties of the City herein are true and correct in all material respects as of the date of Closing; (ii) the city has complied with all the terms of the Note Resolution and this Note Purc~ase Agreement to be complied with by the City prior to or concurrently with the Closing and such documen~~ are in full force and effect; (iii) there is nn action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any court or public body, pending, or to his or her knowledge, thr~~tened against the city which has any of the e~fects described in section 7 (f) hereof or contesting j n any way the completeness or accuracy of the CifJcial Statement (but in lieu of or in conjunction wit~ such certification the Underwriter may, at its sole discretion, accept certificates or opinions O' the City Attorney or Bond Counsel, that in their orinion the issues raised in any such pending or threatened litigation are without substance and the.. the contentions of all plaintiffs therein are without merit); (iv) such official has reviewed the Offi~ial statement and on such basis certifies th~t the Official Statement does not contain any untrue statement' of a material fact required to be st~ted therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; (V) the Underwriter is authorized to use and distribute the Official Statemenc in connection with the offer and sale of the Notes; a~d (vi) the City will notify the Underwriter of any "'lent or occurrence that may impact the accuracy or completeness of any information set forth in the Official statement until the earlier of ninety days from the "end of the underwriting period" (as defined in the Rule) or twenty-five days from "the end ...: ..e underwriting period," in the event the Of..'iC"::.l Statement is available tb any person thru'.,;, a nationally recognized municipal securities inforlllatlc,.. repository (as defined in the Rule). (5) An arbitrage certificate of the City in form satisfactory counsel: to Bond Counsel: I (6) Evidence satisfactory to the Underwriter that the Notes been rated b~ Moody's Investors Services, Inc. (or shall 'have such other equivalent rating as such rating agency may give) and that such ~ating have not been revoked or downgraded; (7) A certificate, together with fully executed copies of the Note Resolution, of the City Clerk to the effect that: (i) such copies are true correct copies of the Note Resolution; and Resolution Number .!J,Ijg , . (ii) that the Note Resolution was duly adopted and has not been modified, amended, rescinded or revoked and is in full force and effect on the date of the Closing. (8) Such additional legal opinions, certificates, proceedings, ;n~~ruments and other documents as the Underwriter m~y reasonably request to evidence compliance (i) by the city with legal requirements (ii) the truth and accuracy, as of the time of Closing, of the represe.ltations of the City herein contained and of the Official Statement and I (iii) the due performance or E~tisfaction by the City at or prior to such time of all agreements then to be performed and all conditions then to be satisfied by the City. If the City shall be unable to sa~~sfy the conditions to the Underwriter's obligations containec in this Note Purchase Agreement or if the Underwriter's ooligations shall be terminated for any reason permitted by t.his Note Purchase Agreement, this Note Purchase Agreement mal be cancelled by the Underwriter at, or at any time prior to, tt.e time of Closing. Notice of such cancellation shall be givt".n to the City in wri ting, or by telephone or telegraph conf irmed- in writing. Notwithstanding any provision herein to the contrary, the performance of any and all obligations of th~ City hereunder and the performance of any and all conditionE contained herein for the benefit of the Underwriter may be wah -0:: "y the Underwriter in writing at its sole discretion. . The Underwriter shall also have the right to cancel its obligation to purchase the Notes, by wr~tten notice to the City, if between the date hereof and the Closing; (i) any event occurs or information becomes known, which, in the reasonable professional judgment of the Underwriter, makes untrue any statement of a material fact set forth in the Official Statement I or results in an omission to state a material fact necessary to make the statements made therein, in light of the circumstances under which they were made, not misleading; (ii) the market for the Notes or the market price of the Notes or the ability of the Underwriter to enforce contracts for the sale of the Notes shall have been materially and adversely affected,in the reasonable professional judgment of the Underwriter, by (a) legislation enacted by the Congress of the United States, or passed by either House of the Congress, or favorably reported for passage to either House of the Congress, by any Committee of such House to which such legislation has been referred for consideration, or by the legislature of the State of Cahfornia (the "state"), or a decision rendered by a court of ~~~ United states or the state or by the United States Tax Court, or a ruling, order, or regulation (final or temporary) made by the Trea5ury Department of the United states or the Internal Revenue Service or other Federal or State authority, which wculd have the effect of changing, directly or indirectly, th~ Federal income tax consequences or state tax consequt.~ces of interest on obligations of the general character ~f ~he No~es in the hands of the holders thereof, or (b) any new outbreak of hostilities or other national or international caJ 'imi ty or crisis, the effect of such outbreak on the financi~' markets of the United States begin such as, in the judgment of the Underwriter, would affect materially and adversely the ability of the Underwriter I to market the Notes, or (c) a general ~'l.pension of trading on the New York stock Exchange, or fixing of minimum or maximum prices for trading or maximum ranges for prices for securities on the New York stock Exchange, whether by virtue or a determination by that Exchange or by o:~der of the Securities and Exchange Commission or any other governm~~tal authority having jurisdiction, or Cd) a general banking moratorium declared by either Federal or State authorities t.aving jurisdiction; or (iii) additional material restrictions not in force or being enforced as of the date hereof shall ,lave been imposed upon trading in securities generally by any governmental authority Res~iu'tion Number ~ or by any national securities exchange w,i=h, in the opinion of the Underwriter, materially adversely affect the market price for the Notes. I 10. Conditions to Obligations of the City. The performance by the city of its obligat~.~_ is conditioned upon (i) the performance by the Underwrit~r' ~f its obligations hereunder; and (ii) receipt by the CYty '<nd the Underwriter of opinions ami certificates being delivered at the Closing by persons and entities other than the city. 11. Expenses. Ca) The city shall pay any out-of- pocket expenses incurred by the City from the proceeds of the 1990 TRANS issue including but not limited to (i) the fees and disbursements of Bond Counsel; (ii) any cost of the preparation, and delivery of the Notes; (iii) the fees for Note ratings; (iv) the cost of the print1ng and distribution of the Official statement; (iv) costs of preparation and reproduction of this Note Purchase Agreement, and (b) The underwriter shall pay (1) fees payable by the Underwriter to the California Debt Advisory Commission with regard to the Notes; and (ii) all other costs and disbursements incurred by them in connection with the transactions contemplated hereby. 