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HomeMy WebLinkAboutCC Res 3794 1988-06-20 I I I RESOLUTION NO. ~~~ RESOLUTION OF THE CITY COUNCIL OF THE CITY OF SEAL BEACH, PROVIDING FOR THE ISSUANCE AND SALE OF ITS 1988 ~AX AND REVENUE ANTICIPATION NOTES IN AN AMOUNT NOT TO EXCEED $2,500,000; APPROVING OFFICIAL STATEMENT, TERMS OF SALE, NOTE PURCHASE AGREEMENT; APPOINTING BOND COUNSEL AND FINANCIAL CONSULTANT; PLEDGING REVENUES AND ENTERING INTO CERTAIN TAX COVENANTS IN CONNECTION WITH SAID NOTES WHEREAS, in order for the City of Seal Beach (the "City") to meet its lawful obligations prior to the receipt of revenue and , taxes in fiscal year 1988-89, it is necessary to temporarily' borrow funds in the amount of the "maximum anticipated cumulative cash flow deficit" as defined by Section 1.103-14(c) (2) of Title 26 pf the Code of Federal Regulations, rounded to the nearest hundred thousand dollars, but not to exceed Two Million Five Hundred Thousand Dollars ($2,500,000), with such funds to be used for any purpose for which the City is authorized to expend moneys, in accordance with Article 7.6, Chapter 4, Part 1, Division 2, Title 5 of the Government Code of the State of California (commencing with Sections 53850 through 53858) (the "Act"); WHEREAS, the City may borrow for such purposes, such indebtedness to be represented by tax and revenue anticipation notes (the "Notes") issued pursuant to the Act; WHEREAS, the City Council of the city (the "City Council") is in need of legal services and special consultation and advice in connection with the issuance and sale of the Notes; WHEREAS, there has been presented to the City Council a proposal of Security Pacific Merchant Bank to act as Financial Consultant in connection with sale of the Notes; WHEREAS, there has been presented to the City Council a Request for Proposal and Terms of Sale and Note Purchase Agreement which will be presented to a number of Underwriters; WHEREAS, the City Council now wishes to approve such Request for Proposal and Terms of Sale and Note Purchase Agreement and to authorize the Financial Consultant to solicit proposals for purchase of the Notes; WHEREAS, the City Council wishes to authorize the Finance Director/Treasurer to enter into the Note Purchase Agreement with the Underwriter presenting the proposal which will result in the lowest net interest cost to the City and to issue the Notes upon such terms; NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Seal Beach, State of California, as follows: Section 1. The City Council has reviewed all proceedings heretofore taken relative to the issuance of the Notes and has found, as a result of such review, and hereby finds and determines that all acts, conditions and things required by law to exist, happen and be performed precedent to and in the issuance of the Notes have existed, happened and been performed in due time, form and manner as required by law, and the City Council is duly authorized to issue the Notes in the name of the City and to incur indebtedness in the manner and upon the terms provided in this resolution. Section 2. The City hereby appoints the firm of Buchalter . , Nemer, F~elds & Younger, a Professional Corporation, as bond counsel ("Bond Counsel") to provide legal services in connection Resolution Number ~19~ with the issuance and sale of the Notes. The City Council agrees that the appointment of Bond Counsel will not prevent Bond Counsel from continuance as attorney for parties which may currently have disputes, legal or otherwise, with the City which do not involve confidential information which Bond Counsel gained from its representation of the city under such appointment, nor will Bond Counsel be prevented from acting as attorney in the future for clients which have disputes, legal or otherwise, with I the City which do not involve confidential information which Bond Counsel gained from its representation of the City under this appointment, even though the same may result in litigation, and the City specifically consents to Bond Counsel's representation of such present or future clients of Bond Counsel despite such possible conflict. section 3. The City hereby appoints Security Pacific Merchant Bank as Financial Consultant (the "Financial Consultant"), and authorizes such Financial Consultant to solicit proposals from Underwrite~s for purchase of the Notes upon the terms contained in the "Request for Proposal and Terms of Sale", attached hereto as Exhibit A and by this reference incorporated herein. Section 4. Negotiable notes in the name of the City in an aggregate principal amount of the "maximum anticipated cumulative cash flow deficit" as defined by section 1.103-14 (c) (2) of Title 26 of the Code of Federal Regulations, rounded to the nearest hundred thousand dollars, but not to exceed Two Million Five Hundred Thousand Dollars ($2,500,000), shall be issued for any purposes for which the City is authorized to expend moneys, under and subject to the terms of this resolution and in accordance with the provisions of the Act. Except as provided below, the holder of all of the Notes shall be The Depository Trust company, New York, New York ("DTC") and the Notes shall be registered in the name of CEDE & Co., as nominee for DTC. The Notes shall be initially executed and delivered in the form of a single fully registered Note in the full aggregate principal amount of the Notes. The city may treat DTC (or its nominee) as the sole and exclusive owner of the Notes registered in its name for all purposes of this Resolution, and the City shall not be affected by any notice to the contrary. The City shall not have any responsibility or obligation to any participant of DTC (a "Participant"), any person claiming a beneficial ownership interest in the Notes under or through DTC or any Participant, or any other person which is not shown on the register of the City as being a holder, with respect to the accuracy of any records maintained by DTC or any Participant pr the payment by DTC or any Participant of any amount in respect of the principal or interest with respect to the Notes. The City shall pay all principal and interest with respect to the Notes only to DTC, and all such payments shall be valid and effective to fully satisfy and discharge the City's obligations with respect to the principal and interest with respect to the Notes to the extent of the sum or sums so paid. Except under the conditions noted below, no person other than DTC shall receive a Note. Upon delivery oy DTC to the City of written notice to the effect that DTC has determined to substitute a new nominee in place of CEDE & Co., the term "CEDE & Co." .in this Resolution shall refer to such new nominee of DTC. If the City determines that it is in the best interest of the beneficial owners that they be able to obtain Notes and delivers a written certificate to DTC to that effect, DTC shall notify the participants of the availability through DTC of Notes. In such event, the City shall issue, transfer and exchange Notes as requested by DTC and any other holders in appropriate amounts. I I I I I Resolution Number ~~~ DTC may determine to discontinue providing its services with respect to the Notes at any time by giving notice to the City and discharging its responsibilities with respect thereto under applicable law. Under such circumstances (if there is no successor securities depository), the City shall be obligated to deliver Notes as described in this Resolution. Whenever DTC requests the City to do so, the City will cooperate with DTC in taking appropriate action after reasonable notice to (a) make available one or more separate Notes evidencing the Notes to any DTC Participant having Notes credited to its DTC account or (b) arrange for another securities depository to maintain custody of certificates evidencing the Notes. Notwithstanding any other provision of this Resolution to the contrary, so long as any Note is registered in the name of CEDE & Co., as nominee of DTC, all payments with respect to the principal and interest with respect to such Note and all notices with respect to such Note shall be made and given, respectively, to DTC I~ provided in the Representation Letter delivered on the date of issuance of the Notes. Section 5. The Finance Director/Treasurer acting upon the advice of Bond Counsel, is authorized and directed to determine the amount of the "maximum anticipated cumulative cash flow d~ficit" as defined by Section 1.103-14(c} (2) of Title 26 of the Code of Federal Regulations, rounded to the nearest hundred thousand dollars, and to enter such amount into the Note Purchase Agreement; provided, however, that such amount shall not exceed Two Million Five Hundred Thousand Dollars ($2,500,000). Section 6. The form of Note Purchase Agreement, attached hereto as Exhibit B, and by this reference incorporated herein, is hereby approved. The Finance Director/Treasurer is authorized to enter into such Note Purchase Agreement with the Underwriter presenting the proposal to enter into such Note Purchase Agreement at the lowest net interest cost to the City; provided, however, that such rate of interest for the Notes does not exceed twelve percent (12%) per annum, and to insert said rate in said Note Purchase Agreement. The Finance Director/Treasurer or his designee is hereby authorized and directed to execute the Note Purchase Agreement in the name of and on behalf of the City. Section 7. The Notes shall be dated tne date of delivery and shall bear interest at the rate of interest provided for in the Note Purchase Agreement. Such interest shall be payable on maturity. The Notes shall mature on July 11, 1989, shall be numbered from 1 consecutively upward in order of their issuance, and shall be issued in the denomination of $5,000, or any integral multiple thereof. Both the principal of and interest on the Notes shall be payable in lawful money of the United States of America upon presentation and surrender at the offices of Security Pacific Merchant Bank in Los Angeles, California. Section 8. The Notes shall not be subject to call or redemption before their fixed maturity date. Section 9. The Notes shall be issued without coupons and shall be in substantially the following form, the blanks in said form to be filled in with appropriate words or numbers to comply with the provisions of this resolution: STATE OF CALIFORNIA COUNTY OF ORANGE CITY OF SEAL BEACH 1988 TAX AND REVENUE ANTICIPATION NOTE Number $ CUSIP Resolution Number ~~~ FOR VALUE RECEIveD, the City of Seal Beach, a municipal corporation organized and existing under and by virtue of the laws of the State of california (hereinafter the "city"), promises to pay to on July , 1989, the principal sum of FIVE THOUSAND DOLLARS ($5,000) in-lawful money of the United States of America, with interest thereon at the rate of HUNDREDTHS PERCENT (-.--%) per annum from the date hereof and payable on maturity. Interest shall be computed on a 30-day month and 360-day year basis. Both the principal of and the interest on this note (hereinafter "Note") shall be I payable only upon surrender of this Note, as the same shall become due, at the office of the Finance Director/Treasurer of the City, in the City of Seal Beach, California; provided, however, no interest shall be payable for any period after maturity during which the holder hereof fails to properly present this Note for payment. This Note is a "qualified tax-exempt obligation" within the meaning of Section 265(b}(3) of the Internal Revenue Code of 1986, as amended. This Note is part of an issue of Million Dollars ($-,--- ,000) in aggregate principal amount of notes (the "Notes") issued by the City Council of the City of Seal Beach, State of California in the name and on behalf of the City, under and in accordance with the provisions of Article 7,.6 of Chapter 4 of Part 1 of Division 2 of Title 5 of the California Government Code (constituting Sections 53850 through 53858, inclusive, of said Code), and a resolution duly adopted by the City council on June 20, 1988. Payment of the principal of and the interest on this Note are secured by a pledge of and first lien and charge against moneys to be received by the City in fiscal year 1988-89 from the first taxes, income, revenue, cash receipts and other moneys I intended as receipts for the general fund of the City and generally available for the payment of current expenses and other obligations of the City (the "Unrestricted Revenues"), to be received by the City in the month of December 1988, in an amount sufficient to pay forty percent (40%) of the aggregate principal amount of the Notes outstanding; the first Unrestricted Revenues to be received by the City in the month of April 1989, in an amount sufficient to pay forty percent (40%) of the aggregate principal amount of the Notes outstanding; and the first Unrestricted Revenues to be received by the City in May 1989 in an amount sufficient to pay twenty percent (20%) of the aggregate principal amount of the Notes outstanding, plus an amount sufficient to pay the interest to become due on the Notes at maturity. If the full amount of the Unrestricted Revenues pledged in any particular month to a repayment of the Notes has not been received by the City by the thirtieth day of such month, the City shall make up such deficiency from any other moneys of the city lawfully av&ilab~e th~refor. The principal of and the interest on this Note shall be payable from said pledged moneys and from all other income, revenue, cash receipts and moneys of the City lawfully available therefor. However, the Notes are payable only from revenue received or accrued during the fiscal year in which the Notes are issued. IT IS HEREBY CERTIFIED, RECITED AND DECLARED that the Notes I are issued in conformity with the laws of the State of California and the proceedings of the City Council of the City; that all acts, conditions and things required to exist, happen and be performed precedent to and in the issuance of the Notes have existed, happened and been performed in regular and due time, form and manner as required by law; and that the Notes, together with all other indebtedness and obligations of the City, do not exceed any limit prescribed by the Constitution and statutes of the State of California. I I I Resolution Number ~~ IN WITNESS WHEREOF, the City Council of the City has caused this Note to be executed by the Mayor and the Finance Director/Treasurer of the City, and to be countersigned by the City Clerk, which signatures may be manual or facsimile signatures, except that one of such signatures shall be manually affixed, and has caused a facsimile of the official seal of the City to be imprinted hereon, and has caused this Note to be dated July _, 1988. Finance Director/Treasurer of the City of Seal Beach Mayor Joe Hunt City of Seal Beach COUNTERSIGNED: City Clerk of the City of Seal Beach Section 10. The Mayor and the Finance Director/Treasurer of the City are hereby authorized and directed to sign each of the Notes, and the city Clerk is hereby authorized and directed to countersign each of the Notes, and the City Clerk is hereby authorized and directed to impress or cause to be imprinted by facsimile the official seal of the city on each of the Notes. Anyone or two of such signatures may be printed, lithographed or engraved by facsimile signature, but at least one of such signatures shall be manual. Such c;gning, countersigning and sealing as herein provided shall be sufficient and binding execution of the Notes in the name and on behalf of the City. Section 11. All proceeds of sale of the Notes shall be deposited into the general fund of the City, to be withdrawn and expended for any purpose for which the City is authorized to expend money, including, but not limited to, current expenses, capital expenditures, and the discharge of any obligation or indebtedness of the City. The City Council covenants on behalf of itself and the City that the City will not make any use of the proceeds of the Notes which will cause the Notes to be "arbitrage bonds" subject to federal income taxation by reason of Sections 103(b} or 148 of the Internal Revenue Code of 1986, as amended (the "Code"). To that end, so long as any of the Notes are outstanding, the City and its appropriate officers and employees shall comply with all requirements of said sections 103(b} and 148 and all regulations issued thereunder, to the extent that such requirements are, at the time, applicable and in effect. In order to maintain the exemption from federal income taxation of interest on the Notes and for no other purpose, the City Council covenants to comply with each applicable requirement of the Code and specifically covenants: (a) That it shall file such reports or other documents with the Internal Revenue Service as are required by the Code and the Treasury Regulations; and (b) That it shall cause none of the gross proceeds of the Notes to be invested in investments which are deemed to be "federally guaranteed" within the meaning of Section 149(b) of the Code. Resolution Number ~1?';' The Finance Director/Treasurer is authorized and directed to ensure compliance with these covenants. section 12. The principal of the Notes and the interest thereon shall be secured by a pledge of and first lien and charge against moneys to be received by the City in fiscal year 1988-89 and the City hereby pledges the first taxes, income, revenue, cash receipts and other moneys intended as receipts for the general fund of the City and generally available for the payment of current expenses and other obligations of the City (the "Unrestricted Revenues"), to be received by the City in the month of December 1988, in an amount sufficient to pay forty percent (40%) of the aggregate principal amount of the Notes outstanding; the first Unrestricted Revenues to be received by the City in the month of April 1989, in an amount sufficient to pay forty percent (40%) of the aggregate principal amount of the Notes outstand~ng; and the first Unrestricted Revenues to 0e '.:...eived by the City in May 1989 in an amount sufficient to pay twenty percent (20%) of the aggregate principal amount of the Notes outstanding, plus an amount sufficient to pay the interest to become due on the Notes at maturity. If the full amount of the Unrestricted Revenues pledged in any particular month to a repayment of the Notes has not been received by the City by the thirtieth day of such month, the city shall make up such deficiency from any other moneys of the City lawfully available for the pay~ent of the principal of and the interest on the Notes. Such amounts shall hereinafter be called the "Pledged Moneys." There is hereby established and created a special fund, designated the "City of Seal Beach 1988 Tax and Revenue Anticipation Note Payment Fund" (hereinafter called "Payment Fund"), into which the Finance Director/Treasurer shall deposit all of said Pledged Moneys promptly at the time of receipt thereof. The principal of the Notes and the interest thereon shall be payable from said Pledged Moneys and from all other income, revenue, cash receipts and moneys of the City lawfully available for the payment of the principal of the Notes and the interest thereon. However, the Notes are payable only from revenues received or accrued during the fiscal year in which issued. I I Moneys shall be withdrawn from the Payment Fund for the sole purpose of paying the principal of and the interest on the Notes as the same shall become due and payable. Any money deposited in the Payment Fund may be invested as permitted by law, except that no such investment shall have a maturity date later than the maturity date of the Notes. Proceeds of any such investments may be transferred to the general fund of the city. Any moneys remaining in the Payment Fund after payment of the principal and interest on the Notes may be released to the general fund. Section 13. The City Council hereby finds and determines that the aggregate principal amount of the Notes, together with interest thereon, does not exceed eighty-five percent (85%) of the estimated amount of the now uncollected taxes, income, revenue, cash receipts and other moneys of the City which will be available for the payment of the principal of and the interest on the Notes. section 14. The Finance Director/Treasurer of the City is I hereby authorized and directed to deliver the Notes to the Underwriter upon payment of the purchase price, namely, a sum not less than the aggregate principal amount of the Notes, plus premium, if any, as provided in the Proposal submitted by the Underwriter. The Notes shall bear interest, payable at the maturity of the Notes, at the rate set forth in the Note Purchase Agreement. I . I I Re~olu~ion Number ~~~*' ~:.. -;.~ . Section 15. The Finance Director/Treasure~ of the City is directed to cause to be lithographed, printed or engraved a sufficient number of blank notes of suitable quality, said notes to show on their faces that the same bear interest at the rates aforesaid, and to cause the blank spaces therein to be filled in to comply with the provisions of this resolution, and to procure their execution by the proper officers, and to deliver said notes when so executed to the Underwriter upon the receipt of the purchase price. Section 16. The Mayor or the Finance Director/Treasurer of the City or his authorized deputy is further authorized and directed to make, execute and deliver to the Underwriter (a) a certificate attesting to the use of the proceeds of the Notes, the investment thereof, and any other matters relating to the tax exemption of the Notes pursuant to Sections 103(b} and 148 of the Code; (b) a certificate certifying to the genuineness and due execution of the Notes; and (c) a receipt evidencing the payment of the purchase price of the Notes, which receipt shall be conclusive evidence that said purchase price has been paid and has been received by the City of Seal Beach. Any purchaser or subsequent taker or holder of the Notes is hereby authorized to rely upon and shall be justified in relying upon any such certificate or.receipt with respect to the Notes executed pursuant to the authority of this resolution. Such officers of the City are further directed to timely file the appropriate Internal Revenue Service form in the 8038 series with respect to the Notes. Such officers are hereby authorized to execute any and all other documents required to consummate the sale and delivery of the Notes. Section 17. The Preliminary Official Statement, in substantially the form presented to this meeting together with such changes as shall be approved by the Finance Director/Treasurer and made a part hereof as though set forth in full herein, be and the same is hereby approved for use in connection with the offering and sale of the Notes. The City Clerk is directed to file a copy of such Preliminary Official Statement with this Resolution. The Finance Director/Treasurer is hereby authorized to approve a final Official statement and its use in connection with the offering and sale of the Notes. The Finance Director/Treasurer is hereby authorized and directed, upon approval of the final Official Statement, to execute the final Official Statement and any amendment and supplement thereto, in the name and on behalf of the City, and thereupon to cause the Official Statement and any such amendment or supplement to be delivered to the Underwriter with such approval to be conclusively evidenced by his execution and delivery thereof. Section 18. The City Council finds and determines that the aggregate face amount of all tax-exempt bonds (other than private activity bonds) issued by the City Council (and all subordina~e entities thereof) during the 1988 calendar year is not rE~su..~wly expected to exceed Five Million Dollars ($5,000,000). - The City Council ~urther specifically finds, determines and declares that the Notes are designated to be "qualified tax-exempt obligations" for purposes of Section 265(b} (3) of the Code. Section 19. This resolution shall take effect from and after its passage and adoption. APPROVED AND ADOPTED this 20th day of June, 1988. ~~r ~Ph Hu or Resolution Number 4f9r anne M. Yea ty Clerk of the ity of Seal Beach I, Joanne M. Yea, City Clerk of the City of Seal Beach do hereby certify that the foregoing resolution was passed at a regular meeting of the City Council of the City of Seal Beach on the 20th day of June, 19BB, by th~fOllOW~ v~t~ ~ J,. AYE.S: COUNCIL MEMBERS: ~~~~?)~~ NOES: COUNCIL MEMBERS: ABSENT: COUNCIL MEMBERS: ABSTAINED: COUNCIL MEMBERS: J e M. Yea y Clerk of the City of Seal Beach I I I I I I Resolution Number ~,,~ TERMS OF SALE $ CITY OF SEAL BEACH 1988 TAX AND REVENUE ANTICIPATION NOTES ISSUE AND DENOMINATION: $ , designated "City of Seal Beach 1988 Tax and Revenue Anticipation Notes" (the "Notes"), consisting of non-registrable, negotiable notes, without coupons. The Notes shall be issued in such denominations of $5,000 or integral multiples as shall be specified by the Underwriter. DATE AND MATURITIES: The Notes will be dated their date of delivery which is expected to be July 12, 1988, and will all mature 365 days thereafter. INTEREST RATE: The maximum interest rate bid may not exceed twelve percent (12%) per annum, payable upon maturity of the Notes. Prospective Underwriters must specify the rate of interest which the notes bid upon shall bear, provided that: (i) all Notes bid upon shall bear the same interest rate; (ii) no Note shall bear more than one rate of interest; (iii) each Note bid upon shall bear interest from its date to its stated maturity at the interest rate specified in the bid; (iv) the interest rate specified must be in a multiple of 1/1000 of one percent (l%). OUALIFIED OBLIGATION: The Notes will be designated by the City Council as a "qualified tax-exempt obligation" within the meaning of Section 265 (b) (3)(B) of the Internal Revenue Code of 1986, as amended. REDEMPTION: The Notes are. not subject to call and redemption prior to maturity. PAYMENT: Both principal and interest are payable in lawful money of the United States of America at the office of the Finance Director/Treasurer of the City in Seal Beach, California. FORM OF PROPOSAL: Proposals must be for not less than the aggregate principal amount of the Notes and the par value thepeof. Each Proposal, together with Prospective Underwriter's check, must be enclosed in a sealed envelope addressed to the City at the address mentioned above not later than 10:00 A.M., Pacific Daylight Time, ("P.D.T."), on the date of sale specified in the Request for Proposal, and endorsed "Proposal for the Purchase of City of Seal Beach 1988 Tax and Revenue Anticipation Notes. " Each proposal must be in accordance with the terms and conditions set forth herein, and must be submitted on, or in substantial accordance with, the Proposal form attached hereto. ESTIMATE OF NET INTEREST COSTS: Prospective Underwriters are requested (but not required) to supply an estimate of the total net interest cost to the City on the basis of their respective bids, which shall be considered as informative only and not binding on the Prospective Underwriter. BASIS OF SELECTION: The Note Purchase Agreement will be entered into with the Underwriter providing for the lowest net interest cost including premium in such Underwriter's ProposaL No Proposal for less than par and accrued interest (Which interest shall be computed on a 30-day month, 360-day year basis) will be entertained. In the event two or more Proposals setting forth identical interest rates and premium per dollar principal amount, if any, and aggregating a principal amount in excess of the principal amount of unawarded Notes are received, the City res~rves the right to exercise its own discretion and judgment in mak1ng the award and may award the Notes on a pro rata basis in such denominations as the City Shall determine. Exhibit A Resolution Number .J1?1 GOOD FAITH CHECK: A certified or cashier's check (or equivalent) drawn on a responsible bank or trust company in the amount of one percent (1%) of the principal amount of Notes bid upon, payable to the order of the city of Seal Beach, must accompany each proposal as a guarantee that the Underwriter, if its Proposal is accepted, will execute the Note Purchase Agreement and accept and pay for the Notes in accordance with the terms of the Note Purchase Agreement. The check accompanying any accepted Proposal shall be deposited by the Finance Director/Treasurer to the general fund of the City and applied to I the purchase price or, if such Note Purchase Agreement is executed but not performed, unless such failure of performance shall be caused by an act or omission of the City, it shall then be retained by the City. The check accompanying each unaccepted Proposal will be returned promptly. If only a part of the Notes in.a Proposal are the subject of a Note Purchase Agreement, the amount of the good faith check will be prorated and the Underwriter may substitute a check for the prorated amount in place of the good faith check check accompanying the Proposal. PROMPT AWARD: The City will take action awarding the Notes or rejecting all Proposals not later than twenty-six (26) hours after the expiration of the time herein prescribed for the receipt of Proposals unless such time of award is waived by the Underwriter. UNDERWRITER'S CERTIFICATE: The Underwriter must provide the City, on or before 8:00 A. M., P.D.T., on the day of the Closing, the initial price to the public or final purchasers thereof (not including bond houses and brokers or similar persons or organizations acting in the capacity of underwriters or wholesalers) at which a substantial amount of the Notes nave been committed to be sold. DELIVERY AND PAYMENT: It is estimated that delivery of the Notes will be made to the Underwriter in the City of New York, New York on or about July 12, 1988. Payment of the purchase price (less the amount of the good faith check mentioned above) must be made in funds immediately available to the City of Seal Beach in Seal Beach, California. The cost of printing the Notes will be borne by the city. RIGHT OF CANCELLATION: The Underwriter shall have the right at its option to cancel the Note Purchase Agreement if the City shall fail to execute the Notes and tender the same for delivery within thirty (30) days from the date of sale thereof, and in such event, the Underwriter shall be entitled to the return of its good faith check. RIGHT OF REJECTION: The City Council reserves the right, in its discretion, to reject any and all Proposals and to