12. Botices. Anv notice or other communication to be given under this Note Purchase Agreement (other than the acceptance hereof as ~~~~lfied in the first paragraph hereOf) may be given by delivering the same in writing if to the City, to the Mayor of the City of Seal Beach; 211 Eight street, Seal Beach, California 90740, or if to the Underwriter, to: , Attention: I 13. Parti~s i~ interest; Survival of Representations and Warranties. This N~te Purchase Agreement when accepted by the City in writing as her~tofore specified shall constitute the entire agreement between the City and the Underwriter. This Note Purchase Agreement .s made solely for the benefit of the city and the Underwriter (including the successors or assigns of the Underwriter). Po:..' p'arson shall acquire or have any rights hereunder or by virtue hereof. All your representations, warranties and agreemenes of the City in this Note Purchase Agreement shall survive regardless of (a) any investigation or any statement in respe.ct thereof made by or on behalf of the Underwriter, (b) delively.::f and payment by the Underwriters for the Notes hereunder, and (c) any termination of this Note Purchase Agreement. 14. Execution in counterparts. This Note Purchase Agreement may be executed in several counterparts each of which shall be regarded as an original and all of which shall constitute one and the same document. 15. Applical:lle Law. This Note Purchase Agreement shall be interpreted, governed and enforced in accordance with the law of the state of California. I Very truly yours, Resolution Number ~~;r- By: The foregoing is her~by agreed to and accepted as of the date first above written: The City of Seal Beacr, California By: I I I I I I R~sbLution Number .;r~~ Draft Dated 6/13/90 PRELIMINARY OFFICIAL STATEMENT DATED JUNE 26, 1990 BOOK-ENTRY-ONLY Rating: Moody's _____ (See "Rating" herein) In the opinion of Buchalter, Neller, Fields & Younger, a Professional Corporation, Bond Counsel under existing statutes, regulations and court decisions,. interest with respect to the Notes is excluded froll gross income for purposes of federal income taxation; however, interest with respect to the Notes, if received by a corporation, wil1 be included in corporate book incolIIe for purposes of computing its alternative .inimum tax and any "environlllental tax liability" imposed under the Internal Revenue code of 19B6 (the "TIX Code"). In the opinion of Bond Counsel, such interest is also eXUlfJt froll present State of California personal income taxes. See "Tax Exemption" herein. $2,100,000* CITY OF SEAL BEACH 1990 TAX AND REVENUE ANTICIPATION NOTES Dated: Date of Delivery Due: July 17, 1991 The Notes will be issued in fully registered form. When delivered, the Notes will be registered in the name of Cede' Co., as nominee for The Depository Trust Company, New York, New York, which will act as securities depository for the Notes. Purchases of beneficial interests in the Notes will be made in book-entry form in the denomination of $5,000 or any integral multiple thereof. Purchasers will not receive certificates representing their ownership interest in the Notes purchased. The Notes are not subject to redemption prior to maturity. Principal and interest will be payable when due as described under "THE NOTES - Book-Entry-Dnly System." The Notes are by statute general obligations of the City payable only out of taxes, income, revenue, cash receipts and other moneys of the City attributable to the fiscal year 1990-91 and legally available for payment thereof. The Notes are secured by a pledge of the first $1,050,000 of income, revenues and other moneys intended as receipts for the General Fund of the City and which are generally available for the payment of the current expenses and other obl igations of the City (such taxes, income, revenue and other moneys are hereinafter referred to as "Unrestricted Revenues") to be received by the City in December, 1990, and the first $1,050,000 of Unrestricted Revenues plus an amount sufficient to pay the interest on the Notes, to be received by the City in April, 1991. The Notes are direct obligations of the City and, to the extent described herein, are legal investments for commercial banks in California and are eligible to secure deposits of public moneys in California. Interest Rate Priced to Yield -' -' The Notes wil1 be offered when, IS and if issued and received in book-entry fOnl by the Underwriter, subject to the approval of legality by Buchalter, Nemer, Fields & Younger, Bond Counsel. Certain other legal matters will be passed upon for the City by the City Counsel for the City of Seal Beach. The Notes, in book-entry fOnl, wil1 be available for delivery through the services of the Depository Trust Company in New York, New York on or about July __, 1990. Dated: , 1990 * Subject to Change. Resolution Number .3I15b No dealer, broker, salesperson or other person has been authorized bl the Citl to give any inforaation or to aake any representations other than those contained herein and, if given or aade, such other inforaation or representation must not be relied upon as having been authorized bl the Citl. This Official Statement does not constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of the Notes by a person in any Jurisdiction in which it is unlawful for such person to aake such an offer, solicitation or sale. This Offtctal Statement ts not to be construed as a contract wtth the I purchasers of the Notes. Statements contatned tn thts Offtctal Statement which tnvolve esttaates, forecasts or matters of optnton, whether or not expressll so described herein, are intended sol ell as such and are not to be construed as a representation of facts. The infol'lllltion set forth heretn has been obtatned frOll official sources whtch are believed to be reliable but it ts not guaranteed as to accuracy or cOlllpleteness, and is not to be construed as a representatton bl the Underwrtter. The tnfo....tion and expresstons of optntons herein are subJect to change without notice and neither deltvery of thts Offictal Statement nor any sale aade hereunder shall, under any circIDDStances, create any implication that there has been no change in the affairs of the Citl of Seal Beach stnce the date hereof. Thts Offictal Statement is submitted tn connectton with the sale of the Notes referred to herein and _., not be reproduced or used, in whole or in part, for any other purpose, unless authorized in writing bl the Cit,. TABLE OF CONTENTS City Official s .................................................... Introduction..................................................... . 1990-91 Short-Term Borrowing Program .............................. The Notes......................................................... Book-Entry-Only System ...................................... Secur1 ty for the Notes ............................................ Avail abl e Sources of Payment ...................................... Constitutional Limitations on Taxes ............................... Financial Information............................................. Assessed Valuations......................................... Ad Yalore.. Property Taxation ................................ Property Tax Levies and Collections ......................... Financial Statements........................................ AnnuIl Budget ............................................... Projected and Actual Cash Flows ............................. Ret 1 rement Program .......................................... Long Term Obligations ....................................... Computation of Legal Debt Margin ............................ The City .......................................................... Location .................................................... City Government and Population.............................. Employment and Industry..................................... COl1ll1ercial Activity ......................................... Building Activity........................................... Transportal i on .............................................. Ut 11i ties ................................................... Educat i on ................................................... I fm 11 1 1 1 2 3 4 5 5 6 6 8 8 10 11 16 16 16 17 17 17 19 19 20 21 22 22 I I I I :'~R~~olution Number .39d.5" Recreation and Community Facilities ......................... 22 Tax Exemption .................................,................... 