waive any irregularity or informality in any Proposal. PURPOSE OF ISSUE: The Notes are to he issued by the City Council of the City of Seal Beach and are authorized pursuant to the provisions of sections 53850-53858 of the Government Code of the State of California and the provisions of a resolution of said City Council, for any purpose for which the city is authorized to expend moneys. SECURITY: The Notes are obligations of the City and are secured by a pledge of and first lien and charge against moneys to be received by the City in fiscal year 1988-89: (a) the first taxes, income, revenue, cash receipts and other moneys intended as receipts for the general fund of the city and generally available for the payment of current expenses and other obligations of the City (the "unrestricted Revenues"), to be received by the City in December 1988, in an amount sufficient to pay forty percent (40%) of the aggregate principal amount of the Exhibit A I I I I I Resolution Number ~~~ Notes outstanding; (bl the first Unrestricted Revenues to be received by the City in April 1989, in an amount sufficient to pay forty percent (40%) of the aggregate principal amount of the Notes outstanding; and (cl the first Unrestricted Revenues, plus an amount sufficient to pay the interest to become due on the Notes at maturity, to be received by the City in May 1989 in an amount sufficient to pay twenty percent (20%) of the aggregate principal amount of the Notes outstanding. Said pledged moneys shall be deposited by the Finance Director/Treasurer of the City in a special account established, created and maintained by said Finance Director/Treasurer in the name and on behalf of the City. Moneys shall be withdrawn from said account for the sole purpose of paying the principal of and the interest on the Notes as the same shall become due and payable. By statute, the Notes are declared to be a general obligation of the city and to the extent not paid from said pledged moneys shall be paid with the interest thereon from any other moneys of the City lawfully available therefor. Under provisions of the California Constitution, the City is generally prohibited from incurring any indebtedness or liability exceeding in any year the income and revenue provided for such year, without the assent of two-thirds of its qualified electors voting at an election called for such purpose. If the full amount of the Unrestricted Revenues pledged in any particular month to a repayment of the Notes has not been received by the City by the twentieth day of such month, the City shall make up such deficiency from any other moneys of the City lawfully available therefor. However, the Notes are payable only from revenue received or accrued during the fiscal year in which issued. CALIFORNIA DEBT ADVISORY COMMISSION: The City has duly notified the California Debt Advisory Commission ("CDAC") of the proposed sale of the Notes. Payment of all fees to CDAC in connection with sale and issuance of the Notes shall be the sole responsibility of the Underwriter. CDAC may invoice the Underwriter after the Closing for such fees due for the sale and issuance of the Notes. OFFICIAL STATEMENT: The City Council will approve an Official Statement relating to the Notes and will provide the Underwriter with up to 100 copies of such Official Statement upon request. A copy of the Preliminary Official statement and any other information concerning the proposed financing will be furnished upon request to the financial consultant of the City, Security Pacific Merchant Bank, 300 South Grand Avenue, HCP211, Los Angeles, California 90071, telephone (9213) 229-1471. Exhibit A Resolution Number 3794 , PROPOSAL FORM $ CITY OF SEAL BEACH 1988 TAX AND REVENUE ANTICIPATION NOTES Honorable City Council of the City of Seal Beach c/o Security Pacific Merchant Bank 300 South Grand Avenue 2lst Floor Los Angeles, California 90071 Gentlemen: . We offer to purchase all, but not less than all, of the aggregate principal amount of Notes of the City of Seal Beach, more particularly described in Preliminary Official Statement provided to us with this Proposal Form and pursuant to the terms described in the Terms of Sale at a purchase price of $ , said interest to be payable at the rate set forth below: Maturity Date Price Yield Par Amount Our calculation of the net interest cost is %. This calculation is considered to be informative only and is not part of the proposaL If selected as Underwriter for the issue, we agree to enter into a Note Purchase Agreement substantially in the form provided to us with this Proposal form. Respectfully submitted, Name Account Manager By Address City State Telephone Exhibit A I I I I I I Resolution Number 3'?9~ 1988 TAX AND REVENUE ANTICIPATION NOTES OF CITY OF SEAL BEACH, STATE OF CALIFORNIA July , 1988 Honorable City Council of the City of Seal Beach Seal Beach, California The Undersigned (the "Underwriter"), acting on behalf of itself, offers to enter into this agreement with the City of Seal Beach, California (the "City"), which, upon your acceptance hereof, will be binding upon the city and the Underwriter. This offer is made subject to the acceptance by the City Council of the .city of Seal Beach on or prior to 12:00 p.m., Pacific Daylight Time ("P.D.T.") on the of , 1988, and written delivery of such acceptance to us at or prior to 5:00 p.m., on the of _, 1988. 1, Purchase and Sale of the Notes. Upon the terms and condi tions and in reliance upon the representations, warranties and agreements herein set forth, we hereby agree to purchase from the City for reoffering to the public, and the City hereby agrees to sell to the Underwriter for such purpose, all (but not less than all) of $ in aggregate principal amount of tax and revenue anticipation notes of the City of Seal Beach (the "City"), more particularly described below. 2. Issue and Denomination. The notes shall be in the aggregate principal amount of $ , designated "City of Seal Beach 1988 Tax and Revenue Anticipation Notes" (the "Notes"), consisting of non-registrable, negotiable notes, without coupons. The Notes shall be issued in such denominations, of $5,000, or any integral multiple thereof, as shall be specified by the Underwriter. The aggregate purchase price to be paid by the Underwriter for the Notes shall be $ , comprised of the aggregate principal amount of $ [plus a.premium of $ ]. A certified or cashier's check (or equivalent) drawn on a responsible bank or trust company in the amount of $ , payable to the order of the City of Seal Beach, is furnished herewith for deposit by the Finance Director/Treasurer of the City to the general fund of the City as a guarantee that the Underwriter will accept and pay for the Notes in accordance with the terms of this Contract of Purchase. The amount of the good faith check is to be applied to the purchase price of the Notes; provided, however, that if the Underwriter shall not perform this Contract of Purchase, unless the failure of performance shall be caused by an act or omission of the City, the amount of the good faith check shall be retained by the City. 3. Date and Maturities. The Notes will be dated July , 1988, and will all mature on July __, 1989. Interest Rate. The Notes shall bear interest at percent (__%) per annum, payable upon computed on the basis of a 30-day month, 4. the rate of maturity of the Notes, 360-day year. 5. Qualified Obligation. The Notes shall have been designated by the City as a "qualified tax-exempt obligation" within the meaning of Section 265 (b) (3) (B) of the internal Revenue Code of 1986, as amended. 6. Redemption. The Notes are not subject to call and redemption prior to maturity. Exhibit B Resolution Number .1191 7. Payment. Both principal and interest are payable in lawful money of the united States of America at the office of the Finance Director/Treasurer of the City in Seal Beach, California. 8. Purpose of Issue. The Notes are to be issued by the City Council (the "City council") of the city of Seal Beach (the "City") in the name and on behalf of the City and are authorized pursuant to the provisions of Sections 53850-53858 of the Government Code of the State of California and the provisions of a resolution of said City Council, for any purpose for which I the City is authorized to expend moneys. 9. Security. The Notes are obligations of the City and are secured by a pledge of and first lien and charge against moneys to be received by the City in fiscal year 1988-89 from taxes, income, revenue, cash receipts and other'moneys intended as 'receipts for the general fund of the City (the "Unrestricted Revenues") from (a) the first taxes, income, revenue, cash receipts and other moneys intended as receipts for the general fund of the City and generally available for the payment of current expenses and other obligations of the City (the "Unrestricted Revenues"), to be received by the City in December 1988, in an amount sufficient to pay forty percent (40%) of the aggregate principal amount of the Notes outstanding; (b) the first Unrestricted Revenues to be received by the City in April 1989, in an amount sufficient to pay forty percent (40%) of the aggregate principal amount of the Notes outstanding; and (c) the first Unrestricted Revenues, plus an amount sufficient to pay the interest to become due on the Notes at maturity, to be received by the city in May 1989 in an amount sufficient to pay twenty percent (20%) of the aggregate principal amount of the Notes outstanding. If the full amount of the Unrestricted Revenues pledged in any particular month to a repayment of the Notes has not been received by the City by the twentieth day of such month, the City shall make up such deficiency from any other moneys of the City lawfully I available therefor. Such amounts shall hereinafter be called the "Pledged Moneys." The City covenants that: (a) said Pledged Moneys, when received, shall be deposited by the Finance Director/Treasurer of the City in a special account established, created and maintained by said Finance Director/Treasurer in the name and on behalf of the City; (b) moneys shall be withdrawn from said account for the sole purpose of paying the principal of and the interest on the Notes as the same shall become due and payable, except that such moneys may be invested in legal investments of the City which mature prior to the maturity date of the Notes. 10. Underwriter's Certificate. The Underwriter agrees to provide the City, on or before 8:00 A.M., P.D.T., on the day of Closing, the initial price to the public or final purchasers thereof (not including bond houses and brokers or similar persons or organizations acting in the capacity of underwriters or wholesalers) at which a substantial amount of the Notes have been committed to be sold. 11. Closing. The city agrees to deliver the Notes to the Underwriter in the City of Los Angeles, California or in the'~ City of New York, New York on or about July 6, 1988. Payment of the purchase price (less the amount of the good faith check mentioned below) must be made in funds immediately available to the City in Seal Beach, California. The cost of printing the Notes will be borne by the City. I 12. Right of Cancellation. The Underwriter shall have the right at its option to cancel this Contract of Purchase if the City shall fail to execute the Notes on behalf of the City and tender the same for delivery within thirty (30) days from the date of hereof, and in such event, the Underwriter shall be entitled to the return of the good faith check tendered herewith. Exhibit B I I I Resolution Number ~;'~~ 13. Change in Tax Exempt status. At any time before the Notes are tendered for delivery, the Underwriter may disaffirm and withdraw this Contract of Purchase if the interest received by private holders from notes of the same type and character shall be declared to be taxable income under present federal income tax laws, either by a ruling of the Internal Revenue Service or by a decision of any federal court, or shall be declared taxable or be required to be taken into account in computing any federal income taxes by the terms of any federal income tax law enacted subsequent to the date of this Contract of Purchase. 14. Closing Papers: Legal Opinion. The Underwriter's obligations under this Contract of Purchase are conditioned upon the City furnishing to the Underwriter, without charge, concurrently with payment for and delivery of the Notes, the following closing papers, each dated the date of such delivery: (a) The opinion of Buchalter, Nemer, Fields & Younger, a Professional Corporation, Newport Beach, California, Bond Counsel, approving the validity of the Notes and stating that, assuming compliance with certain covenants, interest on the Notes is exempt from all present state of California personal income taxes, is excluded from gross income for federal income tax purposes and is not an item of tax preference for purposes of the federal alternative minimum tax imposed on individuals and corporations, except that the interest on fhe Notes received by corporations is taken into account in determining adjusted net book income for the purposes of computing the alternative minimum tax imposed on certain corporations, a copy of which opinion (certified by the official in whose office the original is filed) will be printed on each Note without cost to the Underwriter: (b) A certificate of the City that on the basis of the facts, estimates and circumstances in existence on the date of issue, it is not expected that the proceeds of the Notes will be used in a manner that would cause the Notes to be arbitrage bonds: (c) Certificates on behalf of the City and the City Council that there is no litigation threatened or pending affecting the validity of the Notes: (d) A certificate of an appropriate City official, acting on behalf of the City solely in his official and not in his personal capaci ty, that at the time of the sale of the Notes and at all times subsequent thereto up to and incl uding the time of the delivery of the Notes to the initial purchasers thereof the portions of the Official statement of the City pertaining to said Notes relating to the City did not, and does not, contain any untrue statement of a material fact or omit to state a material fact necessary which would make the statements misleading in light of the circumstances under which they were made; (e) The signature certificate of the officials of the City, showing that they have signed the Notes and impressed the seal of the City Council thereon, and that they were respectively duly authorized to execute the same: and ~ (f) The receipt of the Finance Director/Treasurer of the City showing that the purchase price of the Notes, including interest accrued to the date of delivery thereof, has been received by such official. 15. California Debt Advisory Commission. The Underwri ter will be required, pursuant to state law, to pay any Exhibit B Resolution Number ~1"~ fees to the California Debt Advisory Commission ("CDAC"). CDAC will invoice the Underwriter after the delivery of the Notes. 16. Underwriter up the issue upon Official statement. The City will provide the to 100 printed copies of the official statement for request. 17. Notices. Any notice or other communication to be given under this Contract of Purchase (other than the acceptance hereof as specified in the first paragraph hereof) may be given by I delivering the same in writing if to the City to the Finance Director/Treasurer of the City, 211 Eighth Street, Seal Beach, California 90740 and to Buchalter, Nemer, Fields & Younger, 660 Newport Center Drive, Suite 1400, Newport Beach, Caiifornia 92660-6415 or if to the Underwriter, to [Underwriter's Address]. 18. Execution in Counterparts. This Contract of Purchase may be executed in several counterparts each of which shall be regarded as an original and all of which shall constitute one and the same document. be of 19. interpreted, the State of Applicable Law. This Contract of Purchase shall governed and enforced in accordance with the laws California. Very truly yours, [ ] By: [ ] The foregoing is hereby agreed to and accepted as of this day of July, 1988. CITY OF SEAL BEACH, CALIFORNIA I By: Joe Hunt Mayor I Exhibit B I I I Resolution Number ~19~ NEW ISSUE Rating: Moody's _____ (See "Rating" herein) In the opinion of Bachalter, Nemer, Fields & Younger, Newport Beach, California, Bond Counsel, under existing laws, regulations, rulings and Judicial decisions and assuming compliance with certain covenants described herein, interest due with respect to the Notes is present ly exempt from gross income for federal income tax purposes, subject, however, to certain qualifications more particularly described under the caption "Tax Exemption" herein, and from personal income taxation imposed by the State of California. In addition, the City has designated its Notes as "qualified tax-exempt obligations" with the result that interest on debt incurred by financial institutions to acquire the Notes wfTl /Ie deductible to such institutions for federal income tax purposes. $ CITY OF SEAL BEACH 1988-89 TAX AND REVENUE ANTICIPATION NOTES Dated: Date of Delivery Due: July __, 1989 The Notes will be issued in fully registered form. When delivered, the Notes will be registered in the flame of Cede & Co., as nominee for The Depository Trust Company, New York, New York, which will act as securities depository for the Notes. Purchases of beneficial interests in the Notes will be made in book-entry form in the denomination of $5,000 or any integral multiple thereof. Purchasers will not receive certificates representing their ownership interest in the Notes purchased. The Notes are not sUbject to redemption prior to maturity. Principal and interest will be payable when due as described under "THE NOTES - Book-Entry-Only System." . The Notes are by statute general obligations of the City payable only out of taxes, income, revenue, cash receipts and other moneys of the City attributable to the fiscal year 1987-88 and legally available for payment thereof. The Notes are secured by a pl edge of the first Million Dollars ($ ) of taxes, income, revenues and other moneys intended as receipts for the General Fund of the City and which are generally available for the payment of the current expenses and other obligations of the City (such taxes, income, revenue and other moneys are hereinafter referred to as "unrestricted moneys") to be received by the City in December, 1988, and the first Doll ars ($ ), pl us an amount sufficient to pay the interest on the Notes, of unrestricted moneys to be received by the City in April, 1989. The Notes are direct obl igations of the City and, to the extent described herein, are legal investments for commercial banks in California and are eligible to secure deposits of public moneys in California. Interest Rate Priced to Yield -" -" The Notes wi77 be offered when, IS and if issued and received in book-entry form by the Underwriter, subject to the approval of legality by Buchalter, Nemer, Fields & Younger, Newport Beach, Ca7ffornia, Bond Counsel. Certain other legal matters will be passed upon for the City by the City Counsel for the City of Seal Beach. The Notes, in book-entry form, wfTl be available for de7fvery in New York, New York on or about July __, 1988. Security Pacific Merchant Bank Dated: '- Resolution Number .J11ff No du~er, broker, salesperson or other person has been authorized by the City to give any information or to make any representations other than those contained herein and, if given or made, such other information or representation must not be relied upon as having been authorized by the City. This Official Statement does not constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of the Notes by a person in any jurisdiction in which it is unlawful for such person to make such an offer, solicitation or sale. This Official Statement is not to be construed as a contract with the purchasers of the Notes. Statements contained in this Official Statement which involve estimates, forecasts or matters of opinion, whether or not expressly so described herein, are intended solely as such and are not to be construed as a representation of facts. The information set forth herein has been obtained from official sources which are believed to be reliable but it is not guaranteed as to accuracy or completeness, and is not to be construed as a representation by the Underwriter. The information and expressions of opinions herein are subject to change without notice and neither delivery of this Official Statement nor any sale made hereunder shall, under any circumstances, create any implication that there has been no change in the affairs of the City of Seal Beach since the date hereof. This Official Statement is submitted in connection with the sale of the Notes referred to herein and may not be reproduced or used, in whole or in part, for any other purpose, unless authorized in writing by the City. I I I (i) I I I Resolution Number j~4 TABLE OF CONTENTS Page City Officials .................................................... ;; Introductory Statement ............................................ I 1988-89 Short-Term Borrowing Program .............................. I The Notes ......................................................... 1 Securi ty for the Notes ............................................ 2 Available Sources of Payment...................................... 3 Constitutional Limitations on Taxes ............................... 3 Financial Information.................... .... ..... ................ 4 Assessed Valuations............ ....... ...... ....... ......... 4 Ad Valorem Property Taxation ................................ 5 Property Tax Levies and Collections ......................... 6 Financial Statements... ............ .... ..... .......... ...... 6 Annua 1 Budget ............................................... 8 Projected and Actual Cash Flows ............................. 9 Ret; rement Program .......................................... 13 Long Term Obligations ....................................... 13 Computation of Legal Debt Margin ............................ 13 The City .......................................................... 14 Location.................................................... 14 City Government and Population .............................. 14 Employment and Industry.....................;............... 16 Commercial Activity........................ ....... .......... 16 BUilding Activity" ...................... ..... ............ .... 18 Transportat ion .............................................. 18 Ut i 1 ; t ; es ................................................... 19 Educati on ................................................... 19 Recreation and Community Facilities ......................... 19 Tax Exempt ion ..................................................... 20 Legal Opinion............ ..................... ..................... 20 Legality for Investment in California ............................. 21 Rating ........ ......... .............. '.. ......... ...... ........... 21 Lf t i gat i on ........................................................ 21 Underwri t i ng ...................................................... 21 Additional Information ............................................ 22 Appendix A Financial Statements................... ................ 23 IN CONNECTION WITH THIS OFFERING, THE UNDERWRITER MAY OVER ALLOT OR EFFECT TRANSACTIONS WHICH STABILIZE OR MAINTAIN THE MARKET PRICE OF THE NOTES AT A LEVEL ABOVE THAT WHICH MIGHT OTHERWISE PREVAIL IN THE OPEN MARKET. SUCH STABILIZING, IF COMMENCED, MAY BE DISCONTINUED AT ANY TIME. THE UNDERWRITER MAY OFFER AND SELL THE NOTES TO CERTAIN DEALERS AND DEALER BANKS AND BANKS ACTING AS AGENT AT PRICES LOWER THAN THE PUBLIC OFFERING PRICE STATED ON THE COVER PAGE HEREOF AND SAID PUBLIC OFFERING PRICE MAY BE CHANGED FROM TIME TO TIME BY THE UNDERWRITER. (ii) Resolution Number ~?9I CITY OF SEAL BEACH, CALIFORNIA ~t1f Victor Grgas Counc il Member Robert Nelson City Manager Financial Consultant Security Pacific Merchant Bank Public Finance Department Grand Avenue, HCP211 Los Angeles, California 90071 City Council I Edna Wi hon Mayor Joseph Hunt Council Member Joyce A. Risner Council Member Joanne M. Yeo City Clerk City Officials Greg Stepanicich City Attorney Denis Thomas Director of Finance I Bond Counsel Buchalter, Nemer, Fields & Younger 600 Newport Center Drive Suite 1400 Newport Beach, California 92660 I (ii ) I I I Resolut~on Number ~~~ OFFICIAL STATEM~NT $ City of Seal Beach 1988-89 TAX AND REVENUE ANTICIPATION NOTES INTRODUCTION The purpose of this Official Statement is to provide information in connection with the issuance by the City of Seal Beach, California (the 'City") of $_ million of its 1988-89 Tax and Revenue Anticipation Notes (the "Notes"). The Notes are issued under the authori ty of Art i cl e 7.6, Chapter 4, Part 1, Division 2, Title 5 (commencing with Section 53850) 9f the California Government Code and pursuant to a resolution adopted by the City Council on June 20, 1988. Issuance of the Notes will provide funds to meet fiscal year 1988-89 general fund expenditures, including operating exp~nses, capital expenditures, and the discharge of other obligations or indebtedness of the City. The Notes are general obligations of the City but are payable only from taxes, income, revenues, cash receipts and other moneys of the City attributable to the 1988-89 fiscal year and legally available for the payment thereof. See "AVAILABLE SOURCES OF PAYMENT". Bri ef descri pt ions of the Notes, the security and sources of payment for the Notes, the City and its financial status follow. Such descriptions do not purport to be comprehensive or definitive. All references herein to various documents are qualified in their entirety by reference to the forms thereof, all of which are available for inspection at the office of the Director of Finance of the City. 1988-89 SHORT-TERM BORROWING PROGRAM In order to finance its General Fund cash flow requirements in fiscal year 1988-89, the City has undertaken a short-term borrowing program which wi 11 total $ . The City expects to issue, on or about July _, 1988, $ in Tax and Revenue Notes with a final maturity of July ,1989. The Notes and the interest thereon are general obligations of the City but are payable only from available taxes, income, revenue, cash receipts, and other moneys of the City attributable to the fiscal year 1988-89. Security for the Notes is described under "SECURITY FOR THE NOTES". Estimated sources of payment provide a coverage factor for estimated payment requirements of over six to one. THE NOTES The Notes will be dated date of del ivery and will all mature on July ,1989. The Notes will be issued in registered form in denominations of $5,000 and any integral multiple thereof. The Notes will be registered in the name of Cede & Co. ("Cede"), as nominee of The Depository Trust Company, New York, New York ("DTC"). Interest on the Notes will bf payable at maturity, computed on the basis of a 360-day ye,ar and 30-day months. The Notes wi 11 not be subject to redempt i on prIor to maturIty. Principal of and interest on the Notes will be payable when due as described below under "THE NOTES - Book-Entry-Only System. " Book-Entry-Only System When issued, the Notes will be registered in the name of Cede & Co., as nominee of The Depository Trust Company ("DTC"). DTC is a limited-purpose trust company organized under the laws of the State of New York, a member of the Federal Reserve System, a .clearing corporation" within the meaning of the New York Uniform Commercial Code and a "clearing agency. registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934, as amended. Resolution Number ~,,~~ D1C holds securities and facilitates the clearance and settlement of securities transactions through electronic book-entry changes in accounts of the D1C Participants, thereby eliminating the need for physical movement of certificates. OlC Participants include securities brokers and dealers, banks, trust companies, clearing corporations and certain other organizations, some of which (and/or their representatives) own OlC. Access to the OlC system is also available to other entities such as banks, brokers, dealers and trust companies that clear through or maintain a custodial relationship with OlC Participants, either directly or indirectly. OlC Participants will be credited in the records of OlC with the amount of such OlC Participants' interest in the Notes. Beneficial ownership interests in the Notes in the amount of 55,000 or any integral multiple thereof may be purchased by or through OlC Participants. lhe beneficial owners will not receive certificates representing their beAeficial ownership interests. lhe ownership interest of each beneficial owner will be recorded through the records of the D1C Participant from which such beneficial owner purchased its Notes. lransfers of ownership interests in the Notes will be accomplished by book entries made by D1C and, in turn, by D1C Participants acting on behalf of beneficial owners. It is anticipated that each beneficial owner will receive a written confi rmat i on of the ownersh i p interest acqu i red by such benefi cia 1 owner in the Notes from the person or entity from whom such ownership interest is acqu ired. Payments of interest and and principal of the Notes will be paid by the City of Gardena upon surrender of the Notes at maturity directly to D1C or its nominee, Cede & Co. D1C will remit such payments to OlC Participants and such payments will thereafter be paid by D1C Participants to the beneficial owners. No assurance can be given by the City that D1C and OlC Participants will make prompt transfer of payments to beneficial owners. lhe City is not responsible or liable for payments by D1C or D1C Participants or for sending transaction statements or for maintaining, supervising or reviewing records ma~ntained by D1C or D1C Participants. As long as the Notes are regi stered in the name of Cede & Co. or a successor securities depository (or its nominee), all payments of interest and pri nc i pa 1 and all not ices with respect to the Notes will be made and given, respectively, in accordance with the instructions of D1C or the successor securi ties depos itory. With respect to any Note regl stered in the name of Cede I Co. or a successor securities depository (or its nominee), the City will not have any responsibility or obligation with respect to (i) the accuracy of any records with respect