23 Legal Opinion...................................................... 23 Legality for Investment in California ............................. 24 Rating ......................,..................................... 24 Litigation........................................................ 24 UndeJ"Wrftfng ...................................................... 2S Additional Information ............................................ 25 Appendix A Financial Statements................................... A-I IN CONNECTION WITH THIS OFFERING, THE UNDERWRITER MAY OYER ALLOT OR EFFECT TRANSACTIONS WHICH STABILIZE OR MAINTAIN THE IlARKET PRICE OF THE NOTES AT A LEVEL ABOYE TlfAT WHICH MlllHT OTHERWISE PREVAIL IN THE OPEN IlARKET. SUCH STABILIZING, IF COMMENCED, MAY BE DISCONTlflJED AT ANY TIME. THE UNDERWRITER MAY OFFER AND SELL THE NOTES TO CERTAIN DEALERS AND DEALER BANKS AND BANKS ACTIN8 AS AGENTS AT PRICES LOWER THAN THE PUBLIC OFFERING PRICE STATED ON THE COYER PAGE HEREOF AND SAID PUBLIC OFFERING PRICE MAY BE CHANGED FROM TIME TO TIME BY THE UNDERWRITER. CITY OF SEAL BEACH, CALIFORNIA City Council Edna lIilson Mayor Gwen Forsythe Council Member Joseph Hunt Council Member Frank Laszlo Council Member Marilyn Hastings Council Member Joanne M. Yeo City Clerk City Officials Robert Nelson City Manager Greg Stepanicich City Attorney Denis Thomas Director of Finance/City Treasurer Financial Consultant Security Pacific Merchant Bank Public Finance Department 300 South Grand Avenue, HCP211 Los Angeles, California 90071 Bond Counsel Buchalter, Nemer, Fields & Younger 700 South Flower Street Suite 700 Los Angeles, California 90017 Resolution Number ~~~ OFFICIAL STATEMENT $2,100,000* City of Seal Beach 1990 TAX AND REVENUE ANTICIPATION NOTES INTRODUCTION The purpose of this Official Statement is to provide information in connection with the issuance by the City of Seal Beach, California (the "City") of $2.1 million* of its 1990 Tax and Revenue Anticipation Notes (the "Notes"). The Notes are issued under the authority of Article 7.6, I Chapter 4, Part 1, Division 2, Title 5 (commencing with Section 53850) of the California Government Code and pursuant to a resolution adopted by.the City Council on June _, 1990. Issuance of the Notes will provide funds to meet fiscal year 1990-91 general fund expenditures, including operating expenses, capital expenditures, and the discharge of other obligations or indebtedness of the City. The Notes are general obligations of the City but are payable only from taxes, income, revenues, cash receipts and other moneys of the City attributable to the 1990-91 fiscal year and legally available for the payment thereof. See "AVAILABLE SOURCES OF PAYMENT". Brief descriptions of the Notes, the security and sources of payment for the Notes, the City and its financial status follow. Such descriptions do not purport to be comprehensive or definitive. All references herein to various documents are qualified in their entirety by reference to the forms thereof, all of which are available for inspection at the office of the Director of Finance of the City. 1990-91 SHORT6TERM BORROWING PROGRAM In order to finance its General Fund cash flow requirements in fiscal year 1990-91, the City has undertaken a short-term borrowing program which will total $2.1 million*. The City expects to issue, on or about July __, 1990, $2.1 million* in Tax and Revenue Notes with a final maturity of I July _, 1991. The Notes and the interest thereon are general obligations of the City but are payable only from available taxes, income, revenue, cash receipts, and other IIOneys of the City attributable to the fiscal year 1990-91. Security for the Notes is described under "SECURITY FOR THE NOTES." Estimated sources of payment provide a coverage factor for estimated payment requirements of over six to one. THE NOTES The Notes will be dated as of the date of delivery and will all mature on July _, 1991. The Notes will be issued in registered fonn in denOlinations of $5,000 and any integral multiple thereof. The Notes will be registered in the name of Cede . Co. ("Cede"), as nominee of The Depository Trust Company, New York, New York ("DTC"). Interest on the * Subject to Change. Notes will be payable at maturity, computed on the basis of a 360-day year and 30-day months. The Notes will not be subject to redemption prior to I maturity. Principal of and interest on the Notes will be payable when due as described below under "THE NOTES - Book-Entry-Only System." Book6EntrY60nly Syst.. When issued, the Notes will be registered in the name of Cede' Co., as nominee of The Depository Trust Company ("DTC"). DTe is a limited-purpose trust company organized under the laws of the State of New York, a member of the Federal Reserve Systell, a "clearing corporation" within the meaning of the New York Uniform Commercial Code and a "clearing agency" registered pursuant to the proviSions of Section 17A of the Securities Exchange Act of 1934, as amended. I I I Re~olution Number ~~~ D1C holds securities and facil itates the clearance and settlement of securities transactions through electronic book-entry changes in accounts of the OlC Participants, thereby eliminating the need for physical movement of certificates. OlC Participants include securities brokers and dealers, banks, trust companies, clearing corporations and certain other organizations, some of which (and/or their representatives) own OlC. Access to the OlC system is also available to other entities such as banks, brokers, dealers and trust companies that clear through or maintain a custodial relationship with OlC Participants, either directly or indirectly. OlC Participants will be credited in the records of OlC with the amount of such OlC Participants' interest in the Notes. Beneficial ownership interests in the Notes in the amount of 55,000 or any integral multiple thereof may be purchased by or through OTC Participants. The beneficial owners will not receive certificates representing their beneficial ownership interests. The ownership interest of each beneficial owner will be recorded through the records of the OTC Participant from which such beneficial owner purchased its Notes. Transfers of ownership interests in the Notes will be accomplished I)y book entries made by OTC and, in turn, by OlC Participants acting on behalf of beneficial owners. It is anticipated that each beneficial owner will receive a written confirmation of the ownership interest acquired by such beneficial owner in the Notes from the person or entity frOlll whom such ownership interest is acqu ired. Payments of interest on and principal of the Notes will be paid by the City upon surrender of the Notes at maturity directly to OTC or its nominee, Cede l Co. OTC will remit such payments to OTC Participants and such payments will thereafter be paid by OTC Participants to the beneficial owners. No assurance can be given by the City that OlC and OTC Participants wll1 make prompt transfer of payments to beneficial owners. The City is not responsible or Hable for payments by OTC or OTC Participants or for sending transaction statements or for maintaining, supervising or reviewing records maintainad by OTC or OTC Participants. As long as the Notes are registered in the name of Cede l Co. or a successor securities depository (or its nominee), all payments of interest and principal and all notices with respect to the Notes wlll be made and given, respectively, in accordance with the instructions of OTC or the successor securities depository. With respect to any Note registered in the nlllM! of Cede l Co. or a successor securities depository (or its nominee), the City wll1 not have any responsibility or obligation with respect to (i) the accuracy of any records with respect to the ownership interests in the Notes (other than the registered ownership of Notes as set forth in the note register), (11) the delivery to any person other than a registered Owner as shown in the note register of any notice with respect to the Notes; ( 11 i ) the payment to any person, other than a