to the ownershi p interests in the Notes (other than the registered ownership of Notes as set forth in the note reg ister) , (i i) the delivery to any person other than a registered Owner as shown in the note register of any notice with respect to the Notes; (i i i) the payment to any person, other than a registered Owner as shown in the note register, of any amount with respect to the Notes. I I If D1C ceases to act as securlt i es depos i tory for the Notes and no successor securities depOSitory is designated, fully registered cert ifi cates representing ownershi p of the Notes wi 11 be executed and delivered to the beneficial owners, and their respective ownership interests will be registered in the note register. In such event, principal of and interest on the Notes will be payable to such Owners in accordance with the terms of the Resolution, and the Notes will be exchangeabl e or transferabl e only upon the note regi ster following surrender of the Note or Notes to be exchanged or transferred and del ivery of a written transferred and delivery of a written transfer instrument satisfactory to the City of Gardena, executed by the Owner or such Owner's duly authorized attorney. In connection with any exchange or transfer of Notes, the Owner requesting such exchange or transfer will be required to pay any applicable tax or other governmental charges. I I I I Resolution Number .;11fl SECURITY FOR THE NOTES Pursuant to Section 53856 of the Government Code of the State of California, the resolution of issuance with respect to the Notes specifies that, as security for the payment of the principal of and interest on the Notes, the City pledges the first Million Dollars ($_,000,000) of unrestricted revenues (as hereinafter defined) received by the City in December, 1988 and the first Dollars ($ ) plus an amount sufficient to pay interest on the Notes of unrestricted revenues received by the City in. April, 1989 (such pledged amounts being called the "Pledged Revenues"). In the event that there are insufficient Pledged Revenues received by the City by April 30, 1989 to permit the deposit into the Repayment Fund (as hereinafter defined) of the full amount of the aforesaid pledge, then the amount of any deficiency shall be satisfied and made up from any other moneys of the City lawfully available for the payment of the principal of and interest on the Notes (such other pledged moneys being called the "Other Pledged Moneys"). The term "unrestricted moneys" means taxes, income, revenue, cash receipts and other moneys intended as receipts for the General Fund.of the City for the fiscal year 1988-89 and which are generally available for the payment of current expenses and other obligations of the City. The Pledged Revenues will be deposited by the City Director of Finance, beginning on December 30, 1988 and thereafter at intervals stated above, in trust in a special City fund (the "Repayment Fund"). The Other Pledged Moneys, if any, will be deposited by the City Director of Finance in the Repayment Fund in the April, 1989 accounting period until the full amount of the aforesaid pledge has been deposited in the Repayment Fund. The pri nc i pa 1 of and interest on the Notes will canst i tute a fi rst 1 i en and charge on, and shall be payable from, the Pledged Revenues and Other Pledged Amounts which have been deposited in the Repayment Fund. Moneys in the Repayment Fund will be invested as permitted by Section 53601 of the Government Code of the State of Cal ifornia, except that no investment shall have a maturity date later than the maturity date of the Notes. Earni ngs on investments in the Repayment Fund will be transferred to the General Fund of the City. On or before July __, 19a9, the City Director of Finance will arrange for the transfer to the Depository Trust Company of an amount in immedi ately avail able funds sufficient to pay the principal of and interest on the Notes. Any moneys remaining in the Repayment Fund after such transfer, or provision for such transfer, will be transferred to the General Fund of the City. AVAILABLE SOURCES OF PAYMENT In accordance with Cal ifornia law, the Notes are general obI igations of the City, but are payable only out of taxes, income, revenue, cash receipts and other moneys of the City attributable for payment thereof. A 1978 change in the Constitution of the State of California substantially limited the City's ability to levy ad valorem taxes. (See "CONSTITUTIONAL LIMITATIONS ON TAXES" and "FINANCIAL INFORMATION - Ad Valorem Property Taxation. ") The City may, under existing law, issue the Notes only if the principal of and interest on the Notes and any other short-term debt will not exceed 85% of the estimated moneys legally available for the payment of the Notes and such other debt. The amount needed to repay the Notes and the interest thereon is S . The City estimates that funds available from the General Fund for payment of the Notes will be in excess of approximately S Resolution Number ~1~~ ESTIMATED GENERAL PURPOSE RESOURCES AVAILABLE FOR PAYMENT OF NOTES(I) (000) Source Amount Unrestricted available fund balance - July 1, 1987...... $ Property Taxes ................................................................................. Sa 1 es and use taxes .................................... Other Taxes ........................................................................................ Licenses and permits ................................... Fines and penalties.................................... Investment earnings .................................... Aid from governmental agencies ......................... Current service charges................................ Other revenue (1).............................................................................. TRANs Proceeds .................................................................................. S I Total ................................................................................................ S (1) Includes Tideland Revenue, the Gas Tax, Water Sewer, and Community Redevelopment Agency transfers. CONSTITUTIONAL LIMITATIONS ON TAXES Article XIII A of the California Constitution limits the maximum ad valorem tax on real property to 1% of "full cash value" which is defined as "the County assessor's val uat i on of real property as shown on the 1975-76 tax bill under "full cash value" or, thereafter, the appraised value of real property when purchased, newly constructed, or a change in ownership has occurred after the 1975 assessment. The full cash value may be adjusted annually to reflect inflation at a rate not to exceed 2% per year, or reduction in the consumer price index or comparable local data, or declining property value caused by substantial damage, destruction, or other factors. I After the adoption of Article XIII A, most California municipalities including Seal Beach, applied the two per cent inflationary factor to the full cash value for each fiscal year commencing with the 1975-76 fiscal year. This procedure has been judicially upheld. For fiscal year 1984-85 a 1% i nflat i onary factor was app 1 i ed to the full cash val ue due to the small rise in the Consumer Price Index. FINANCIAL INFORMATION Assessed Valuations The assessed valuation of property in the City is established by the County Assessor, except for public utility property which is assessed by the State Council of Equal ization. Assessed valuations are reported at 10~ of the full value of the property, as defined in Article XIII A of the Cal ifornh Constitution. Prior to 1981-82, assessed valuations were reported at 25% of the full value of property. (See "CONSTITUTIONAL LIMITATIONS ON TAXES.") The California State Legislature adopted in 1969 thp. Homeowners Property Tax Rel ief Program. The State reimbursed exemptiun currently provides a credit of $7,000 of the full value of an owner-occupied dwelling for which application has been made to the County Assessor. The revenue estimated to be lost to local taxing agencies due to the exemption is reimbursed from State sources. Reimbursement is based upon total taxes due upon such exempt value and is not reduced by any amount for estimated or actual delinquencies. I I I I Resolution Number ~~~ The business inventory tax subvention was repealed in 1984 pursuant to Chapter 448 of the 1984 State statues. In lieu of the business inventory tax subvention, the State distributes additional vehicle license fee revenues to California cities. In addition, certain classes of property such as churches, colleges, not-for-profit hospitals and charitable institutions are exempt from property taxation and do not appear on the tax rolls. No reimbursement is made by the State for such exemptions. CITY OF SEAL BEACH . ASSESSED VALUATION OF PROPERTY SUBJECT TO AD 'VALOREM TAXATION Total Fiscal Common Public Unsecured Assessed Year ProDertv Utilitv Valuation Valuation 1981-82 $ 722,649,906 $35,603,960 $52,203,288 $ 810,457,154 1982-83 841,517 ,449 40,729,030 55,899,143 938,145,622 1983-84 877,926,801 43,135,160 72,072,274 993,134,235 1984.85 942,335,524 44,152,480 48,792,598 1,035,280,602 1985-86 979,542,761 43,912,430 42,872,953 1,072,421,941 1986.87 1,076,662,020 50,477,200 52,236,864 1,179,376,084 1987-88 Source: City of Seal Beach Ad Valorem Property Taxation Taxes are 1 evi ed for each fi scal year on taxabl e real and personal property which is situated in the City as of the preceding March 1. Effective July 1, 1983, real property which changes ownership or is newly constructed is revalued at the time the change in ownership occurs or the new construction is completed. The current year property tax rate will be applied to the reassessment, and the taxes will then be adjusted by a proration factor to reflect the portion of the remaining tax year for which taxes are due. Under prior law, value changes due to changes in ownership and new construction were added to the assessment roll on March 1 folloWing the change of ownership or completion of new construction. As a result, the change in property tax 1i abil i ty was not refl ected unt il the fi sca I year following the March 1 lien date. For assessment and collection purposes, property is classified either as "secured" or "unsecured" and is 1 isted accordingly on separate parts of the assessment roll containing State-assessed property and property the taxes on which are a lien on real property sufficient, in the opinion of the County Assessor, to secure payment of the taxes. Other property is assessed on the "unsecured roll." Property taxes on the secured roll are due in two installments, on November I and February I of each fi sca 1 year, and if unpa i d become delinquent on December 10 and April 10, respectively. Beginning with fiscal year 1982-83, the penalty increased to 10% from 6%. Property on the secured roll with respect to which taxes are delinquent becomes tax defaulted on or about June 30 of the fiscal year. Such property may thereafter be redeemed by payment of a penalty of 1.5% per month to the time of redemption, plus costs .and a redemption fee. If taxes are unpaid for a period of five years or more, the property is deeded to the State and then is subject to sale by the City Director of Finance. Property taxes on the unsecured roll are due as of the March I 1 i en date and become delinquent, if unpaid, on August 31. A 10% penalty attaches to del inquent unsecured taxes. If unsecured taxes are unpaid at Resolution Number ~?~~ 5 p.m. on October 31, an additional penalty of 1-1/2' attaches to them on the first day of each month until paid. The City has four ways of collecting delinquent unsecured personal property taxes: (1) bringing a civil action against the taxpayer; (2) filing a certificate in the office of the county Clerk specifying certain facts in order to obtain a lien on certain property of the taxpayer; (3) filing a certificate of delinquency for record in the County Clerk and Recorder's office in order to obtain a lien on certain property of the taxpayer; and (4) seizing and selling personal property, improvements or possessory interests belonging or assessed to the assessee. I Property Tax Levies and Collections 1981-82 1982-83 1983-84 1984-85 1985-86 1986-87 1987-88 1988-89 (1) Total Current Tax Levv S 1,427,457 1,718,551 1,644,403 1,696,989 1,981,720 2,175,106 2,320,000 Current Tax Collections Percent of Levy Collections Fisca 1 Year S 1,337,716 1,666,674 1,584,400 1,654,528 1,869,000 2,279,720 N/A 93.29% 96.89 96.35 97.50 94.31 104.81 N/A (l) Estimated. Source: City of Seal Beach Financial Statements I The accompanying financial statements were developed from the comprehensive audited Financial Statements. A copy of the combined, sunvnary audited financial statements of the City of Seal Beach for the year ended June 30, 1987 is attached to the Official Statement as an appendi x. The speci fi c statements provided are for i nformat i on purposes only and do not constitute the complete financial statements of the City. The City's compl ete audited fi nanci al statements are avai labl e upon request. CITY OF SEAL BEACH GENERAL FUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE YEAR ENDED JUNE 30. 1987 AND 1986 Revenues: Genera 1 Fund ...................................... S Environmental Reserve Tax......................... Traffic Safety .................................... Revenue Sharing................................... Tideland Beath Trust .............................:. Special Gas Tax Funds............................. Capital Projects and Equipment .................... Parks and Recreation.............................. Total Revenues 1987 1986 S 9,559,074 13,117 152,994 144,928 228,365 I 588,671 5,351 98.124 $10.790.624 $ 8,508,845 62,203 .................................. s Expenditures: Genera 1 Fund ...................................... S Environment Reserve Tax........................... Resolution Number .~;r~~ Revenue Shari ng ................................... Tideland Beach Trust.............................. Special Gas Tax Funds ............................. Parks and Recreation .............................. Public Liability Insurance Reserve Fund ........... Workers Compensation Fund ......................... Total Expenditures .............................. $ 139,928 635,771 368,257 54,969 217 ,925 1. 776 $10.458.681 I Annual Budget On or before June 30 the City adopts an annual budget for the ensiling fiscal year. Formal budgets are employed as a management control device during the year for the General, Special and Capital Project funds. From the effective date of the budget, the amounts stated herein as proposed expend i tures become appropri at ions to the vari ous City departments. The City Manager may transfer funds within a specified dollar amount wi thin departments. Expenditures may not 1 egally exceed appropriations at the department level. All appropriations lapse at the end of the fi sca 1 year to the extent they have been expended, except for capital projects which are carried forward until such time as the project is completed. The City employs encumbrance accounting. Budget information is presented for the Government fund types on the cash basis of accounting. Budgeted revenue amounts represent the original budget modified by Council-authorized adjustments during the year which were contingent upon new or additional revenue sources. Budgeted expenditure amounts represent original appropriations adjusted for supplemental appropriations during the year. I CITY OF SEAL BEACH GENERAL FUND ADOPTED FINAL BUDGET FOR FISCAL YEARS 1987-88 AND PROPOSED BUDGET FOR FISCAL YEAR 1988~89 Final Proposed 1987-88 1988-89 Budaet Budaet REQUIREMENTS General Government $ $ Public Safety Public Works and Environmental Service Total Requirements $ $ AVAILABLE FUNDS Property Taxes $ $ Sales and Use Taxes Other Taxes Licenses and Permits Fines, Forfeitures and Penalties Use of Money and Property Revenue from Other Agencies I Charges for Current Services Transfers from Other Funds (net) Other Revenue Total Revenue $ $ Source: The City of Seal Beach. Resolution Number ~19~ PROJECTED AND ACTUAL CASH FLOWS Cash flows are computed using the monthly anticipated cash needs and beginning fund cash balances. Since cash out-flows are relatively even, on a month basis, and taxes and revenues while predictable, are not as consistent, cash short-falls occur which are funded from net proceeds. The General Fund cash balance at July 1, 1988 is expected to be app~oximately $ .'. and the General Fund is expected to realize a maxImum cash flow deflclt of approximately $ in the month of November, 1988. The 1988-89 cash flows that follow are estimates, based on the best information available to the City when they were prepared in Jun~, 1988. I CASH FLOWS I ICI::1'IREMENT PROGRAM Substantially all full-time City employees are members of the State of California Public Employees' Retirement System (PERS). The City's policy is to fund all current retirement costs as accrued; such costs to be funded are determined annually as of July 1 by the System's actuary. The plan is subject to an actuarial valuation annually. Contributions to the plan are made by both the City and employees. The City's contribution was $ for the year ended June 30, 1988, and is budgeted to be $ in fiscal year 1988-89. LONG-TERM OBLIGATIONS The City has never defaulted on the payment of principal or interest on its long-term general obligation indebtedness. As of June 30, 1985, the City of Seal Beach had $257,000 in direct general obligation bonded indebtedness outstanding, supported entirely by water utility revenues. The City of Seal Beach has entered into a lease agreement with the Seal Beach Administration Building Authority for use of its facil ities. Annual lease payments of $34,850 are being made by the City through 1993. The Redevelopment Agency of the City of Seal ..seach issued $2,000,000 of tax allocation bonds in September of 1986. The Bonds are payable from and secured by a pledge of certain tax revenues. Such Bonds do not constitute a debt of the City of Seal Beach. I I I I " Resolution Number ~~~ CITY OF SEAL BEACH COMPUTATION OF LEGAL DEBT MARGIN JUNE 30, 1988 Total Assessed Value of All Real and Personal Property .................................. S Legal Debt Limit - 15% of Total Assessed Valuation ...................................... S Amount of Debt App 1 i cab 1 e to Li mi t ........................ S Legal Debt Margin............. ............................ s Percent of Legal Debt Limit Authorized .................... % Source: City of Seal Beach THE C lTY Location The City of Seal Be. ch, located on the coast of northwestern Orange County, is about 27 miles southeast of Los Angeles and seven miles from the Port of Long Beach. The City was incorporated in 1915 and rem a i ned as a small seas i de resort town unt il about 1960. From 1961 to 1975 the City increased in size from 1.25 square miles to 11.97 square miles through annexation of new subdivisions, which petitioned to join the City to obtain various municipal services. Seal Beach is primarily a residential community, housing many employees of the industrialized areas of northwest Orange County and southern Los Angeles County. In addition, two major defense and space technology installations, the Seal Beach Naval Weapons Station and Rockwell International Corporation Satellite Systems Division, are located in Seal Beach and employ a combined 3,200 workers. Freeway access from Seal Beach to all points in the Los Angeles-Orange County metropol itan areas is provided by the San Diego, Garden Grove, and San Gabriel Freeways which meet at the northern edge of the City and connect with other segments of the extensive Southern California freeway network. Scheduled air transportation and air freight service are provided by the nearby Long Beach Airport, the Orange County Airport and Los Angeles International Airport. City Government and Population The City of Seal Beach was incorporated in 1915 and has operated under a City Charter since 1964. The City is governed and administered under a council-manager form of government. The five member City Council is elected by district to serve four-year alternating terms. The Mayor and Mayor Pro Tempore are elected by the Council from among its members for one-year terms. The City Clerk is also elected. The City Attorney and City Manager are appointed by the City Council. All other officers and employees of the City are appointed by and are responsible to the City Manager. The City has recently reduced personnel by contracting out certain services including fire protection, which is provided by Orange County. Resolution Number J7?1/ The 1960's were a period of rapid growth for the City as population rose from approximately 7,000 in 1960 to about 24,500 in 1970, largely due to the annexation of new subdivisions. From 1970 to 1984 population rose from 24,441 to 26,400. A table of the City's population and land size growth is presented below. I CITY OF SEAL BEACH POPULATION AND SIZE Land Area Cll Amount Year Pooulation Annexed Total Size 1950 3,553 1.25 1960 6,994 1.25 1961 5.07 6.32 1962 1.69 8.01 1964 1.40 9.41 1965-68 0.39 9.80 1970 24,441 11.97 1975 2.17 11.97 1980 25,974 11.97 1983 26,100 11. 97 1984 26,384 11.97 1985 26,900 11. 97 1986 27,350 11.97 I 1987 27,400 11. 97 1988 (1) Square mi 1 es Source: Population - State Department of Population estimates for 1988, all other figures are U.S. Census Bureau data. Land area - City of Seal Beach. Employment and Industry Orange County provides a large employment base for City residents. The major employment categories are manufacturing ( % of the labor force), trade ( %) and services ( %). As of April 1988, Orange County's unemployment rate stood at _ percent The fo 11 owi ng table shows a six-year history of Orange County employment by category. ORANGE COUNTY EMPLOYMENT BY INDUSTRY GROUP (000) Tvoe of Emolovment ~!in ~ llM 1985 I 1986 Agricultural Non Agricultural Mining & Construction Manufacturing 7.4 666.5 52.5 223.9 7.7 663.4 42.3 214.0 5.8 676.0 37.5 213.8 8.7 953.0 47.2 211.9 8.9 993.5 53.5 242.0 8.8 1042.2 55.9 242.3 Resdlution Number ~,,~~ Transportation and Public Utilities 29.4 29.8 30.1 31.4 32.8 34.1 Wholesale Trade 44.7 44.9 49.0 55.1 58.9 63.5 Retail Trade 166.4 165.1 178.4 182.5 192.2 197.3 Finance, Insurance and Real Estate 62.2 62.2 64.9 70.1 74.4 83.4 Service 182.6 190.2 203.6 228.3 232.3 254.2 Government lli..l ~ 104.7 ~ ~ .l.l.l.2 TOTAL 873.8 859.5 887.6 962.2 1002.4 1051. 0 I Source: State Employment Development Department. I I The U.S. Naval Weapons Station employing 1102 civilians and 225 military personnel is located in the City. The station has its own docking and vessel loading facil ities in a protected deepwater harbor. Rockwell International Corporation-Satellite Systems Division, currently employing approximately 2531 full-time personnel is located in the City. Commercial Activity The City of Seal Beach contains a central business district and three major shopping centers, the latter of which were developed since the City began annexing subdivisions. The largest shopping center is Rossmoor Shopping Center, which includes the Boston Store. In 1987 taxable retail sales stood at $ million compared to $ million in 1986, an increase of approximately ____ percent. Total taxable transactions stood at $_____ million in 1987 compared to $_____ million in the prior year, a decrease of approximately 2.1 percent. The table below shows taxable transactions for the City from 1983 through 1987. TVDe of Business . CITY OF SEAL BEACH TAXABLE SALES (Thousands of Dollars) 1983 1984 1985 ~ 1987 (1) $ 5,323 $ 5,663 $ 5,629 $ 5,133 5,366 5,425 6,349 6,836 5,848 8,181 8,009 8,464 2,448 2,873 2,802 16, 109 16,679 18,915 2,858 2,580 2,646 359(2) 1,486 1,522 1,649 1,490 1,447 16,390 15,862 17 , 343 6.876 7 .124 7.247 $71,675 $ 73,918 $ 77,288 $ $ 18.610 21. 995 16.141 $90.285 $ 95.913 $ 93.429 $ $ Reta il Stores: Apparel General Merchandise Drug Food Package Liquors Eating and Drinking Places Home Furnishings and App 11 ances Building Materials and Farm Implements Auto Dealers and Suppliers Service Stations Other Retail Stores Retail Stores - Total All Other Outlets Total All Outlets (1) Estimated distribution of total taxable sales. (2) Sales omitted because publication would result in disclosure of confidential information; amounts are included in "Other Retail Stores." Source: State Board of Equalization. Resolution Number ~.?~~ Building Activity Residential building activUy in the City has fluctuated depen~ing on changes in the State and national economies. The number of permlts !or residential dwellings totaled _ for a value of $, in 1987 whl1e total valuations stood at $ . The followlng table shows the number of, and value of building permits for the City from 1983 through 1987. I CITY OF SEAL BEACH BUILDING PERMITS AND VALUATIONS 1982 THROUGH 1986 (000) 1983 llH 1985 1986 Valuations (in thousands): Resident i a1 Non Residential Total $ 8,281 6.503 $14,784 $ 8,666 5.419 $14,085 $ 5,175 6.068 $11,243 $ 9,859 29.266 $39,125 $ Number of New Dwell ing Units: Single Family Mu1 t i Family Total 55 J 55 49 J 49 15 ....Q 15 30 J 33 Source: "California Construction Trends," Security Pacific National Bank I Transportation The San Diego, San Gabriel and Garden Grove Freeways Intersect wUhin the City limits, and the City is bisected by State Route 1 (Pacific Coast Highway). Existing freeways provide excellent access to all north, south and eastern points. Regularly scheduled airline service is available at the Long Beach Airport, Orange County Airport and Los Angeles International Airport, each of which is less than 45 minutes driving time from Seal Beach. Western Greyhound Lines provides long distance passenger and package express service from Seal Beach. Local bus service is provided by the Southern California Rapid Transit District, Long Beach Public Tran,sportation Company and Orange County Transit District. Marine transportation is provided by the facilities of the Port of Long Beach and the Port of Los Angeles at San Pedro. Both of these installations are within 10 miles of the City and provide modern facilities for handling all types of cargoes. The ports are also a stopping point for trans-Pacific passenger lines. Utilities Electricity in the City is provided by Southern California Edison Company and, natural gas, by Southern California Gas Company. General Telephone Company serves the entire City. Sewage collection and treatment faci1 ities are provided by Orange County Sanitation District No.3, . and refuse collection is furnished by a private contractor. The City provldes its own water service. I I I I Res~r~tion Number ~7"~ Education The City of Seal Beach is served by two high schools and one elementary school district. Most of Seal Beach is also within the Orange Coast Community College District. The district operates three colleges within Orange County. The 122-acre Huntington Beach Campus (Golden West College), which began classes in 1966, is approximately eight miles from Seal Beach. Orange County has five community colleges and eight institutions granting degrees for four-year or graduate courses of study. The schools are: University of California at Irvine; California State University, Fullerton; Chapman College, Orange; Southern California College, Costa Mesa; West Coast University, Orange; Western State University, Anaheim; Orange University College of Law, Santa Ana; and Pepperdine University, Santa Ana. A number of colleges and universities are also located in the adjacent area of southern Los Angeles County, including the California State University at Long Beach. . Recreation and Community Facilities The City of Seal Beach was originally established because of its attractiveness as a seaside resort and recreation area. While the character of the Ci ty has undergone change duri ng the 1 ast decade from a resort community to a stable residential community, recreation is still an important factor in the local economy. City officials estimate that more than 3,000,000 visitors are attracted to the one mile City-owned ocean front recreation area each year. For the convenience and accommodation of these visitors, the City maintains a 1,860 foot municipal pier, which is being repa i red from the proceeds of a federal Emergency Management Act grant and other grants, and a beach park with picnic facilities. Swimming and surfboardi ng are popul ar sports and are conducted under the supervi si on of municipal lifeguards. The City has acquired or leased and developed nearly 47 acres of parkland. The most recent acquisition is an eight acre abandoned railroad right-of-way, 100 feet wide by 3,600 feet long. The park bisects downtown Seal Beach. The $1.2 million project is within the Riverfront Redevelopment Project of the Redevelopment Agency and is financed by the Agency and by gas tax funds. At the southern end of the City, the Orange County Harbor District has developed the Aquatic Regional Park, which provides an eight lane launching ramp capable of accommodating up to 500 boats per day, parking for 200 cars and boat trailers, and overnight space for 500 house trailers. The acquatic park provides publ ic beach and picnic facil ities for 2,800 people, publ ic fishing floats, boat rentals, fueling docks, and berths for recreational boating. TAX EXEMPTION In the opinion of Buchalter, Nemer, Fields & Younger, Newport Beach, California, Bond Counsel, under existing laws, regulations, rulings and judicial decisions, interest paid with respect to the Notes is exempt from income taxation by the United States of America and from personal income taxation imposed by the State of California. The Internal Revenue Code of 1986, as amended (the "Code") imposes various restrictions, conditions and requirements relating to the exclusion from gross income for federal tax purposes of interest on obligations, such as the Notes. The City has convenanted to comply with certain guidelines designed to assure that interest on the Notes will not become includable in gross income. Failure to comply with these covenants may result in interest on the Notes being included in gross income, possibly from the date of issuance of the Notes. The opinion of Bond Counsel assumes compliance with the covenants. Resolution Number ~1~~ . Bond Counsel is further of the opinion that interest on the Notes is not a spec i fi c preference item for purposes of the Code's a 1 ternat i ve minimum tax provisions. However, interest on the Notes received by corporations will be included in corporate adjusted net