registered Owner as shown in the note register, of any amount with respect to the Notes. If OTC ceases to act as securities depository for the Notes and no successor securities depOSitory is designated, fully registered certificates representing ownership of the Notes will be executed and delivered to the beneficial owners, and their respective ownership interests will be registered in the note register. In such event, principal of and interest on the Notes will be payable to such Owners in accordance with the terns of the Resolution, and the Notes will be exchangeable or transferable only upon the note register following surrender of the Note or Notes to be exchanged or transferred and deHvery of a written transferred and del ivery of a written transfer instrument satisfactory to the City, executed by the Owner or such Owner's duly authorized attorney. In connection with any exchange or transfer of Notes, the Owner requesting such exchange or transfer will be required to pay any applicable tax or other governmental charges. Resolution Number ~~ SECURITY FOR THE NOTES Pursuant to Section 53856 of the Government Code of the State of California, the resolution of issuance with respect to the Notes specifies that, as security for the payment of the principal of and interest on the Notes, the City pledges the first $1,050,000 of Unrestricted Revenues (as hereinafter defined) to be received by the City in December 1990, and the first $1,050,000 of Unrestricted Revenues plus an amount sufficient to pay interest on the Notes, to be received by the City in April 1991, (such pledged amounts being called the "Pledged Revenues"). In the event that there are insufficient Pledged Revenues received by the City by the 30th of each such IIOnth to permit the deposit into the Repayment Fund (as hereinafter defined) of the full amount of the aforesaid pledge, then the amount of any deficiency shall be satisfied and made up from any other moneys of the City lawfully available for the payment of the principal of and interest on the Notes (such other pledged DIOneys being called the "Other Pledged Moneys"). The term "Unrestricted Revenues" means taxes, incoa, revenui, cash receipts and other DIOneys intended as receipts for the General Fund of the City for the fiscal year 1990-91 and which are generally available for the payment of current expenses and other obligations of the City. I The Pledged Revenues will be deposited by the City Finance Director, beginning in the month of December, 1990, and thereafter at intervals stated above, in trust in a special City fund (the "Repayment Fund") until the full amount of the aforesaid pledge has been deposited in the Repayment Fund. The principal of and interest on the Notes will constitute a first Hen and charge on, and shall be payable from, the Pledged Revenues and Other Pledged Moneys which have been deposited in the Repayment Fund. Moneys in the Repayment Fund will be invested as permitted by Section 53601 of the Government Code of the State of California, except that no investment shall have a maturity date later than the maturity date of the Notes. Earnings on investments in the Repayment Fund will be transferred to the General Fund of the City. On or before July ___, 1991, the City Director of Finance will arrange for the transfer to the Depository Trust Company of an amount in immediately available funds sufficient to pay the principal of and interest on the Notes. Any moneys remaining in the Repayment Fund after such transfer, or provision for such transfer, will be transferred to the General Fund of the City. I AVAILABLE SOURCES OF PAYMENT In accordance with California law, the Notes are general obligations of the City, but are payable only out of taxes, incoa, revenue, cash receipts and other moneys of the City attributable for payment thereof. A 1978 change in the Constitution of the State of California substantially limited the City's ability to levy ad valorem taxes. (See "CONSTITUTIONAL LIMITATIONS ON TAXES" and "FINANCIAL INFORMATION - Ad Valorem Property Taxation.") The City may, under existing law, issue the Notes only if the principal of and interest on the Notes and any other short-term debt will I not exceed 85S of the estillated DIOneys legally available for the payment of the Notes and such other debt. The amount needed to repay the Notes and the interest thereon is estimated to be $2,231,250. The City estimates that funds available from the General Fund for payment of the Notes will be in excess of approximately $14.9 million. I I I . " Resolution Number ~~ ESTIMATED GENERAL PURPOSE RESOURCES AVAILABLE FOR PAYMENT OF NOTES{l) ( '000) Source Amount $ 275 3,155 1,198 2,138 727 758 230 1,132 1,865 1,420 $ 2.000 Unrestricted available fund balance - July 1, 1990...... Property Taxes ......................................... Sa 1 es and use taxes .................................... Other Taxes ............................................ L 1 censes and permi ts ................................... Fines and penalties.................................... Investment earnings.................................... Revenue froll other agencies ............................ Current service charges................................ Other revenue (1)....................................... TRANs Proceeds......................................... Total ................................................ $14,898 (1) Includes Tideland Revenue, the Gas Tax, Water Sewer, and COlllllunity Redevelopment Agency transfers. CONSTITUTIONAL LIMITATIONS ON TAXES Article XIII A of the California Constitution limits the maximum ad valorem tax on real property to 1" of "full cash value" which is defined as "the County assessor's valuation of real property as shown on the 1975-76 tax bill under "full cash value" or, thereafter, the appraised val ue of real property when purchased, newly constructed, or a change in ownership has occurred after the 1975 assessment. The full cash value may be adjusted annually to reflect inflation at a rate not to exceed 2" per year, or reduction in the consumer price index or comparable local data, or declining property value caused by substantial damage, destruction, or other factors. After the adoption of Article XIII A, most California municipalities including Seal Beach, applied the two per cent inflationary factor to the full cash value for each fiscal year cOlllllencing with the 1975-76 fiscal. year. This procedure has been judicially upheld. FINANCIAL INFORMATION Assessed Valuations The assessed valuation of property in the City is established by the County Assessor, except for public util ity property which is assessed by the State Council of Equalization. Assessed valuations are reported at 10~ of the full value of the property, as defined in Article XIII A of the California Constitution. Prior to 1981-82, assessed valuations were reported at 25" of the full value of property. (See "CONSTITUTIONAL LIMITATIONS ON TAXES.") The California State Legislature adopted in 1969 the Homeowners Property Tax Relief Program. The State reimbursed exemption currently provides a credit of $7,000 of the full value of an owner-occupied dwelling for which application has been made to the County Assessor. The revenue estimated to be lost to local taxing agencies due to the exemption is reimbursed from State sources. Reimbursement is based upon total taxes due upon such exempt value and is not reduced by any amount for estimated or actual delinquencies. The business inventory tax subvention was repealed in 1984 pursuant to Chapter 448 of the 1984 State statues. In lieu of the business inventory tax subvention, the State distributes additional vehicle license fee revenues to California cities. In addition, certain classes of property such as churches, colleges, not-for-profit hospitals and. charitable institutions are exempt from property taxation and do not appear on the tax rolls. No reimbursement is made by the State for such exemptions. Resolution Number ~~~~ CITY OF SEAL BEACH ASSESSm VALUATION OF PROPERTY SUBJECT