book income and adjusted current earnings, a portion of which may increase the alternative minimum taxable income of such corporations. Although Bond Counsel has rendered an opinion that interest on the Notes is excluded from gross income for federal income tax purposes, the accrual or receipt of interest on the Notes may otherwise affect the federal income tax liability of the recipient. The extent of these other tax consequences will depend upon the recipient's particular tax status or other items of income or deduction. Bond Counsel expresses no opinion regarding any such consequences. I Pursuant to the Resolution adopted by the City Council, the City represents that the reasonably ant ici pated amount of qual i fied tax-exempt obligations which has been and will be issued by it in 1987 does not exceed $10,000,000, and designates each Note to be a qualified tax-exempt obligation pursuant to Section 265(b) 13l IBl (iil of the Internal Revenue Code. LEGAL OPINION The opinion of Buchalter, Nemer, Fields & Younger, Newport Beach, California ("Bond Counsel") approving the validity of the Notes and stating that, in the opinion of such Bond Counsel, interest on the Notes is also exempt from personal income taxes imposed ~y the State of Cal Hornia will be provided free of charge to the purchasers at the time of the original delivery of the Notes. A copy of s.uch opinion will be printed on each definitive Note without charge to the purchasers. Bond Counsel's employment is limited to a review of the legal proceedings required for the authorization of the Notes and to rendering the opinion set forth above. Such opinion will not consider or extend to any documents, agreements, representations, offering circulars or other material of any kind concerning the Notes not mentioned in this paragraph. Certain legal matters will be passed upon for the City by the City Attorney. I LEGALITY FOR INVESTMENT IN CALIFORNIA Under the provisions of the State Financial Code, the Notes are legal investments for commercial banks in the State of California to the extent that the Notes, in the informed opinion of the bank, are prudent for the investment of funds of its depositors and under provisions of the State Government Code the Notes are eligible to secure deposits of public moneys in the State of California. RATING The City received a rating on the Notes from Moody's Investors Service, Inc. Certain information was supplied by the City to the rating agency to be considered in evaluating the Notes. The rating issued reflects only the views of the rating agency, and any explanation of the significance of such rating should be obtained from the rating agency. There is no assurance that any rating obtained will be retained for any given period of time or that the same will not be revised downward or withdrawn entirely by the rating agency if, in its judgment, circumstances so warrant. The City undertakes no responsibility either to bring to the attention of the holders of the Notes any downward revision or withdrawal. Any such downward revision or withdrawal of the rating obtained may have an adverse effect on the market price of the Notes. I I I I Resolution Number .!?f"t LITIGATION No litigation is pending or threatened concerning the validity of the Notes, and a certificate of the City Attorney to that effect will be furnished to the purchaser at the time of the original delivery of the Notes. The City is not aware of any litigation pending or threatened questioning the political existence of the City or contesting the City's abil ity to levy and collect ad valorem taxes or to collect or receive other pledged revenues or contesting the City's ability to issue and retire the Notes. There are a number of law suits and claims pending against the City. The aggregate amount of the uninsured liability of the City and the timing of any anticipated payment of judgments which may result from suits and claims will not, in the opinion of the City Attorney, materially affect the City's finances or impair its ability to repay the Notes. UNDERWRITING The Notes are being purchased for reoffering by (the "Underwriter"). The Underwriter has agreed to purchase the Notes at a purchase price of $ plus accrued interest. The Note Purchase Agreement provides that the Underwri ter wi 11 purchase all of the Notes if any are purchased. The obl igation to make such purchase is subject to certain terms and conditions set forth in the Contract of Purchase. The Underwriter may offer and sell the Notes to certain dealers and others at prices lower than the publ ic offering price stated on the cover page hereof. The offering price may be changed from time to time by the Underwriter. ADDITIONAL INFORMATION The purpose of this Official Statement is to supply information to purchasers of the Notes. Quotations from and summaries and explanations of the Notes, the resolution authorizing the Notes and of statutes and documents contained herein do not purport to be complete, and reference is made to said resolution, statutes and documents for full and complete statements of their provisions. All data contained herein have been taken or constructed from City records and other sources. Appropriate City officials, acting in their official capacity, have reviewed this Official Statement and have determined that as of the date hereof the information contained herein is, to the best of their knowledge and belief, true and correct in all material respects and does not contain an untrue statement of a material fact or omi t to state a materi a 1 fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading. An appropriate City official will execute a certificate to this effect upon del ivery of the Notes. This Official Statement and its distribution have been duly authorized and approved by the City Council of the City of Seal Beach. Copies of the final fiscal year 1988-89 budget and fiscal year 1987-88 audited financial statements may be obtained from the City, as they become available. City of Seal Beach /s/ Denis Thomas Director of Finance Resolution Number "1~~ 1988 TAX AND REVENUE ANTICIPATION NOTES NOTE PURCHASE AGREEMENT June , 1988 City of Seal Beach 211 Eighth Street Seal Beach, California 90740 Ladies and Gentlemen: I The Undersigned (the "Underwriter"), acting on behalf of ourselves, offers to enter into this agreement with the City of ,peal Beach, California (the "City"), which, upon your acceptance hereof, will be binding upon the city and the Underwriter. This offer is made subject to the acceptance by the City and written delivery of such acceptance to us at or prior to 11:59 p.m. Pacific Daylight Time (POT) on the date hereof. 1. Purchase and Sale of the Notes. Upon the terms and conditions and in reliance upon the representations, warranties and agreements herein set forth, we hereby agree to purchase from the City for reoffering to the p~blic, and the City hereby agrees to sell to the Underwriter for such purpose, all (but not less than all) of $ in aggregate principal amount of the City'S 1988 Tax and Revenue Anticipation Notes (the "Notes"). The Notes shall bear interest at a rate of % per annum, such interest being payable upon maturity of the Notes, computed on the basis of a 30-day month, 360-day year. The Underwriter shall purchase the Notes at an aggregate purchase price of $ comprised of the aggregate principal amount of $ [plus a premium of $ ]. 2. The Notes. The Notes will be dated July l2, 1988, and will all mature on July 11, 1989 and shall otherwise be as described in, and shall be issued and secured pursuant to the provisions of the Resolution of the City adopted June 20, 1988 (the "Resolution") and Article 7.6, Chapter 4, Part 1, Division 2, Title 5 (commencing with Section 53850) of the Government Code (the "Act"). I 3. Use of Documents. The City hereby authorizes the Underwriter to use, in connection with the offer and sale of the Notes, this Note Purchase Agreement and an Official Statement in a form approved by the city with such changes requested by the Underwriter as may be approved by the Finance Director/Treasurer of the City (which, together with all appendices thereto and with such changes therein and supplements thereto, is herein called the "Official statement"), the Note Resolution, and all information contained herein and therein and all of the documents, certificates or statements furnished by the City to the Underwriter in connection with the transactions contemplated by this Note Purchase Agreement. 4. Public Offering of the Notes. The Underwriter agrees to make a bona fide public offering of all the Notes at the I initial public offering price or yield to be set forth on the cover page of the Official Statement. Subsequent to such initial public offering, the underwriter reserves the right to change such initial public offering price or yield as the Underwriter deems necessary in connection with the marketing of the Notes. 5. Delivery of Official Statement. At least one week prior to the Closing, the City shall deliver to the underwriter three copies of the Official Statement, duly executed on behalf of the City, and, as promptly as practicable thereafter, such Exhibit B I I I Resolution Number ~~~~ reasonable number of conformed copies, not to exceed 100 copies, as the Underwriter shall request. The Underwriter agrees that it will not. confirm the sale of any Notes unless the confirmation of sale is accompanied or preceded by the delivery of a copy of the Official statement. 6. Closing. At 9:00 a.m., PDT, on July 12, 1988 or at such other time or on such other date as shall have been mutually agreed upon by the City and the Underwriter (the "Closing"), you will deliver the Notes in definitive form, duly executed, together with other documents hereinafter mentioned; and we will accept such delivery and pay the purchase price thereof in immediately available funds to the order of the City. The Notes shall be available to us in book-entry-only form in denominations of $5,000 and integral multiples thereof as designated by us. Notwithstanding anything to the contrary herein contained, if for any reason whatsoever the Notes shall not have been delivered by the City to the Underwriter prior to the close of business, PDT on the 30th day after the date hereof, then the obligation to purchase Notes hereunder shall terminate and be of no further force of effect except with respect to the obligations of the city and the Underwriter under Section II hereof. 7. Representations, Warranties and Agreements of the City. The City hereby represents, warrants and agrees with the Underwriter that: (A) The City is a political subdivision duly organized and validly existing under the laws of the State of California, with the power to issue the Notes pursuant to the Act. (B) (i) At or prior to the Closing, the City will have taken all actions required to be taken by it to authorize the issuance and delivery of the Notes; (ii) the City has full legal right, power and authority to' enter into this Note Purchase Agreement and to adopt the Note Resolution and full legal right, power and authority to issue' and deliver the Notes to the Underwriter and to perform its obligations under each such document or instrument, and to carry out and effectuate the transactions contemplated by this Note Purchase Agreement and the Note Resolution; (iii) the execution and delivery or adoption of, and the performance by the City of the obligations contained in, the Notes, the Note Resolution and this Note Purchase Agreement have been duly authorized and such authorization shall be of full force and effect at the time of the Closing; (iv) this Note Purchase Agreement has been duly executed and delivered and constitutes a valid, legal and binding obligation of the City; and (v) the City has duly authorized the consummation by it of all transactions contemplated by this Note Purchase Agreement; and (vi) the City has complied in all respects with the Act. . (C) No consent, approval, authorization, order, filing, registration, qualification, election or referendum, of or by any person, organization, court or governmental agency or public body whatsoever is required in connection with the issuance, delivery or sale of the Notes or the consummation of the other transactions effected or contemplated herein or hereby, except for such actions as may be necessary to be taken to qualify the Notes for offer and sale under the Blue Sky or other securities laws and regulations of such states and jurisdictions of the United States as the Underwriter may designate. principal described (D) The Notes shall be secured as to the payment of and interest from the revenues and in the manner as in the Resolution. (E) The issuance of the Notes, the execution, delivery and performance of this Note Purchase Agreement, the Note Resolution, and the Notes, and compliance with the provisions hereof and thereof do not conflict with or constitute on the part of the City a violation of or default under, the constitution of Exhibit B Resolution Number J?j7~~ the State of California or any existing law, charter, ordinance, regulation, decree, order or resolution and do not conflict with or result in a violation or breach of, or constitute a default under, any agreement, indenture, mortgage, lease or other instrument to which the City is a party or by which it is bound or to which it is subject. (F) As of the time of acceptance hereof, no action, suit, proceeding, hearing or investigation is pending or (to the knowledge of the City) threatened against the City or to the best knowledge of the City (no independent investigation having been made) any other person in any Court or before any governmental agency or public body; (i) in any way affecting the existence of the City or the titles of the officials of the City to such offices, or in any way challenging the respective powers of the several offices of the City to consummate the transactions ~ontemplated by this Note Purchase Agreement or the Note Resolution; (ii) seeking to restrain or enjoin the sale, issuance or delivery of any of the Notes, the application of the proceeds of the sale of the Notes, or the collection of revenues or assets of the District pledged or to be pledged or available to pay the principal of and interest on the Notes, or the pledge thereof, or in any way contesting or affecting the validity or enforceability of the Notes, this Note Purchase Agreement or the Note Resolution, or contesting the powers of the City or its authority with respect to the Notes, the Note Resolution or this Note Purchase Agreement; or (iii) in which a final adverse decision could (a) materially adversely affect the consummation of the transactions contemplated by this Note Purchase Agreement or the Note Resolution, (b) declare this Note Purchase Agreement to be invalid or unenforceable in whole or in material part, or (c) adversely affect the exclusion of the interest paid on the Notes from gross income for federal income tax purposes of the exemption of the interest paid on the Notes from California personal income taxation. (G) Between the date hereof and the Closing, without the prior written consent of the Underwriter, the City will not have issued any bonds, notes or other obligations for borrowed money on behalf of the District except for such