TO AD VALOREM TAXATION Total Fiscal Coaaon Public Unsecured Assessed Year PrODer-tv Utility ill Valuation Valuation 1982-83 $ 841,517,449 $ 40,729,030 $ 55,899,143 $ 938,145,622 1983-84 877,926,801 43,135,160 72,072,274 993,134,235 1984-85 942,335,524 44,152,480 48,792,598 1,035,280,602 1985-86 979,542,761 43,912,430 42,872,953 1,072,421,941 1986-87 1,076,662,020 50,477,200 52,236,864 1,179,376,084 I 1987-88 1,163,423,632 57,594,360 48,079,019 1,269,097,011 1988-89 1,234,369,783 1,483,720 47,733,907 1,283,587,410 1989-90 1,363,475,432 1,483,720 62,998,367 1,427,957,519 Source: City of Seal Beach (1) Public Utility values for 1988-89, and in future years, have been reduced by enactment of California Assembly Bill 454. The City continues to receive an equivalent tax apportionment from Orange County. Ad Valor.. Property Taxation Taxes are levied for each fiscal year on taxable real and personal property which is situated in the City as of the preceding March 1. Effective July 1, 1983, real property which changes ownership or is newly constructed is revalued at the time the change in ownership occurs or the new construction is completed. The current year property tax rate will be applied to the reassessment, and the taxes will then be adjusted by a proration factor to reflect the portion of the remaining tax year for which taxes are due. Under prior law, value changes due to changes in ownership and new I construction were added to the assessment roll on March 1 following the change of ownership or completion of new construction. As a result, the change in property tax liability was not reflected until the fiscal year following the March 1 lien date. For assessment and collection purposes, property is classified either as "secured" or "unsecured" and is listed accordingly on separate parts of the assessment roll containing State-assessed property and property the taxes on which are alien on real property sufficient, in the opinion of the County Assessor, to secure payment of the taxes. Other property is assessed on the "unsecured roll." Property taxes on the secured roll are due in two installments, on November 1 and February 1 of each fiscal year, and if unpaid become delinquent on December 10 and April 10, respectively. Beginning with fiscal year 1982-83, the penalty increased to IOS from 6'. Property on the secured roll with respect to which taxes are delinquent becomes tax defaulted on or about June 30 of the fiscal year. Such property may thereafter be redeemed by pa.YJlll!nt of a penalty of 1.5' per month to the time of redemption, plus costs and a redemption fee. If taxes are unpaid for a period of five years or more, the property is deeded to the State and then is subject to sale by the City Director of Finance. Property taxes on the unsecured roll are due as of the March 1 1 i en date and become delinquent, if unpaid, on August 31. A lOS penalty I attaches to delinquent unsecured taxes. If unsecured taxes are unpaid at 5 p.m. on October 31, an additional penalty of 1-1/2% attaches to them on the first day of each IIIOnth until paid. The City has four ways of collecting delinquent unsecured personal property taxes: (1) bringing a civil action against the taxpayer; (2) filing a certificate in the office of the county Clerk specifying certain facts in order to obtain a lien on certain property of the taxpayer; (3) filing a certificate of delinquency for record in the County Clerk and Recorder's office in order to obtain a lien on certain property of the taxpayer; and (4) seizing and sell ing " 'personal property, improvements or possessory interests belonging or assessed to the assessee. Resolution Number ~~ Property Tax Levies and Collections Percent Fiscal Total Current Current Tax of Levy Year Tax Levy Collections Collections 1982-83 S 1,718,551 S 1,666,674 96.89S 1983-84 1,644,403 1,584,400 96.35 1984-85 1,696,989 1,654,528 97.50 1985-86 1,981,720 1,869,000 94.31 1986-87 2,175,106 2,279,720 104.81 I 1987-88 2,370,939 2,396,226 101. 07 1988-89 2,590,000 2,622,464 101. 25 1989-90 2,884,000 2,887,075 100.10 1990-91 (l) 3,155,000 3,155,000 100.00 (l) Estimated. Source: City of Seal Beach Financial Statements The accompanying financial statements were developed from the comprehensive audited Financial Statements. A copy of the combined, sUlllRary audited financial statements of the City of Seal Beach for the year ended June 30, 1989 is attached to the Official Statement as an appendix. The specific statements provided are for information purposes only and do not constitute the complete financial statements of the City. The City's complete audited financial statements are available upon request. I CITY OF SEAL BEACH GENERAL FUND STATEMENT OF REVENUES AND EXPENDITURES YEAR ENDED JUNE 30, 1988 AND 1989 REVENUES: Taxes .............................................. Licenses and permits ............................... Fines and forfeitures .............................. Interest, rents and concessions .................... From other agencies................................ Current service charges............................ Other .............................................. Administrative reimbursements Total Revenues ...................... I EXPENDITURES: Current: Genera 1 government ............................... Public safety .................................... Transportat ion ................................... Conmunity development ............................ Health and sanitation............................ Cul ture and 1 e; sure .............................. Ha i ntenanee ...................................... Self-insurance program........................... land acqu 151 t ion ................................. Debt service: Pr; nc i pal ret i rement ............................. Interest expense ................................. Note discount and fiscal agent expense ........... Total Expenditures Excess of Revenues Over (Under) Expenditures 1988 1989 S 5,333,935 551,784 398,056 612,483 1,108,956 1,010,721 252,856 340.720 S 9.609.511 S 5,720,398 594,110 673,292 610,357 1,137,639 1,279,292 307,040 340.290 $10.665.418 1,071 ,678 963,739 4,930,640 5,103,612 590,795 428,342 481,063 520,273 966,230 95.6,755 451,671 465,245 901,207 1,021,761 568,545 691,458 1,590,000 345,937 1,850,000 84,488 78,407 154,046 14.443 -0- $13.494.679 $10.735.656 13.885.168) 170.238) Resolution Number ~5'tr OTHER FINANCING SOURCES (USES): Note, advances from City and lease option proceeds Operating transfers in ............................. Operating transfers out ............................ Total Other Financing Sources (Uses) Excess of Revenues and Other Sources Over (Under) Expenditures and Other Uses Fund Balances - July 1 ............................... Prior period adjustment.............................. Fund Balances (As Restated) - July I ................. Fund Balances - June 30 .............................. 3,440,000 -0- 403,76B 451,200 (888.352) (428.043) S 2.955.416 S 23.157 (929.752) S C47 .081) 2,190,172 1,573,215 I 312.795 -o- S 2.502.967 S 1.573.215 S 1.573.215 S 1. 526.134 Annual Budget On or before June 30 the City adopts an annual budget for the 'ensuing fiscal year. Formal bUdgets are employed as a management control device during the year for the General, Special and Capital Project funds. From the effective date of the bUdget, the amounts stated herein as proposed expenditures become appropriations to the various City departments. The City Manager may transfer funds within a specified dollar amount within departments. Expenditures may not legally exceed appropriations at the department level. All appropriations lapse at the end of the fiscal year to the extent they have been expended, except for capital projects which are carried forward until such time as the project is completed. The City employs encumbrance accounting. Budget information is presented for the Government fund types on I the cash basis of accounting. Budgeted revenue amounts represent the original budget modified by Council-authorized adjustments during the year which were contingent upon new or additional revenue sources. Budgeted expenditure amounts represent original appropriations adjusted for supplemental appropriations during the year. CITY OF SEAL BEACH GENERAL FUND ADOPTED FINAL BUDGET FOR FISCAL YEAR 1989-90 AND PROPOSED BUDGET FOR FISCAL YEAR 1990-91 Proposed 1990-91 Buduet REVENUES: Taxes .................................. $ 6,491,000 727,000 758,000 505,000 1,132,500 1,540,400 84,000 605.000 Li censes and permi ts ................... Fines and forfeitures .................. Interest, rents and concessions ........ From other agencies .................... Current service charge ................. Other .................................. Intergovernmental Funds ................ Total General Fund Revenues Final 1989-90 Budaet $ 6,092,000 559,000 660,000 499,000 1,173,600 1,428,000 83,000 546.000 I $11,842,900 $11,040,600 REVENUE TRANSFERS: Tideland Beach Funds .................... 342,000 288,000 185.000 $12.657.900 Gas Tax Fund ............................ Traffic Safety Funds .................... Total Revenue Available .............. 320,000 267,000 180.000 SI1.807.600 I I I Resolution Number .:!95~ EXPENDITURES: Current: General government ................... Public safety........................ Transportation ....................... Community development ................ Health and sanitation ................ Culture and leisure.................. 1,050,540 6,662,870 25,000 411,740 1,143,550 413,360 1,956,140 725.000 1,025,080 6,155,400 30,850 301,760 1,113,820 389,190 1,883,620 675.000 Maintenance......................... . Self-Insurance Program Total Expenditures ............... SI2.388.200 SII.574.720 Source: The City of Seal Beach. PROJECTED AND ACTUAL CASH FLOWS Cash flows are computed using the monthly anticipated cash needs and beginning fund cash balances. Since cash out-flows are relatively even, on a month basis, and taxes and revenues, while predictable, are not as consistent, cash short-falls occur which are funded from the net proceeds of the Notes. The General Fund cash balance at July I, 1990 is expected to be approximately $275,000, and the General Fund is expected to realize a maximum cash flow deficit of approximately $1,023,000 in the month of November, 1990. The 1990-91 cash flows that follow are estimates, based on the best infomation available to the City when they were prepared in June, 1990. Resolution Number !!tJ5S'" ~ IC 1I\1~""ICON""'~N8:"': ~"'~:IQ tt~~~it : ~: : ~ c N :=__~~~:2i8 ~_:;S: "~N'Oo Ii ....a"'.."'","'t.O:" 'N ~ ",a....a,..,a ..:.,: Na.~.. .l .olft N:! I w S!: ~l;i~:&=';~~o 0 ..o~ 0 nlil~o f Ii! ;so;e;o ~ N I5i "~N i!l. N ~ ~: N N ~ ; -:=:U:~~:&C1~t:~~Q i ~::li:l ~ 5!1t..0 ~ .. ;eoo is I ~..- - ;;; N - ..; ..; 5 ! Inm5!:lt~~.;t,.,lto ii. ~~=a ~ ~P:::;;""i! 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I f : it Ii i :)1 i j!jEw I I ci j' I s..inl ; I pil ~ J~!e~. ~ I ;:,. e ;~:": m! lld~ ~ . - ~ .. Resolution Number ~~~~ Ie N _0"'0 ~ ~. 00.0:.: _00 _ Z!. ~ ~ii'" :;l. 51 I:'" I. iil ~ I:'" ~ ~'"'" ~ '"s: ~ 000 0 000 CI ~. ClOCl 0 ~ ClOO 0 OClO 0 1 ~ J! . ! ~;:I : &!!~J ~ - st"~- ~ I slil.a w _ Resolution Number M55" I i!t ~ ~ ~ Sa =I!~ l!I~:1 I ~ ~.s .. ~~~ uj I I l!I Oi!:~ ; .. ~ ~~::I5~::t""JII'lN~~1 : ~ ii!I._~......il!i:ClS.:I_ ;;:1_., "". N__ __ N ~ ~..~:_: ~~~~~:~::~ ;:lll~= ;8: -.'.JII'llll\lOoI,,' !..: .It :i .",.... N:! ~.~ ~ ~~~~O! ~ ~!!!!! ~ ~~'" "'~~ ::-IC~I:! ..~ ~ ~ ~ !. !!!l!!!!SI~. ii ~~= ~ ~~~o ~ ~ -:$" ;:- ! I ;; .t i" . = J j .....1- ill c.... 1M I :'j..oo ; t~... ... .. .. 0 . m! ~ . ~ ~ U~~I; ~ ~~~ I ~i~~a ~ ~ ~ ~ ~IC!! g !~~..a ~ ~ i! ~;:~S2~8a-!!!a I ~~~ ~ ~~~~a i N "'~~ ..- I! a;~~;~il!E~~a S ~IC~ ~ 5!=~a i N J~ a ~aaa~~e~"~! J ~~"; ~~~=a ~ ~~ . '" '" '" ~ ~ , ;;==I;.:a~"~O i: i i ;SE!~:;;~IGE;!,a ill s ~ ~;~S~SalG~2a ~ NClN:O .. ... .. .., ",," N" I 5ll:!a ~ ....lI'I JII'l N Ila ~ I ~ ~;:;~~..~~..~a e ~~~ a ~~~..a ~ ! laa I ~ ~ ~~!S~~~'C1~O i ~~= 2 ;~2C10 a ~ lOCI I ~.~:=l~~;;!Oo.o a !ii ~. il~!~~~:;~"'~a ~ e!=;;;~lDl!!i;:ao ~ ~ i N al;!:S!S:llIl:~a=a Qj =!t ~lji15 I !::~ 8,1" ; I:iw}i ~ ~;I"I:~~oI ~ 1Il ..l:~~I..Ir-la ; II!t;UJUi laa I ala I 000 CI I 000 CI i N ClOO CI ! N ClOO 0 ! N 000 0 . 1 ~ .. ~ U -Iii I .....'to I I . 11~1 I ..j = 11ij~ : I ~{il;;! ~~~ ii e ! :.1_ e !.I~... I sa.. a w ~ I I I I Resolution Number ~~~ RETIREMENT PROGRAM Substantially all full-time City employees are members of the State of California Public Employees' Retirement System (PERS). The City's pol icy is to fund all current retirement costs as accrued; such costs to be funded are determined annually as of July 1 by the System's actuary. The plan is subject to an actuarial valuation annually. All contributions to the plan are made by the City covering both the City's and employees shares. The City's contribution was $775,576 for the year ended June 30, 1989. LONG-TERM OBLIGATIONS The City has never defaulted on the payment of principal or interest on its long-term indebtedness. As of June 30, 1989, the City of Seal Beach had a total of 54,752,204 in long term obligations designated as follows: Revenue Bonds Compensated Absences Lease Obligation Capitalized Leases Promissory Note State Coastal Conservancy Total $ 150,000 694,301 1,543,000 393,166 1,755,692 216.045 S 4.752.204 In addition, the Redevelopment Agency had 55,005,000 in tax allocation bonds outstanding as of June 30, 1989 and an advance payable to the City equal to 5938,936. A complete description of the City's long term debt is available in the June 30, 1989 financial statements of the City which are included as Appendix A of this Official Statement. THE CITY Location The City of Seal Beach, located on the coast of northwestern Orange County, is about 27 miles southeast of Los Angeles and seven miles from the Port of Long Beach. The City was incorporated in 1915 and remained as a small seaside resort town until about 1960. From 1961 to 1975 the City increased in size from 1.25 square miles to 11.97 square miles through annexation of new subdivisions, which petitioned to join the City to obtain various municipal services. Seal Beach is primarily a residential cOllllllunity, housing many employees of the industrialized areas of northwest Orange County and southern Los Angeles County. In addition, two major defense and space technology installations, the Seal Beach Naval Weapons Station and Rockwell International Corporation Satellite Systems Division, are located in Seal Beach and employ a combined 3,200 w~rkers. Freeway access from Seal Beach to all points in the Los Angeles-Orange County metropolitan areas is provided by the San Diego, Garden Grove, and San Gabriel Freeways which meet at the northern edge of the City and connect with other segments of the extensive Southern California freeway network. Scheduled air transportation and air freight service are provided by the nearby Long Beach Airport, the Orange County Airport and Los Angeles International Airport. Resolution Number .JtI55 City Government and Population The City of Seal Beach has operated under a City Charter since 1964. The City is governed and administered under a council-manager form of government. The five member City Council is elected by district to serve four-year alternating terms. The Mayor and Mayor Pro Tempore are elected by the Council from among its members for one-year terms. The City Clerk is also elected. The City Attorney and City Manager are appointed by the City Council. All other officers and employees of the City are appointed by and are responsible to the City Manager. The City I has recently reduced personnel by contracting out certain services including fire protection, which is provided by Orange County. The 1960's were a period of rapid growth for the City as population rose from approximately 7,000 in 1960 to about 24,500 in 1970, largely due to the annexation of new subdivisions. From 1970 to 1988 population rose from 24,441 to 27,350. A table of the City's population and land size growth is presented below. CITY OF SEAL BEACH POPULATION AND SIZE Land Area (1) Amount I lm Pooulation Annexed Total Size 1950 3,553 1.25 1960 6,994 1.25 1961 5.07 6.32 1962 1.69 8.01 1964 1.40 9.41 1965-68 0.39 9.80 1970 24,441 11.97 1975 2.17 11.97 1980 25,974 11.97 1983 26,100 11.97 1984 26,384 11. 97 1985 26,900 11. 97 1986 27,350 11.97 1987 27,400 11. 97 1988 27,335 11.97 1989 27,350 11.97 (1) Square miles Source: Population - State Department of Population estimates for 1989, all other figures are U.S. Census Bureau data. Land area - City I of Seal Beach. Resolution Number ~tr~ . Employment and Industry Orange County provides a large employment base for City residents. The major employment categories are manufacturing (23% of the labor force), trade (25%) and services (24%). As of April 1989, Orange County's unemployment rate stood at 2.9 percent. The following table shows a six-year history of Orange County employment by category. ORANGE COUNTY I EMPLOYMENT BY INDUSTRY GROUP (000) 'vae of Emalovment In! 1m lW mz illl 1m Agricultural 8.7 8.9 8.8 9.0 8.2 8.0 Non Agricultural Mining & Construction 47.2 53.5 55.9 64.3 68.0 74.4 Manufacturing 211.9 242.0 242.3 248.3 257.1 259.1 Transportation and Public Utilities 31.4 32.8 34.1 34.5 34.2 34.4 Wholesale Trade 55.1 58.9 63.5 64.4 71.6 77.5 Retail Trade 182.5 192.2 197.3 206.2 215.2 225.6 Finance, Insurance and Real Estate 70.1 74.4 83.4 91.0 93.7 95.4 Service 228.3 232.3 254.2 262.6 289.9 308.4 Government lll!....5. l.lU..,j .l.lL.5. 114.4 117.8 121.2 TOTAL 939.7 1002.5 1051.0 1094.7 11 57 . 2 1203.9 Source: State Employment Development Department. I The U.S. Naval Weapons Station which employs 1102 civilians and 225 military personnel is located in the City. The station has its own docking and vessel loading facilities in a protected deepwater harbor. Rockwell International Corporation-Satellite Systems Division, currently employing approximately 2531 full-time personnel, is also located in the City. Commerctal Acttvtty The City of Seal Beach contains a central bustness district and three major shopping centers, the latter of which were developed since the City began annexing subdivistons. The largest shopping center is Rossmoor Shopping Center, which includes the Boston Store. In 1988 taxable retail sales stood at $82.2 million compared to $80.6 million in 1987, an increase of approximately 2 percent. Total taxable transactions stood at $95.7 million in 1988 compared to $98.4 million in the prior year, a decrease of approximately 2.8 percent. The table below shows taxable transactions for the City from 1984 through 1988. CITY OF SEAL BEACH I TAXABLE SALES (Thousands of Dollars) TWDe of Business In! 1m lW mz illl Reta il Stores: Apparel $ 5,663 $ 5,629 $ 5,636 $ 5,397 $ 5,643 General Merchandise 5,366 5,425 5,884 6,141 6,821 Drug 6,836 5,848 6,235 6,500 6,961 Food 8,009 8,464 9,280 9,127 9,514 Package Liquors 2,873 2,802 2,457 2,341 2,075 Eating and Drinking Places 16,679 18,915 20,254 22,720 23,787 Resolution Number !Jtf55" Home Furnishings and 2,667 1,863 1,561 Appliances 2,530 2,646 Building Materials and 1,522 1,402 2,134 1,846 Farm Implements 1,486 Auto Dealers and Suppliers 1,490 1,447 1,545 1,475 1,517 Service Stations 15,862 17 ,343 13,645 15,350 14,434 Other Retail Stores 7 .124 7.247 7.679 7.645 8.062 Retail Stores - Total $73,918 $77,288 $76,684 $80,693 $82,221 All Other Outlets 21. 995 16.141 18.725 17.723 13.553 Total All Outlets S95.913 S93.429 S95.409 S98.416 S95.774 I Source: State Board of Equalizltion. Building Activity Resident ial buil ding act i vi ty in the Ci ty has fl uctuated dependi ng on changes in the State and national economies. The number of permits for residential dwellings totaled 21 for a value of $12.2 million in 1989 while total valuations stood at $30.2 million. The following table shows the number of, and value of building permits for the City from 1984 through 1989. CITY OF SEAL BEACH BUILDING PERMITS AND VALUATIONS 1984 THROUGH 1989 ( '000) ill! lln 1m. illZ .liH 1m Valuations (in thousands): I Residential $ 8,666 $ 5,175 $ 9,859 $ 9,490 $10,926 $12,281 Non Residential 5.419 6.068 29.266 17 . 962 33.444 17.997 Total $14,085 $11,243 $39,125 $27,452 $44,370 $30,218 Number of New Dwelling Units: 5i ngl e Family 49 15 30 15 21 21 Multi Family ~ ...Q ...1 ...Q ...Q ...Q Total 49 15 33 15 21 21 Source: 'California Construction Trends,' Security Pacific National Bank and Economic Sciences Corporation Transportation The San Diego, San Gabriel and Garden Grove Freeways Intersect within the City limits, and the City is bisected by State Route 1 (Pac1fic Coast Highway). Existing freeways provide excellent access to all north, south I and eastern points. Regularly scheduled airline service is available at the Long Beach Airport, Orange County Airport and Los Angeles International Airport, each of which is less than 45 minutes driving time from Seal Beach. Western Greyhound Lines provides long distance passenger and package express service from Seal Beach. local bus service is provided by the Southern California Rapid Transit District, Long Beach Public Transportation Company and Orange County Transit District. I I I Resolution Number ~~ Marine transportation is provided by the facilities of the Port of Long Beach and the Port of Los Angeles at San Pedro. Both of these installations are within 10 miles of the City and provide modern facil ities for handling all types of cargoes." The ports are also a stopping point for trans-Pacific passenger lines. Utilities Electricity in the City is provided by Southern California Edison Company and, natural gas, by Southern California Gas Company. General Telephone Company serves the entire City. Sewage collection and treatment facilities are provided by Orange County Sanitation District No.3, and refuse collection is furnished by a private contractor. The City provides its own water service. Education The City of Seal Beach'is served by two high schools and one elementary school district. Most of Seal Beach is also within the Coast COlllllunity College District. The district operates three colleges within Orange County. The 122-acre Huntington Beach Campus (Golden West College), which began classes in 1966, is approximately eight miles from Seal Beach. Orange County has five community colleges and eight institutions granting degrees for four-year or graduate courses of study. The schools are: University of California at Irvine; California State University, Fullerton; Chapman College, Orange; Southern California College, Costa Mesa; West Coast University, Orange; Western State University, Anaheim; Orange University College of Law, Santa Ana; and Pepperdine University, Santa Ana. A number of colleges and universities are also located in the adjacent area of southern Los Angeles County, including the California State University at Long Beach. Recreation and Community Facilities The City of Seal Beach was originally established because of its attractiveness as a seaside resort and recreation area. While the character of the City has undergone change during the last decade from a resort community to a stable residential cOlllllunity, recreation is still an important factor in the local economy. City officials estimate that more than 3,000,000 visitors are attracted to the one mile City-owned ocean front recreation area each year. For the convenience and accolllllodation of these visitors, the City maintains a 1,B60 foot municipal pier, which is being repaired from the proceeds of a federal Emergency Management Act grant and other grants, and a beach park with picnic facilities. Swillllling and surfboarding are popular sports and are conducted ul)der the supervision of municipal lifeguards. The City has acquired or leased and developed nearly 47 acres of parkland. The most recent acquisition is an eight acre abandoned railroad right-of-way, 100 feet wide by 3,600 feet long. The park bisects downtown Seal Beach. The $1.2 million project is within the Riverfront Redevelopment Project of the Redevelopment Agency and is financed by the Agency and by gas tax funds. The completed park is now enjoyed by local citizens and is known as the "Green Belt." At