borrowings as may be described in or contemplated by the Official Statement. (H) The City has not been notified of any listing or proposed listing by the Internal Revenue Service to the effect that the District is a bond issuer whose arbitrage certificates may not be relied upon. (I) Any certificate signed by any officer of the City and delivered to the Underwriter shall be deemed a representation and warranty by the City to the Underwriter as to the statements made therein but not of the person signing the same. 8. Covenants of the City. agrees with the Underwriter that: The City covenants and (A) The City will furnish such ,information, execute such instruments, and take such other action in cooperation with the Underwriter if and as it may reasonably request in order (i) to qualify the Notes for offer and sale under the Blue Sky or other securities laws and regulations of such states and jurisdictions of the United States as the Underwriter may designate and (ii) to determine the eligibility of the Notes for investment under the laws of such states and other jurisdictions, and will use its best efforts to continue such qualifications in effect so long as required for distribution of the Notes; (B) The City will apply the proceeds from the sale of the Notes for the purposes specified in the Note Resolution; and Exhibit B I I I I I I Resolution Number .579~ (C) For a period of 90 days after the Closing or until such time (if earlier) as the Underwriter shall no longer hold any of the Notes for sale, the City will (a) not adopt any amendment of or supplement to the Official statement to which, after having been furnished with a copy, the Underwriter shall object in writing or which shall be disapproved by the Underwriter and (b) if any event relating to or affecting the city shall occur as a result of which it is necessary, in the opinion of the Underwri ter, to amend or supplement the Official Statement in order to make the Official statement not misleading in light of the circumstances existing at the time it is delivered to a purchaser, forthwith prepare and furnish (at the expense of the city) a reasonable number of copies of an amendment of or supplement to the Official statement (in form and substance satisfactory to the Underwriter) which will amend or supplement "the Official statement so that it will not contain an untrue statement of a material fact or omit to state a material fact necessary in order to make the statements therein, in light of the circumstances existing at the time the Official Statement is delivered to a purchaser, not misleading. 9. Conditions and Closing. The Underwriter has entered into this Note Purchase Agreement in reliance upon the representations and warranties of the City contained herein and the performance by the City of its obligations hereunder, both as of the date hereof and as of the date of Closing. The Underwriter's obligations under this Note Purchase Agreement are and shall be subject, as the option of the Underwriter, to the following further conditions as of the Closing: (A) The representations and warranties of the City contained herein shall be true, complete and correct in all material respects at the date hereof and at and as of the Closing, as if made at and as of the Closing, and the statements made in all certificates and other documents delivered to the Underwriter at the Closing pursuant hereto shall be true, complete and correct in all material respects on the date of the Closing: and the City shall be in compliance with each of the agreements made by it in this Note Purchase Agreement: (B) At the time of the Closing, (i) the Official statement, this Note Purchase Agreement and the Note Resolution shall be in full force and effect and shall not have been amended, modified or supplemented except as may have been agreed to by us: (ii) all actions under the Act which, in the opinion of the firm of Buchalter, Nemer, Fields & Younger, a Professional Corporation, Newport Beach, California, bond counsel (" Bond Counsel"), shall be necessary in connection with the transactions contemplated hereby, shall have been duly taken and shall be in full force and effect: and (iii) the City shall perform or have performed all of its obligations required under or specified in the Note Resolution, this Note Purchase Agreement or the Official Statement to be performed at or prior to the Closing: (C) No decision, ruling or finding shall have been entered by any competent court or governmental authority since the date of this Note Purchase Agreement (and not reversed on appeal or otherwise set aside) or, to the best knowledge of the City, pending or threatened which has any of the effects described in clauses (i), (ii) or (iii) of section 7(F} hereof or contesting in any way the completeness or accuracy of the Official Statement. (D) No order, decree or injunction of any court of competent jurisdiction, nor any order, ruling or regulation of the Securities and Exchange Commission, shall have been issued or made with the purpose or effect of prohibiting the issuance, offering or sale of the Notes, or contemplated hereby and no legislation shall have been enacted, or a bill favorably reported for Exhibit B Resolution Number ~~~+l adoption, or a decision by a court established under Article III of the Constitution of the united States rendered, or a ruling, regulation, proposed regulation or official statement by or on behalf of the securities and Exchange Commission or other governmental agency having jurisdiction of the subj ect matter shall be made or issued, to the effect that the Note Resolution, the Notes or any securities of the City or of any similar body of the type contemplated herein are not exempt from the registration, qualification or other requirements of the Securities Act of 1933, I as amended and as then in effect, or of the Trust Indenture Act of 1939, as amended and as then in effect; (E) At or prior to the date of the Closing, the Underwriter shall receive three copies of the following documents in each case dated on and as of the Closing Date and satisfactory in form and substance to the Underwriter: (I) An approving opinion of Bond Counsel, as to the Notes, addressed to the City; (2) A letter setting forth that the Underwriter may rely upon the approving opinion of Bond Counsel; (3) A certificate signed by an appropriate official of the City to the effect that (i) the representations, agreements and warranties herein are true and correct in all material respects as of the date of Closing; (ii) the City has complied with all the terms of the Note Resolution and this Note Purchase Agreement to be complied with by the City prior to or concurrently with the Closing and such documents are in full force and effect; (iii) there is no action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any competent court or public body, pending, or to his or her knowledge, threatened against the city which has any of the effects described "I in clauses (i), (ii) or (iii) of Section 7(F) hereof or contesting in any way the completeness or accuracy or the Official Statement (but in lieu of or in conjunction with such certification the Underwriter may, at its sole discretion, accept certificates or opinions of City Attorney or Bond Counsel, to the effect that in their opinion the issues raised in any such pending or threatened litigation are without substance and that the contentions of all plaintiffs therein are without merit); and (iv) such official has reviewed the Official Statement and on such basis certifies that the Official Statement does not contain any untrue statement of a material factor omit to state any material fact required to be stated therein or necessary to make the statement therein, in light of the circumstances in which they were made, not misleading; (4) form satisfactory city; A nonarbitrage to Bond Counsel, certificate of the City, in signed by an official of the (5) Evidence satisfactory to the Underwriter that the Notes shall have been rated "MIG--" by Moody's Investors Service, Inc., (or such other rating as such rating agency may give) and that such rating has not been revoked or downgraded; (6) A certificate, together with fully executed copies of the Note Resolution, of the City Clerk to the effect that: (i) such copies are true and correct copies of the Note Resolution; and I (ii) that the Note Resolution was duly adopted and has not been modified, amended, rescinded or revoked and is in full force and effect on the date of the Closing. Exhibit B I I I Resolution Number Jr/'~~ (7) Such additional legal opInIons, certificates, proceedings, instruments and other documents as the Underwriter may reasonably request to evidence compliance by the City with legal requirements, the truth and accuracy, as of the time of Closing, of the representations contained herein and in the Official Statement and the due performance or satisfaction by the City at or prior to such time of all agreements then to be performed and all conditions then to be satisfied by the City. If the City shall be unable to satisfy the conditions of the Underwriter's obligations contained in this Note Purchase Agreement or if the Underwriter's obligations shall be terminated for any reason permitted by this Note Purchase Agreement, this Note Purchase Agreement may be cancelled by the Underwriter at, or at any time prior to, the time of Closing. Notice of such cancellation shall be given to the City in writing, or by ~elephone or telegraph confirmed in writing. Notwithstanding any provision herein to the contrary, the performance of any and all obligations of the City hereunder and their performance of any and all conditions contained herein for the benefit of the Underwriter may be waived by the Underwriter at its sole discretion. The Underwriter shall also have the right to cancel its obligation to purchase the Notes, by written notice to the City, if between the date hereof and the Closing: (i) any event. occurs or information becomes known, which, in the reasonable professional judgment of the Underwriter, makes untrue any statement of a material fact set forth in the Official statement or results in an omission to state a material fact necessary to make the statements made therein, in light of the circumstances under which they were made, not misleading (ii) the market. for the Notes or the market price of the Notes or the ability of the Underwriter to enforce contracts for the sale of the Notes shall have been materially and adversely affected, in the reasonable professional judgment of the Underwriter, by (a) legislation enacted by the Congress of the United States, or passed by either house of the Congress, or favorably reported for passage to either house of the Congress by any committee of such house to which such legislation. has been referred for consideration, or by the legislature of the State of California (the "State"), or a decision rendered by the court of the United states of the State or by the united States Tax Court, or a ruling, order, or regulation (final or temporary) issued by the Treasury Department of the united States or the Internal, Revenue Service or other Federal or State authority, which would have the effect of changing, directly or indirectly, the Federal income tax treatment or State tax treatment of interest on obligations of the general character of the Notes in the hands of the holders thereof, or (b) any new outbreak of hostilities or other national or international calamity or crisis on the financial markets of the united States which, in the reasonable professional judgment of the Underwriter, would materially and adversely affect the ability of the Underwriter to market the Notes, or (c) a general suspension of trading on the New York stock Exchange, or fixing of minimum or maximum prices for trading or maximum ranges for prices for securities on the New York Stock Exchange, whether by virtue of the determination by that Exchange or by order of the Securities and Exchange Commission or any other governmental authority having jurisdiction, or (d) a general banking moratorium declared by either Federal or State of California or New York authorities having jurisdiction; or (iii) additional material restrictions not in force or being enforced as of the date hereof shall have been imposed upon trading in securities generally by any governmental authority or by any national securities exchange which, in the reasonable professional judgment of the Underwriter, materially and adversely affect the market price for the Notes. 10. Conditions performance of by the City (i) the performance by to Obligations of of its obligations is the Underwriter of the City. The conditioned upon its obligations Exhibit B Resolution Number ~,,~~ .. hereunder: and (ii) receipt by the City and the Underwriter of oplnlon~ and certificates being delivered at the Closing by persons and entities other than the city. 11. Expenses. (a) The City shall pay any out-of-pocket expenses incurred by the City from the proceeds of the 1988 TRANS issue including but not limited to (i) the cost of the preparation, printing and delivery of the Notes: (ii) the fees for Note ratings: (iii) the cost of the printing and distribution of I the Official Statement: (iv) costs of preparation and reproduction of the Note Purchase Agreement, and (b) the Underwriter shall pay (i) fees payable by the Underwriter to the California Debt Advisory Commission with regard to the Notes: and (ii) "and all other costs and disbursements incurred by them in connection with the transactions contemplated hereby. 12. Notices. Any notice or other communication to be given under this Note Purchase Agreement (other than the acceptance hereof as specified in the first paragraph hereof) may be given by delivering the same in writing if to the City to the Finance Director/Treasurer of the City, 211 Eighth Street, Seal Beach, California 90740 and to Buchalter, Nemer, Fields & Younger, 660 Newport Center Drive, Suite 1400, Newport Beach, California 92660-6415 or if to the Underwriter, to [Underwriter's Address]. 13. Parties in Interest: Survival of Representations and Warranties. This Note Purchase Agreement when accepted by the City in writing as heretofore specified shall constitute the entire agreement between the City and the Underwriter}. No person shall acquire or have any rights hereunder or by virtue hereof. All your representations, warranties and agreements of the City in this Note Purchase Agreement shall survive regardless of (a) any investigation or any statement in respect thereof made by or on behalf of the Underwriter, (b) delivery of any payment by the I Underwriters for the Notes hereunder, and (c) any termination of this Note Purchase Agreement. 14. Execution in Counterparts. This Note Purchase Agreement may be executed in several counterparts each of which shall be regarded as an original and all of which shall constitute one and the same document. 15. Applicable Law. shall be interpreted, governed and laws of the State of California. This Note Purchase Agreenent enforced in accordance with the Very truly yours, [ ] By: [ ] The foregoing is hereby agreed to and accepted as of the date first above written. CITY OF SEAL BEACH, CALIFORNIA I By: Denis Thomas Finance Director/Treasurer Exhibit B