the southern end of the City, the Orange County Harbor Dlstrict has developed the Aquatic Regional Park, which provides an eight lane launching ramp capable of accommodating up to 500 boats per day, parking for 200 cars and boat trailers, and overnight space for 500 house trailers. The aquatic park provides public beach and picnic facilities for 2,800 people, public fishing floats, boat rentals, fueling docks, and berths for recreational boating. TAX EXEMPTION In the opinion of Buchalter, Nemer, Fields & Younger, a Professional Corporation, Bond Counsel, interest with respect to the Notes is excluded from gross income for purposes of federal income tax laws. In addition, Bond Counsel is of the opinion that the Notes are not "private activity bonds" as defined in section 141(a) of the Internal Revenue Code of 1986 (the "Tax Code") and, therefore, interest with respect to the Resolution Number c5~~~ Notes wi 11 not be an item of tax preference for purposes of the alternative minimum tax provisions of the Code, except, however, that interest with respect to the Notes received by corporations may be included in corporate book income and adjusted current earnings in calculating alternative minimum taxable income. Bond Counsel is further of the opinion that interest with respect to the Notes is exempt from personal income taxes of the State of California under present state law except as noted below. In rendering these opinions, Bond Counsel will rely upon I representations and covenants in the City Resolution and representations in the Nonarbitrage Certificate of the City, dated as of the date of initial delivery of the Notes, concerning the investment and use of proceeds and the rebate, if necessary, to the federal government of certain earnings thereon. Furthermore, Bond Counsel assumes that all such representations are true and correct and that the City will comply with such covenants. Bond Counsel expresses no opinion with respect to the exclusion of interest with respect to the Notes from gross income under Section 103(a) of the Tax Code in the event that any of such representations are untrue or the City should fail to comply with such covenants. Although Bond Counsel will render an opinion that the interest with respect to the Notes is excluded from gross income to the extent described above, the holders of the Notes should be aware that the receipt of the interest with respect to the Notes may otherwise affect the federal income tax 1 iabil ity of the recipient. The presence of any such effect, as well as the magnitude thereof, depends on the specific factual situation with respect to the particular recipient of such interest. Bond Counsel expresses no opinion regarding any impact of holding of the Notes other than as specifically described above. Holders of the Notes should consult with their tax advisors. I Pursuant to the Resolution adopted by the City Council, the City represents that the reasonably anticipated amount of qualified tax-exempt obligations which has been and will be issued by it in 19B9 does not exceed $10,000,000, and designates each Note to be a qualified tax-exempt obligation pursuant to Section 265(b) 13\ IB\ lii\ of the Internal Revenue Code. LEGAL OPINION The opinion of Buchalter, Nemer, Fields & Younger, California ("Bond Counsel") approving the validity of the Notes and stating that, in the opinion of such Bond Counsel, interest on the Notes is excluded from gross income for federal income tax purposes and is also exempt from personal income taxes imposed by the State of California will be provided free of charge to the purchasers at the time of the original del ivery of the Notes. Bond Counsel's employment is limited to a review of the legal proceedings required for the authorization of the Notes and to rendering the opinion set forth above. Such opinion will not consider or extend to any documents, agreements, representations, offering circulars or other material of any kind concerning the Notes not mentioned in this paragraph. I Certain legal matters will be passed upon for the City by the City Attorney. LEGALITY FOR INVESTMENT IN CALIFORNIA Under the provisions of the State Financial Code, the Notes are legal investments for cOl1lll8rcial banks in the State of California to the extent that the Notes, in the informed opinion of the bank, are prudent for the investment of funds of its defositors and under provisions of the State Government Code the Notes are e igible to secure deposits of public moneys in the State of California. I I I ~ Resolution Number .3?.5S' RATING The City received a MIG-_ rating on the Notes from Moody's Investors Service, Inc. Certain information was supplied by the City to the rating agency to be considered in evaluating the Notes. The rating Issued reflects only the views of the rating agency, and any explanation of the significance of such rating should be obtained from the rating agency. There is no assurance that any rating obtained will be retained for any given period of time or that the same will not be revised downward or withdrawn entirely by the rating agency if, in its judgment, circumstances so warrant. The City undertakes no responsibility either to bring to the attention of the holders of the Notes any downward revision or withdrawal. Any such downward revision or withdrawal of the rating obtained may have an adverse effect on the market price of the Notes. LITIGATION No litigation is pending or threatened concerning the validity of the Notes, and a certificate of the City Attorney to that effect will be furnished to the purchaser at the time of the original del ivery of the Notes. The City is not aware of any litigation pending or threatened questioning the pol itical existence of the City or contesting the City's ability to levy and collect ad valorem taxes or to collect or receive other pledged revenues or contesting the City's abil ity to issue and retire the Notes. There are a number of law suits and claims pending against the City. The aggregate amount of the uninsured liability of the City and the timing of any anticipated payment of judgments which may result from suits and claims will not, in the opinion of the City Attorney, materially affect the City's finances or impair its ability to repay the Notes. UNDERWRITING The Notes are being purchased for reoffering by [ ] (the .Underwri ter") . The Underwri ter has agreed to purchase the Notes at a purchase price of S . The Note Purchase Agreement provides that the Underwriter will purchase all of the Notes if any are purchased. The obligation to make such purchase is subject to certain terms and conditions set forth in the Contract of Purchase. The Underwriter may offer and sell the Notes to certain dealers and others at prices lower than the public offering price stated on the cover page hereof. The offering price may be changed from time to time by the Underwriter. ADDITIONAL INFORMATION The purpose of this Official Stateme!lt is to supply information to purchasers of the Notes. Quotations from and summaries and explanations of the Notes, the resolution authorizing the Notes and of statutes and documents contained herein do not purport to be complete, and reference is made to said resolution, statutes and documents for full and complete statements of their provisions. Resolution Number ~~ All data contained herein have been taken or constructed from City records and other sources. Appropriate City officials, acting in their official capacity, have reviewed this Official Statement and have determined that as of the date hereof the information contained herein is, to the best of thetr knowledge and belief, true and correct in all material respects and does not contain an untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading. An appropriate City official will execute a certificate to this effect upon delivery of the Notes. This Official Statement and its distribution have been duly authorized and approved by the City Council of the City of Seal Beach. City of Seal Beach /s/ Denis Thomas Director of Finance I I I